Helping people achieve the American Dream of Homeownership. Begin your pre-qualification online using our secure, encrypted and completely private online pre-qualification through our loan center. Whether you dream of buying your first home, refinancing your current mortgage, or consolidating debt, our highly experienced team of mortgage professionals will work with you to find the best loan program to fit your budget and your needs.
AmCap home loans and refinance experts provide a streamlined mortgage loan process that alleviates the stress of buying a home. Pre-qualify for your mortgage now! When you choose AmCap as your mortgage lending company, you can rest easy knowing you've found your true partner.
AmCap home loans and refinance experts provide a streamlined mortgage loan process that alleviates the stress of buying a home. Pre-qualify for your mortgage now! When you choose AmCap as your mortgage lending company, you can rest easy knowing you've found your true partner.
Services
About Us
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At AmCap, we believe in raising the standard of mortgage lending. Since 2007, we've experienced steady and continuous growth, which we attribute to our innovative, modern business practices and one simple philosophy - making good loans to good borrowers. AmCap Home Loans has been voted by our own employees as a top place to work for ten years in a row.
Our Team
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In today's competitive mortgage industry, it seems every company claims to be the best. They all boast having the best rates, the best products and the best tools, but the truth is these aren't the defining factors of what makes a mortgage company great. At AmCap, we believe in raising the standard of mortgage lending.
Our Partners
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Just as AmCap is tremendously committed to our clients' interests and wellbeing, so is the Association of Mature American Citizens (AMAC) to theirs. AMAC has been protecting the interests of seniors since 2007.
They offer a variety of consumer benefits for their members including travel discounts, competitively priced insurance products, Roadside Assistance, retail and restaurant discounts, as well as many other benefits and savings opportunities.With over one million members, AMAC's sole mission is to look after the welfare of their members, in all ways possible.
They offer a variety of consumer benefits for their members including travel discounts, competitively priced insurance products, Roadside Assistance, retail and restaurant discounts, as well as many other benefits and savings opportunities.With over one million members, AMAC's sole mission is to look after the welfare of their members, in all ways possible.
AmCap Gives Back
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At AmCap Home Loans, we believe part of owning a home or business is investing back into the community. Our mission is to promote positive community change through charitable giving at the national, state, and local level. AmCap Mortgage, LTD. has established the More Than Mortgages Employee Assistance Fund as a program to assist employees cope with unexpected financial hardships that place undue stress on an employee and his or her family.
Conventional Home Loans
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Conventional loan is a term you're bound to encounter when you're shopping for a mortgage. After all, this common mortgage type is offered by most lenders. Qualifying can be tougher than with government loans, but the options fit a wider range of buyers and properties.
A conventional loan is a mortgage that is not guaranteed or insured by any government agency, including the Federal Housing Administration (FHA), the Farmers Home Administration (FmHA) and the Department of Veterans Affairs (VA).It is typically fixed in its terms and rate. Conventional Loan borrowers typically make larger down payments than FHA borrowers, and they tend to have a more secure financial standing and are less likely to default.
A conventional loan is a mortgage that is not guaranteed or insured by any government agency, including the Federal Housing Administration (FHA), the Farmers Home Administration (FmHA) and the Department of Veterans Affairs (VA).It is typically fixed in its terms and rate. Conventional Loan borrowers typically make larger down payments than FHA borrowers, and they tend to have a more secure financial standing and are less likely to default.
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