Business Details
Certified Financial Planning Services in North Andover, MA
At Powwow, LLC, we prioritize your financial journey above all else. Our approach centers on personalized conversations to craft tailored financial plans that reflect your unique goals and challenges. As a fee-only fiduciary, we are committed to transparency, ensuring every recommendation aligns with your best interests. With expertise in hourly financial planning, investment management, and elder care planning, we serve the Sandwich Generation, helping clients navigate complex financial decisions.Our virtual and in-person services, combined with interactive tools and a client-centric philosophy, empower you to make informed, confident choices. Founded on principles of integrity and accountability, we leverage over a decade of experience in wealth management to deliver actionable strategies. Whether you're planning for retirement, managing elder care, or optimizing investments, our team provides the clarity and support needed to achieve long-term financial security.
Services
Hourly Financial Planning
Investment Management
Elder Care Planning
Retirement Planning
Tax Planning Strategies
Cash Flow Analysis
College Savings Planning
Risk Management Review
Estate Planning Coordination
Employee Benefits Optimization
Highlights and features
- We are a fee-only fiduciary focused solely on your financial goals.
- Hourly billing model ensures transparency and flexibility for clients.
- Specialized expertise in elder care planning for the Sandwich Generation.
- Virtual and in-person services accommodate diverse client preferences.
- Interactive tools and client portal enhance financial organization and tracking.
Associations and certifications
- Certified Financial Planner (CFP)
- SEC-registered
Services
Hourly Financial Planning
Our hourly financial planning service provides tailored guidance for clients seeking strategic action items. Through collaborative conversations, we address short- and long-term goals, utilizing interactive tools to visualize financial scenarios. This service includes access to our secure portal for document sharing, spending tracking, and progress monitoring, ensuring you maintain control over your financial future.
Investment Management
Investment management services combine low-cost ETFs with personalized portfolio strategies tailored to your risk tolerance and financial goals. Partnering with GeoWealth, we offer tax-sensitive allocations, automatic rebalancing, and expert oversight. This service suits clients building their first $1M in assets who require professional implementation of financial plans without traditional wealth management minimums.
Elder Care Planning
Elder care planning addresses financial challenges related to aging parents or personal care needs. We analyze affordability of care options, strategic spend-down approaches, and benefit eligibility while facilitating family discussions. Our process includes creating customized plans for assisted living, Medicare enrollment, and long-term care insurance considerations, ensuring informed decision-making during transitional periods.
Retirement Planning
Retirement planning services focus on projecting financial independence throughout retirement years. We analyze savings rates, distribution strategies, and risk management approaches while considering tax implications. Our process includes scenario modeling for career changes, longevity risks, and healthcare costs, ensuring comprehensive preparation for sustainable retirement income.
Tax Planning Strategies
Tax planning strategies integrate with comprehensive financial plans to minimize current and future tax liabilities. We analyze account selection, investment tax efficiency, and timing of financial decisions while coordinating with CPAs for implementation. This service emphasizes long-term tax reduction through strategic asset location and retirement account management tailored to individual circumstances.
People
Quentara Costa
Certified Financial Planner
Quentara Costa, CFP, is a fee-only fiduciary with 20 years of experience in wealth management. As founder of Powwow, LLC, she specializes in helping the Sandwich Generation navigate financial challenges through hourly planning and elder care expertise. Her mission focuses on empowering clients through financial literacy and personalized guidance.
Questions
What financial planning services do you offer?
We provide hourly financial planning, investment management, and elder care planning services tailored to the Sandwich Generation's unique needs.
How much does financial planning cost?
Hourly rates start at $330/hour for membership clients, with investment management fees ranging from 0.75-1.0% annually based on asset levels.
Do you offer virtual financial planning?
Yes, we offer virtual meetings and a secure client portal for document sharing, spending tracking, and collaborative financial planning.
What is your investment approach?
We utilize low-cost ETFs through GeoWealth partnerships, offering tax-sensitive portfolios and automatic rebalancing tailored to individual risk profiles.
How do you handle elder care planning?
Our elder care planning includes affordability analysis, strategic spend-down approaches, and coordination with care providers to address transitional financial needs.
Are you a fiduciary financial planner?
Yes, we operate as a fee-only fiduciary, legally obligated to act in clients' best interests without commissions or referral fees.
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