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Business Details
31 Years
experience
Trusted Insurance & Financial Solutions for Seniors
Since our founding in 1995, Cornerstone Senior Services Senior Services has dedicated itself to addressing the unique needs of seniors through comprehensive insurance and financial solutions. As a subsidiary of Guarantee Trust Life Insurance Company, a trusted entity since 1936, we leverage decades of industry expertise to provide personalized guidance in health, life, and retirement planning. Our mission is to simplify complex insurance decisions by partnering with top-rated carriers, ensuring seniors access tailored options that align with their financial goals. With a focus on Medicare, supplemental plans, and annuities, we empower clients to make informed choices backed by research-based insights. Our team of experienced professionals is committed to delivering unbiased advice, prioritizing client security and long-term stability. Through innovative prospecting systems and robust agent training, we cultivate a network of dedicated representatives who share our passion for senior advocacy.

Recognized for our transparent approach, we offer competitive compensation structures and career growth opportunities for agents seeking to impact senior financial independence. Headquartered in Glenview, Illinois, our leadership team brings over 50 years of combined experience in senior market services, driving a growth strategy centered on relationship-building and product education. We pride ourselves on fostering a client-centric culture where every decision is guided by integrity, accountability, and a deep understanding of senior-specific challenges. From funeral cost planning to retirement income solutions, our comprehensive portfolio addresses the evolving needs of an aging population with compassion and expertise.
Services
Health Insurance Life Insurance Retirement Solutions Medicare Plans Final Expense Insurance
Details
  • Year established: 1995
Highlights and features
  • We have over 25 years of experience serving seniors' insurance needs
  • Our team partners with top-rated insurance carriers to offer comprehensive solutions
  • We provide state-of-the-art prospecting systems for efficient client matching
  • Our leadership team brings 50+ years of combined experience in senior market services
  • We offer weekly compensation with opportunities for career advancement
What people say
Personalized guidance Competitive compensation Career growth opportunities Strong carrier partnerships Effective prospecting tools
Services
Health Insurance
We offer comprehensive health insurance solutions tailored to senior needs, including Medicare plans and supplemental coverage. Our agents help clients navigate Affordable Care Act options, employer-sponsored plans, and out-of-pocket expense protection. With partnerships across top-rated carriers, we ensure access to affordable, reliable coverage that addresses chronic conditions and preventive care.
Life Insurance
Our life insurance portfolio includes final expense policies, whole life, and term options designed to protect seniors' financial legacies. With average funeral costs exceeding $10,000, we provide customizable plans that ease emotional and financial burdens for surviving family members. Our agents specialize in creating policies that cover end-of-life expenses while preserving estate value.
Retirement Solutions
We deliver retirement solutions featuring tax-deferred annuities and equity-indexed products that guarantee income streams. Our specialists help clients mitigate longevity risks through strategic planning that balances growth potential with principal protection. By focusing on senior-specific challenges, we create retirement portfolios that ensure financial stability throughout clients' golden years.
People
Patrick Poynter
President
Patrick leads Cornerstone Senior Services Senior Services's strategic growth initiatives with over 25 years of senior market expertise. He oversees product development and carrier partnerships while maintaining a client-focused approach to insurance solutions.
Dave Ermlick
Director of Investments & Financial Planning
Dave manages investment strategies and financial planning services, bringing 20+ years of experience in senior retirement solutions. He specializes in annuity products and long-term care planning.
Questions
What insurance products do you specialize in?
We specialize in health, life, and retirement insurance solutions for seniors, including Medicare plans, annuities, and final expense policies.
Are you affiliated with Medicare?
We offer Medicare-compliant plans and supplemental coverage options, but are not affiliated with the federal government.
How do you support your agents?
We provide state-of-the-art prospecting systems, weekly compensation, leadership training, and marketing support for all agents.
What areas do you serve?
We operate nationwide with a focus on senior communities across the United States.
Can I get help choosing a plan?
Our agents provide personalized consultations to help seniors compare options and select coverage that matches their specific needs.
What makes you different from other agencies?
We combine 80+ years of corporate insurance experience with specialized senior market focus and agent development programs.
Reviews (1)
Mark Cook
Aug 29, 2015 Report
Great people committed to providing awesome service to its clients and agents. Very thankful for Cornerstone