Business Details
17 Years
experience
Collector Car Insurance Experts in Bowling Green, KY
Founded in 2009 as an extension of the National Corvette Museum, our agency was created to address a critical gap in the market for specialized collector vehicle insurance. We are driven by a passion for automotive preservation and backed by decades of industry expertise. Our team consists of car enthusiasts and insurance professionals who understand the unique value and emotional significance of collector vehicles. We offer Agreed Value Coverage, ensuring pre-determined compensation for total loss without depreciation, and provide tailored protection for classic cars, exotics, and high-performance vehicles used in track events. Our mission focuses on protecting automotive legacies through customized policies, concierge-level service, and educational initiatives. With nationwide coverage across all 50 states, we combine deep industry knowledge with personalized support to serve both individual collectors and car clubs.Our claims process features dedicated adjusters and preferred repair shop selection, while our flexible policies accommodate varying usage patterns from garage queens to weekend drivers. We maintain strong partnerships with motorsport organizations and insurance providers to deliver comprehensive coverage solutions. Our leadership team brings over 25 years of combined automotive and insurance experience, ensuring every policy reflects our commitment to protecting automotive passion. This unique blend of industry-specific expertise, customer-centric service, and institutional credibility establishes us as a trusted authority in collector vehicle insurance.
Services
Collector Vehicle Insurance
HPDE Insurance
Personal Umbrella Policy
Car Club Liability
Annual Track Coverage
Details
- Year established: 2009
Highlights and features
- We offer Agreed Value Coverage with guaranteed pre-determined compensation for collector vehicles
- Our team includes certified insurance professionals with automotive industry expertise
- We provide specialized HPDE insurance for track day events and motorsport activities
- Our flexible mileage options accommodate various collector vehicle usage patterns
- We maintain a dedicated claims team with automotive restoration industry connections
What people say
Great service
Very Professional
Professional, courteous service
Great prices
Quick and efficient
Services
Collector Vehicle Insurance
Specialized insurance for collector vehicles offering Agreed Value protection that guarantees pre-determined compensation in total loss scenarios. Our policies accommodate various usage patterns including show cars, weekend drivers, and occasional commuters. Coverage includes spare parts protection, roadside assistance, and flexible deductible options from $0 to $10,000.
HPDE Insurance
High-performance driving event insurance providing physical damage coverage for vehicles participating in motorsport events. Available as single-event or annual multi-event policies with options for 6-15 events. Coverage applies during track activities and includes protection for instructor-driven scenarios.
Car Club Liability
Liability insurance solutions for automotive clubs covering organized events and activities. Designed for collector car groups and enthusiast organizations, this coverage protects against third-party claims during club-sponsored gatherings and driving events.
Personal Umbrella Policy
Supplemental liability coverage that extends beyond primary auto and home insurance policies. Provides additional protection for high-value assets and potential legal claims, offering financial security for collectors with significant automotive investments.
Annual Track Coverage
Comprehensive racing insurance with flexible event options covering 6 to 15 track days annually. Policies allow event selection changes before start dates and provide continuous coverage for registered high-performance driving events throughout the policy term.
People
Adam Boca
Executive Director
25-year automotive industry veteran and founder of NCM Insurance. Combines deep insurance expertise with lifelong passion for collector vehicles. Leads agency growth while maintaining focus on automotive preservation and enthusiast community support.
Sam Milam
Agency Manager
Brings extensive insurance background to leadership role. Specializes in team development and operational excellence. Maintains dual passion for automotive performance and customer service excellence in policy delivery.
Joe Petty
Agent / Underwriter
Insurance professional with specialized knowledge in collector vehicle policies. Focuses on personalized coverage solutions for automotive enthusiasts. Maintains active involvement in classic car community events and preservation efforts.
Ginnie Ashley
Agent / Underwriter
Experienced insurance specialist with focus on collector car coverage. Combines technical insurance knowledge with enthusiast perspective. Actively participates in automotive education initiatives and policy development.
Cameron Odil
Agent / Underwriter
Collector vehicle insurance expert with focus on exotic and high-performance cars. Provides tailored coverage solutions while maintaining deep understanding of automotive market values and restoration processes.
Questions
What types of collector vehicles do you insure?
We cover all collector vehicles including Corvettes, muscle cars, exotics, and vintage automobiles. Policies accommodate various conditions from pristine show cars to regularly driven classics.
How does Agreed Value Coverage work?
Agreed Value Coverage guarantees pre-determined compensation for total loss scenarios without depreciation. The value is mutually agreed upon at policy inception and remains fixed throughout the coverage period.
Can I use my preferred repair shop?
Yes, policyholders can choose their preferred repair facility. We work with nationwide network of specialty shops but allow freedom to select any qualified restoration or repair provider.
Do you offer multi-car discounts?
Yes, we provide premium discounts for multi-vehicle policies. The discount applies to all collector vehicles insured under the same policyholder account.
What is HPDE insurance coverage?
Our HPDE insurance provides physical damage protection for vehicles participating in track events. Coverage applies during sanctioned driving events and includes instructor-driven scenarios with flexible single or multi-event options.
How do claims work for collector vehicles?
Claims are handled by dedicated specialists with collector car expertise. The process includes damage assessment, repair coordination, and Agreed Value settlement for total losses.
Videos
Reviews (6)
George Fyhrie
Jan 03, 2022
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Positive:Responsiveness
Very friendly and professional staff. A joy to do business with as they reply immediately.
Very friendly and professional staff. A joy to do business with as they reply immediately.
Paul Thayer
Jan 02, 2022
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Positive:Professionalism,Quality,Responsiveness,Value
Agents were friendly and gave me a quote right away. They then emailed application with instructions on how to easily fill all information out. I was even able to doc you sign So I had my coverage right away.
Agents were friendly and gave me a quote right away. They then emailed application with instructions on how to easily fill all information out. I was even able to doc you sign So I had my coverage right away.
Denis Sadler
Dec 26, 2021
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I had the pleasure of working with 3 different agents; Ginnie, Sam, and Sharon. Not only was the process quick, easy, and seamless but with all of them it was more like putting together an adventure among friends than a business proposal. We even spoke about plans for the upcoming holiday weekend. They were all so helpful and knowledgeable that there was never a second of hesitation in getting anything accomplished or answered. I got exactly what I wanted at what I considered a very reasonable price. The NCM Agency came highly recommended to me by a friend and I can see why.
David Flory
Dec 15, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Very responsive to return calls/emails....very friendly and professional.
Very responsive to return calls/emails....very friendly and professional.
Brian Purves
Nov 25, 2021
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Have been with them for years with a few of my cars. They have always been helpful. Have not had any claims, thank goodness !
Jeremy Welborn
Nov 14, 2021
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This agency is the best specialty and classic automobile agency in the country. Their staff is very attentive to the customers needs. I couldn't be more satisfied with their policy offerings and service.
