Business Details
Trusted Financial Planning & Investment Advisory Services in Boston, MA
Neiman & Associates is a fee-only financial advisory firm based in Boston, MA, dedicated to transforming financial complexity into actionable opportunities for individuals and families. With over two decades of experience, we specialize in personalized financial planning and investment advisory services tailored to diverse clients, including LGBTQ+ individuals, non-traditional families, and those prioritizing socially responsible investing. Our approach emphasizes transparency, plain-language communication, and building long-term partnerships grounded in honesty and integrity. We prioritize understanding clients' values and life goals over mere account balances, offering holistic solutions that address cash flow, retirement planning, tax strategies, and estate planning.As a boutique firm, we combine technical expertise with a welcoming environment, empowering clients to achieve financial peace of mind while aligning investments with personal principles. Our team's extensive credentials include Certified Financial Planner (CFP) certification and leadership roles in financial planning organizations, ensuring clients receive expert guidance rooted in industry best practices.
Services
One-Time Consultations
Tax Planning
Comprehensive Financial Planning
Investment Management
Estate Planning
Highlights and features
- We offer objective financial advice without product sales commissions
- Our team provides actionable steps toward achieving personalized life goals
- We specialize in translating complex financial concepts into plain English
- Our firm maintains a welcoming environment for diverse family structures
- We combine 20+ years of tax planning expertise with holistic financial strategies
Associations and certifications
- Certified Financial Planner Board of Standards
Services
Comprehensive Financial Planning
Our comprehensive financial planning service takes a holistic approach to your financial picture, addressing cash flow management, retirement planning, income tax strategies, investment planning, insurance needs, and estate planning. We work closely with clients to understand their unique life goals, values, and priorities, creating customized roadmaps that evolve with changing circumstances. This service is particularly valuable for individuals with complex financial situations or those seeking coordinated guidance across multiple planning areas.
Investment Management
Our investment management service offers active portfolio management using mutual funds, ETFs, and individual securities tailored to each client's risk tolerance and financial objectives. We specialize in creating socially responsible portfolios that align with clients' values while maintaining rigorous diversification standards. The service includes ongoing performance monitoring, tax-efficient rebalancing, and regular reporting to ensure investments remain aligned with evolving financial goals and market conditions.
Tax Planning
With over 20 years of expertise, our tax planning service integrates with overall financial planning to minimize tax liabilities through strategic timing of income and deductions. We focus on long-term tax efficiency in investment decisions and retirement planning, while maintaining compliance with evolving tax regulations. This service includes both annual tax preparation and proactive year-round tax optimization strategies tailored to individual circumstances.
One-Time Consultations
Our one-time consultation service provides focused guidance for clients with specific financial questions or those seeking a second opinion. This service is ideal for addressing particular concerns like investment portfolio reviews, retirement readiness assessments, or tax strategy evaluations without committing to ongoing comprehensive planning. Consultations offer actionable insights while maintaining our commitment to plain-language financial communication.
Estate Planning
Our estate planning service helps clients preserve and transfer wealth according to their wishes while minimizing tax implications. We coordinate with legal professionals to create effective plans that address asset distribution, guardianship arrangements, and charitable giving intentions. The service emphasizes clear communication of complex estate planning concepts and ensures alignment with overall financial objectives and family dynamics.
People
Debra Neiman
Principal and Founder
Debra Neiman is a Certified Financial Planner with over 20 years of experience in investment, retirement, and tax planning. She founded PridePlanners, a non-profit supporting advisors serving non-traditional families, and co-authored 'Money Without Matrimony'. Her expertise includes working with LGBTQ+ clients and cancer patients' financial needs.
Questions
What financial planning services do you offer?
We offer comprehensive financial planning covering cash flow management, retirement planning, tax strategies, investment management, insurance analysis, and estate planning tailored to individual needs.
How do you work with LGBTQ+ clients?
We specialize in serving LGBTQ+ individuals and families, understanding unique financial challenges including non-traditional family structures and estate planning considerations.
What investment approach do you use?
We employ active portfolio management using diversified investments tailored to each client's goals, with options for socially responsible investing aligned with personal values.
How are your services priced?
We offer both comprehensive financial planning and limited-scope one-time consultations with transparent fee structures discussed during initial discovery meetings.
What makes your firm different?
We combine technical expertise with plain-language communication, focusing on clients' life goals rather than just investment accounts, in a welcoming environment for diverse family structures.
