Business Details
Your Trusted Partner for Financial Advisory Services
Creative Resources is a multi-division financial services firm dedicated to providing integrated solutions for investment management, tax strategies, and financial planning. Our three specialized platformsCRIA (Investment Advisors), CRBS (Insurance and Planning Services), and CRFO (Family Office)deliver personalized service tailored to everyday investors and high-net-worth families. With a focus on customized portfolio management, retirement planning, and wealth strategy, we combine independence, creativity, and clarity to address complex financial needs.Our team of experts, including certified investment advisors, insurance specialists, and tax attorneys, ensures clients receive comprehensive guidance aligned with their unique goals. By prioritizing long-term relationships and advanced estate planning, we help clients build, preserve, and enjoy their wealth across generations.
Services
Investment Management
Tax Mitigation Planning
Financial Planning
Insurance Solutions
Family Office Services
Highlights and features
- We offer 30+ years of combined experience across investment, insurance, and tax advisory services.
- Our integrated model unifies three specialized financial platforms under one client-focused approach.
- We provide boutique-level family office services for high-net-worth individuals and entrepreneurs.
- Our team includes CFA charterholders, tax attorneys, and certified investment advisors.
- We prioritize transparent communication and conflict-free fee-based portfolio management.
Services
Investment Management
CRIA offers fee-based investment advisory services focused on customized portfolio management. Our CFA-certified advisors develop retirement and wealth strategies tailored to individual risk profiles and financial goals. We utilize advanced analytics to optimize asset allocation and ensure long-term growth for both everyday investors and institutional clients.
Tax Mitigation Planning
CRFO provides specialized tax mitigation services for high-net-worth individuals and businesses. Our tax attorneys employ legal strategies to minimize liabilities through estate planning, charitable giving, and international tax frameworks. With expertise from Big 4 accounting firms, we deliver solutions that align with evolving regulatory requirements while maximizing client savings.
Family Office Services
CRFO delivers concierge-level financial services for athletes, entrepreneurs, and multi-generational families. Our advisors coordinate estate planning, business succession, and asset protection strategies. By integrating legal, tax, and investment expertise, we create comprehensive frameworks to preserve wealth across generations while maintaining liquidity for current needs.
Insurance Solutions
CRBS offers life, disability, and annuity products tailored to individual and business needs. Our specialists design coverage plans that protect against financial risks while supporting long-term wealth accumulation. We focus on creating balanced insurance portfolios that complement overall financial strategies through both traditional and innovative risk transfer mechanisms.
Financial Planning
We provide holistic financial planning covering retirement, education funding, and major life events. Our advisors create roadmaps integrating investment, tax, and insurance components to achieve specific milestones. Using scenario analysis and cash flow modeling, we help clients navigate complex financial decisions with confidence and clarity.
People
Armand C Spaziano
Principal Senior Investment Advisor
CFA charterholder with 25+ years of experience in portfolio management. Specializes in retirement planning and wealth strategy for individual and institutional clients. Prioritizes data-driven investment decisions aligned with client objectives.
Ted Augustyniak
Principal Insurance Specialist
15+ years in insurance and financial planning. Develops comprehensive risk management solutions, including disability coverage and business protection strategies. Focuses on aligning insurance products with long-term financial goals for families and entrepreneurs.
Charles King
Principal Retirement Specialist
Certified investment advisor with expertise in retirement planning. Combines portfolio management experience with personalized guidance to help clients achieve sustainable income strategies for post-career life.
Derrick Chambers
Family Office Advisor
Specializes in wealth management for high-net-worth clients. Focuses on estate planning, generational wealth transfer, and customized financial solutions for athletes and entrepreneurs through the CRFO division.
Brad Kay
Tax Mitigation Attorney
Former Big 4 tax attorney with deep expertise in tax planning for individuals and businesses. Develops legal strategies to minimize liabilities while ensuring compliance with federal and international tax regulations.
Questions
What services does Creative Resources offer?
We provide investment management, tax mitigation planning, family office services, insurance solutions, and comprehensive financial planning tailored to individual and business needs.
How does your integrated financial model work?
Our three divisions—CRIA, CRBS, and CRFO—collaborate to create unified strategies that coordinate investment, insurance, and tax planning components for holistic wealth management.
What experience does your team have?
Our advisors include CFA charterholders, tax attorneys, and certified investment professionals with combined experience exceeding 100 years in financial services and wealth management.
Do you serve both individuals and businesses?
Yes, we work with everyday investors, high-net-worth families, entrepreneurs, and businesses to develop customized financial strategies across all wealth planning aspects.
How are your fees structured?
CRIA offers fee-based portfolio management while CRBS uses insurance product commissions. CRFO provides customized pricing for family office services detailed in our Massachusetts Table of Fees.
