I've done business with Steve and the gang at Summit Insurance Group for years now, and I can't say enough good things about them! They're always looking out for my best interest and make sure I am always covered. Thanks, Steve, for always taking care of my insurance needs. Stephen Terrell with Summit Insurance Group has been very responsive every step of the way.
He assisted in transitioning our business insurance for Great Scapes LLC (which included Business Liability Policy, Business Umbrella, and Multiple Business Autos) with ease. The transition was effortless on our part. By the end of this month, we will have switched our personal home and auto with his organization.
He assisted in transitioning our business insurance for Great Scapes LLC (which included Business Liability Policy, Business Umbrella, and Multiple Business Autos) with ease. The transition was effortless on our part. By the end of this month, we will have switched our personal home and auto with his organization.
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Here at Summit Insurance Group our goal is to provide you with fair policies, reliable advice, and a sense of security that will help your family live well and thrive! I grew up in Frankfort, Kentucky. I was in the Kentucky National Guard for seventeen years and I am a retired Lineman. I have been a licensed agent for four years; we specialize in custom fitting coverages for everyone, to fit their needs.
Homeowners Insurance
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The insurance company will appraise your home. They will work with an inspector to determine the market value of your home. The location of your home matters too. If you are in a high crime area, then it will affect your cost. The insurance company will consider all of these things when deciding on your insurance rates.
Condo Insurance
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When you live in a condominium, your association has a policy that covers the exterior of each building, but a condo insurance policy will cover the inside of your own unit. Your condo insurance policy may cover your walls, your possessions, and your appliances. Condo insurance also protects you in the event that a visitor to your property is injured.
Renters Insurance
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This policy is for situations such as theft, fire, and other mishaps that can damage belongings. Landlord insurance does not cover the belongings of a tenant. That is why this coverage is necessary. However, it does not cover flood damage. If a mishap occurs, then the tenant files a claim. When you have this coverage, you will need to have proof of loss.
Landlord Insurance
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If you own an investment property that you rent to tenants, have insurance coverage on that property. This property can include apartments, condos, and residential homes. However, people assume their homeowner's insurance will suffice. If you are a landlord, protect yourself from financial losses from fires, severe weather, and/or break-ins with landlord insurance.
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