Locally-owned and family-operated, we've provided mortgages, refinancing, and first-class customer service to hundreds of satisfied East Tennessee residents since 1991. VA loans help both active and military veterans finance the purchase of their new homes, or the refinance of their current home, with 100% financing and no down payment.
Eliminate credit card debt, student loan debt, personal loan debt, and pesky high-interest auto loans debt by refinancing your mortgage. Are you 62 years or older and would like to access some cash? Our reverse mortgage option allows you to access the equity in your home and convert it to cash. Consolidate debt, lower payments, lower rate, reduce the term of your mortgage, get cash in hand!
Eliminate credit card debt, student loan debt, personal loan debt, and pesky high-interest auto loans debt by refinancing your mortgage. Are you 62 years or older and would like to access some cash? Our reverse mortgage option allows you to access the equity in your home and convert it to cash. Consolidate debt, lower payments, lower rate, reduce the term of your mortgage, get cash in hand!
Services
About Us
Report
Fountain City Finance has been providing financial services to hundreds of satisfied East Tennessee residents since 1991. We maintain a local, hometown approach while providing first-class customer service for our clients. Our professionalism along with our choice of products will leave you with an outstanding customer experience, unlike any other financial company.
Testimonials
Report
You took the stress out of home buying and we're always friendly, helpful and professional. You all came highly recommended and we will definitely highly recommend you to others. Thanks so much! Daryl and the crew at Fountain City Finance kept me on track with my first home purchase! Every person I spoke with was always kind, professional, and helpful with anything needed.
Conventional Loans
Report
Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. Down payment requirements may be as little as 3% or as much as the borrower would like to put down. Loans with less than 20% down can have the option to have Mortgage Insurance Monthly, or Lender paid mortgage insurance.
FHA Loans
Report
FHA is an option that is offered to consumers that may have not-so perfect credit, or perhaps are looking to put a minimal down payment on a home. They offer a low down payment of 3.5%, and credit scores can be much lower than on other products. Seller can pay up to 6% in closing cost for buyer. This loan is insured by the Federal Housing Administration (FHA).
VA Loans
Report
Veterans Administration (VA) loans were created to help veterans finance the purchase of their new homes, or the refinance of their current home. They are offered to Active Military personnel and those that have served in the past. They offer 100% financing with NO down Payment on most loan products and do not require mortgage insurance.
Reviews
Be the first to review Fountain City Finance.
Write a Review
