Business Details
Your Trusted Mortgage Partner in Knoxville, TN
Foundation Mortgage has established itself as a trusted leader in the Tennessee mortgage industry, dedicated to helping clients achieve their homeownership goals. Our team of experienced professionals combines deep industry knowledge with personalized service to guide clients through every step of the mortgage process. We prioritize integrity, accountability, and excellence, ensuring transparent communication and tailored solutions for each client's unique financial situation. With a focus on innovation and customer satisfaction, we offer a wide range of loan products and leverage advanced tools like our Mortgage Calculator to empower informed decision-making.Our commitment to fostering strong relationships with clients and partners alike has earned us over 150 positive Google reviews, reflecting our dedication to delivering stress-free, efficient mortgage experiences. Licensed across eight states, we maintain rigorous compliance with regulatory standards while continuously adapting to industry trends to serve our clients better.
Services
Conventional Loans
FHA Loans
USDA Loans
VA Loans
Jumbo Loans
Refinance Options
First-Time Buyer Programs
Investor Loans
Land Loans
Construction Loans
Highlights and features
- We offer 25+ years of combined experience across our leadership team
- Our personalized loan guidance covers 8+ mortgage product types
- We maintain 24/7 client communication channels for urgent needs
- Our digital tools streamline mortgage calculations and refinancing decisions
- Over 150 verified Google reviews attest to our service quality
What people say
Amazing job
Seamless experience
Highly recommend
Stress-free closing
Prompt communication
Services
Conventional Loans
Conventional loans offer flexible terms for borrowers with strong credit profiles. These mortgages aren't government-insured, providing competitive rates for qualified applicants. Our team specializes in helping clients navigate conventional loan requirements and secure optimal financing solutions for primary residences, investment properties, or second homes.
FHA Loans
FHA loans provide accessible homeownership opportunities with low down payment requirements. Backed by the Federal Housing Administration, these mortgages cater to first-time buyers and those with moderate credit histories. Our specialists guide clients through FHA loan qualifications and help maximize benefits while meeting regulatory requirements.
USDA Loans
USDA loans offer zero-down payment options for qualifying rural property purchases. Designed to promote homeownership in designated areas, these mortgages feature competitive rates and unique eligibility criteria. Our experts help clients determine USDA loan eligibility and navigate the application process efficiently.
VA Loans
VA loans provide exclusive benefits for military service members and veterans. These government-backed mortgages feature no down payment requirements and favorable terms. Our certified specialists assist eligible clients in leveraging VA loan benefits while ensuring compliance with specific documentation and usage requirements.
Refinance Options
Our refinance solutions help homeowners reduce monthly payments, shorten loan terms, or access equity. From rate-and-term to cash-out refinancing, we analyze current market conditions and client financial situations to recommend optimal refinance strategies that align with long-term goals.
People
Nick Galbraith
President - Loan Officer
With NMLS certifications in multiple states, Nick leads our mortgage team with over 15 years of industry experience. He specializes in complex loan structures and has helped hundreds of clients achieve homeownership through personalized financial guidance and strategic mortgage solutions.
Austin Hines
Loan Officer
A Tennessee-licensed mortgage expert with 10+ years of experience, Austin focuses on finding tailored loan solutions for first-time buyers and investors. His expertise in conventional and jumbo loans has earned multiple client service awards and consistent five-star reviews.
Nishawn Wright
Loan Officer
Specializing in FHA and USDA loans, Nishawn has assisted over 500 families with homeownership in Tennessee and Alabama. Her organizational skills and prompt communication have made her one of our most requested loan officers for first-time homebuyers.
Caroline Parker
Borrower Success Coordinator
As a key client liaison, Caroline ensures smooth loan processing with her attention to detail and timely communication. With NMLS certification in Tennessee, she coordinates between borrowers and underwriters to maintain efficient closing timelines.
Alex Gaines
Loan Operations Specialist
Alex manages loan documentation and underwriting requirements with precision, supporting our loan officers with technical expertise. His background in mortgage operations ensures compliance with regulatory standards while maintaining fast processing times.
Questions
What loan options do you offer?
We offer conventional, FHA, USDA, VA, jumbo, and specialty loans including first-time buyer programs, investor loans, and construction financing across eight states.
How do I start the mortgage process?
Begin by using our online mortgage calculator, then complete our secure application or schedule a consultation with one of our licensed loan officers for personalized guidance.
Are there first-time homebuyer programs available?
Yes, we offer specialized programs with down payment assistance, reduced fees, and educational resources tailored for first-time homebuyers in Tennessee and other service areas.
What documents are needed for pre-approval?
Typically, we require recent pay stubs, W-2 forms, tax returns, and bank statements. Our loan officers provide detailed checklists tailored to your specific loan type.
How long does the mortgage process take?
Most transactions close within 30-45 days, depending on loan complexity and documentation timeliness. Our team provides regular updates throughout the entire process.
Do you offer online account management?
Yes, our digital platform allows clients to upload documents, track loan progress, and communicate securely with their loan team 24/7.
Reviews (5)
Darrow Davenport
Sep 24, 2021
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Hannah Blevins and Austin Terry are really great to work with. They are both very helpful and kept us up to date on our process. We really appreciate the work they did.
Scott Easterday
Jul 23, 2021
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Hannah Blevins went above and beyond to get me the best rate. Great communication and truly cares about her customers and their lending process experience. Thank you for everything Hannah!!! You are a ROCKSTAR!!!!!!
Nathan Woody
Jul 17, 2021
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Hannah Blevins was extremely helpful in our home buying process. As we went through the process of purchasing our first home, Hannah answered every question we had! (There were a lot of questions)
She supported us the whole way through and helped make sure the closing went smoothly, wasnt pushed back, and even went to our closing in person! We would highly suggest Hannah Blevins and Foundation mortgage!
She supported us the whole way through and helped make sure the closing went smoothly, wasnt pushed back, and even went to our closing in person! We would highly suggest Hannah Blevins and Foundation mortgage!
Jonathan Mathes
Jul 14, 2021
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Hannah and Courtney were a pleasure to work with. They were very quick to respond anytime we needed something and we genuinely appreciate their expertise and guidance along the way.
Hannah even answered my call on a whim, late at night and went the extra mile to ensure we could have an offer ready to put in on our now home. Without her dropping what she was doing to help at that exact moment we mightve missed out on this house. For that and for everything else we thank you Hannah and foundation mortgage.
Hannah even answered my call on a whim, late at night and went the extra mile to ensure we could have an offer ready to put in on our now home. Without her dropping what she was doing to help at that exact moment we mightve missed out on this house. For that and for everything else we thank you Hannah and foundation mortgage.
Ginger Rogers Sexton
Mar 12, 2021
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Josh and his team were absolutely amazing! They went above and beyond for my husband and I. They answered every question and helped us through the entire process! Absolutely top Notch!!! I highly recommend them!
