Business Details
Trusted Retirement Plan Experts for Businesses
At Compensation Planning, we specialize in designing and administering customized retirement plans that maximize tax savings while ensuring compliance with evolving regulations. Our team of IRS-credentialed experts brings decades of combined experience in qualified retirement plans, working closely with business owners, accountants, and financial advisors to create solutions that align with both personal and organizational goals. We differentiate ourselves through proactive consultation, personalized service from dedicated plan managers averaging 20+ years in the field, and a commitment to educating clients about complex retirement plan strategies.Our proven processfrom initial discovery to ongoing managementensures plans remain optimized for changing business needs and legislative requirements. With a client base spanning Southern New England and beyond, we've helped nearly 1,000 businesses preserve assets through tailored defined benefit and contribution plans.
Services
ERISA Compliance Resolution
Section 125 Cafeteria Plans
Pension Valuation For Divorce
Defined Contribution Plans
Defined Benefit Plans
Highlights and features
- We employ two of only four IRS-credentialed ERPA professionals in Rhode Island
- Our team averages 20+ years of retirement plan administration experience
- We offer 24-48 hour turnaround for contribution calculations during tax season
- We provide free continuing education seminars for financial advisors and accountants
- Our proprietary software optimizes plan designs to save $100k+ annually
What people say
Depth of knowledge
Responsive communication
Creative problem-solving
Peace of mind
Cost-effective solutions
Services
ERISA Compliance Resolution
We help businesses maintain tax-compliant retirement plans through expert ERISA guidance. Our IRS-credentialed professionals identify compliance issues and implement corrective solutions. With decades of experience, we ensure plans meet current regulations while maximizing tax benefits for business owners and employees.
Defined Benefit Plans
Our customized defined benefit plans maximize retirement savings for business owners. We handle actuarial calculations, compliance testing, and annual administration. These plans allow significant tax deductions while providing predictable retirement benefits for employees through structured benefit formulas.
Section 125 Cafeteria Plans
We design cafeteria plans that reduce payroll taxes through pre-tax employee contributions. Our solutions allow businesses to offer multiple benefit options while lowering overall tax liabilities. We handle plan documentation, compliance requirements, and annual administration for simplified implementation.
Pension Valuation For Divorce
Our actuarial experts calculate pension values for divorce proceedings with court-admissible documentation. We provide clear explanations of benefit calculations and compliance requirements. This service ensures accurate asset division while maintaining plan integrity through complex valuation methodologies.
Defined Contribution Plans
We create tailored 401(k) and profit-sharing plans that balance owner benefits with employee needs. Our administration includes compliance testing, investment guidance, and fiduciary support. These plans offer flexible contribution structures while maintaining strict IRS regulatory compliance for long-term viability.
People
Jeffrey Brown
President
President and co-founder with 40 years of teaching experience in Bryant University's Masters in Taxation program. Holds the Certified Pension Consultant designation and serves as an IRS-credentialed ERPA professional.
Grant Brown
Vice President
Vice President and former Professor at Bryant University's MST Program. Recognized nationally for pension consulting expertise and holds the Certified Pension Consultant designation as an IRS-credentialed ERPA professional.
Questions
What retirement plan types do you specialize in?
We specialize in defined benefit plans, 401(k) solutions, Section 125 cafeteria plans, and pension valuations for divorce proceedings.
How do you help businesses save on taxes?
We optimize plan designs using current tax laws to maximize deductions while meeting compliance requirements through customized retirement arrangements.
Do you work directly with business owners?
We collaborate with accountants and financial advisors while providing direct consultation to business owners during plan design and implementation.
What geographic areas do you serve?
We serve clients across Southern New England and provide remote services to businesses nationwide through virtual consultations.
How quickly can you implement a new plan?
Our typical implementation timeline ranges from 2-4 weeks depending on plan complexity and client documentation availability.
Can you help with existing plan issues?
Yes, we resolve compliance issues, correct plan defects, and restructure existing arrangements to improve tax efficiency and regulatory compliance.
