Buying a home is one of the largest financial decisions you'll make in your lifetime. It can also be one of the most stressful decisions for many buyers, especially first-time buyers. Serving the Greater Houston Area and all of Texas for 17 years, we are here to guide you through the process and find the best option to suit your financial needs.
We offer a variety of loan options and work to keep our borrowers educated as they move through the loan process. Top Mortgage can accommodate all your mortgage needs whether you're purchasing a new home, refinancing, cashing out, or needing second lien options. Conventional Loans: A conventional loan is not guaranteed or insured by any Government agency.
We offer a variety of loan options and work to keep our borrowers educated as they move through the loan process. Top Mortgage can accommodate all your mortgage needs whether you're purchasing a new home, refinancing, cashing out, or needing second lien options. Conventional Loans: A conventional loan is not guaranteed or insured by any Government agency.
Services
Mortgage Preparation
Report
Step 2: Top Mortgage, LLC will request a list of items needed, based on your employment history and financials. These items are crucial for loan approval and must be gathered in a timely manner. Current 2 years - W2 statements. Current 2 years of tax returns (possibly one year for self-employed borrowers).
Programs
Report
Conventional Loans: A conventional loan is not guaranteed or insured by any Government agency. The max loan amount in Texas $548,250.00. This product will allow a low down payment. You can avoid all Mortgage insurance if the loan does not exceed 80% of the sale price. FHA Loans: FHA loans are insured by the Federal Housing Administration.
At The Closing
Report
Closing on your home and mortgage is one of the most important financial commitments you'll ever make. Take all the time you need. A cashiers check or proof of wire transfer for the exact amount of money you need to close. Your co-borrower or the person who is co-signing your loan. Your driver's license.
Testimonials
Report
For starters we had actually began the home loan process with another (major) bank before switching to top mortgage. With the prior bank the process was an absolute nightmare. We switched to Top Mortgage roughly a month before our closing date and they were able to get everything sorted out in just 3 short weeks.
FAQ’s
Report
Purchasing a home enables you to receive tax benefits while building equity. Owning a home also gives you the freedom to personalize and decorate as you wish and gives you the personal satisfaction of owning your own home. Pre-qualification can help determine how much money you will be eligible to borrow before the loan application process occurs.
Reviews
Be the first to review Top Mortgage.
Write a Review
