Zion Mortgage is committed to helping you get their personal and commercial mortgage solutions hassle free. We pride ourselves in our attentive, responsive, and 1-on-1 service. Shopping for your first home is an exciting time. It should be a fun learning experience for everyone. But serious home buyers should start their journey in a lender's office, not at an open house.
The reality is that having a preapproval letter from a lender is almost expected. Sellers want to know that you're a serious buyer and not wasting their time. The process of buying a house is long enough, even when things go well from start to finish. Sellers are more willing to negotiate with a buyer when they know they can actually purchase the home.
The reality is that having a preapproval letter from a lender is almost expected. Sellers want to know that you're a serious buyer and not wasting their time. The process of buying a house is long enough, even when things go well from start to finish. Sellers are more willing to negotiate with a buyer when they know they can actually purchase the home.
Services
Services
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Looking to purchase a home, refinance, or cash out? Look no further! Zion Mortgage offers a wide range of mortgage products with the benefit of no hidden fees. Zion Mortgage prides itself on its simple and hassle free process. Listed below are some of our most popular home loan services. Adjustable rate mortgage (ARM) generally features a lower interest rate than a 30-year fixed rate mortgage.
Fixed-Rate Mortgage Lender
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In the mortgage and lending world, there are many official-sounding terms. They sound complex and can be confusing even for experienced real estate professionals. Zion Mortgage is here to help and try to explain some of those terms. You may have heard the terms "adjustable rate" and "fixed-rate mortgages."
Adjustable Rate Mortgage Loans
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There are lots of features to consider when shopping for a mortgage. An important decision to make is getting a fixed or adjustable rate mortgage. There are pros and cons to both and you budget, and housing needs and acceptable risk will factor into the decision. Zion Mortgage offers adjustable rate mortgages in Texas, and we can help you.
Mortgage Refinancing Services
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Sometimes in life we make a bad deal for a variety of reasons. It can happen when buying real estate too. Home buyers end up in a high-interest mortgage that drains their finances and enthusiasm for being a homeowner. There is no reason to stay in a high-interest mortgage when you can simply refinance.
Cash-Out Refinance Loans
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Zion Mortgage has many mortgage products available, including cash-out refinance loans. Homeowners that have available equity in their homes might be eligible to refinance their mortgage and cash out. Cash-out refinancing means that the current mortgage is replaced with a new one that has a higher amount attached to it.
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