Business Details
Your Trusted Partner for Comprehensive Financial Planning Solutions
Old Forge Financial has cultivated enduring client relationships built on wise counsel, mutual trust, and first-class service for over 30 years. Specializing in helping families and small businesses plan their financial future, we work closely with clients from diverse backgrounds including U.S. Government employees, Verizon, UPS, and Amica Insurance alumni. Our team operates with a unified culture of service excellence, prioritizing client interests through continuous knowledge investment while maintaining fiduciary responsibility. We combine personalized portfolio management with strategic tax, estate, and retirement planning to deliver comprehensive wealth solutions tailored to individual needs. 
Services
Investment Management
Retirement Planning
Tax Planning
Estate Planning
Education Planning
Small Business Guidance
Long-Term Care Planning
Roth Conversions
Qualified Charitable Distributions
Highlights and features
- We offer 30+ years of specialized financial planning experience
- Our fiduciary commitment legally binds us to prioritize client interests
- We develop personalized wealth strategies tailored to individual circumstances
- Our comprehensive services cover all aspects of financial life planning
- We maintain transparent communication with regular portfolio reviews
Associations and certifications
- Registered Investment Advisor (RIA)
Services
Investment Management
Our Investment Management service provides comprehensive portfolio oversight and strategic asset allocation designed to help clients achieve long-term financial goals. As fiduciary advisors, we prioritize client interests through personalized portfolio design, strategic asset allocation, and continuous investment monitoring. Our rigorous investment selection process and tax-efficient strategies ensure optimal portfolio performance while maintaining transparent communication and regular client reporting.
Retirement Planning
We offer comprehensive retirement planning services that include income needs assessment, portfolio stress testing, and distribution planning. Our approach combines asset allocation planning with tax-efficient withdrawal strategies and Social Security optimization to create sustainable retirement income. Through regular progress reviews and market response planning, we help clients navigate longevity risks, inflation protection, and healthcare cost management while ensuring their retirement strategy evolves with changing circumstances.
Estate Planning
Our estate planning services focus on wealth transfer optimization and legacy protection through will and trust creation, tax minimization strategies, and family protection planning. We help clients develop comprehensive estate tax reduction plans, establish appropriate trust structures, and coordinate business succession strategies. Our process includes beneficiary designation review, asset titling strategies, and special needs planning to ensure clients' wishes are carried out efficiently while minimizing tax exposure for future generations.
Tax Planning
We provide advanced tax planning services that focus on lifetime tax minimization through strategic Roth conversions, Qualified Charitable Distributions, and tax-efficient investment strategies. Our approach combines current tax situation analysis with future projections to develop customized tax reduction plans. We specialize in optimizing tax outcomes across investment portfolios, retirement distributions, and estate planning while maintaining compliance with evolving tax regulations and coordinating with clients' accounting professionals.
Education Planning
Our education planning service helps families develop strategic funding solutions for education expenses while balancing other financial goals. We create customized college savings strategies using 529 plans and tax-advantaged savings options while optimizing financial aid eligibility. Through comprehensive cost analysis and cash flow management, we help clients navigate public vs. private school decisions, develop savings timelines, and implement investment strategies that align with their education funding objectives without compromising long-term financial stability.
Questions
What financial planning services do you offer?
We offer comprehensive services including investment management, retirement planning, tax optimization, estate planning, education funding, and small business guidance tailored to individual client needs.
Are you legally required to act in my best interest?
Yes, as a Registered Investment Advisor, we operate under a fiduciary duty that legally requires us to prioritize client interests above all else in our advisory capacity.
How do you work with clients outside Rhode Island?
We provide services to clients nationwide while maintaining all applicable state registrations and comply with regulatory requirements for each jurisdiction where we serve clients.
What makes your approach different from other advisors?
Our approach combines 30+ years of experience with a comprehensive A3 Evaluation process (Assess, Address, Apply) and personalized strategies that integrate tax, investment, and estate planning considerations.
How can I schedule an initial consultation?
You can book an appointment directly through our website or contact our Warwick office at (401) 885-5787 to discuss your financial goals with our team.
