Business Details
Your Trusted Partner for Title Insurance and Real Estate Closings
At Fayette County Title Company, we specialize in providing comprehensive title insurance and real estate closing services for residential, commercial, agricultural, and forestry properties. Our team of dedicated professionals meticulously conducts title searches, prepares essential documents, and coordinates all aspects of the settlement process to ensure a seamless experience. With over two decades of combined experience in the title industry, our staff prioritizes client education and protection against adverse title claims.We maintain strict sanitization protocols and offer flexible closing arrangements while adhering to state and local regulations. Our commitment to transparency and client satisfaction is demonstrated through our detailed pre-closing coordination, accurate fund accounting, and timely post-closing documentation recording. We serve clients across Tennessee through our Somerville and Portland offices, maintaining consistent communication throughout the entire transaction process.
Services
Title Insurance
Real Estate Closings
Mortgage Refinance
Deed Preparation
Title Search
Contract Review
Corporate Formation
Short Sales
REO Transactions
Investor Purchases
Highlights and features
- We offer 24/7 personalized customer support for urgent title inquiries
- Our team consists of certified escrow officers with 20+ years combined experience
- We implement a patented document verification process for title accuracy
- We provide mobile closing services across Tennessee
- Our company maintains strict sanitization protocols during transactions
What people say
Professional staff
Thorough title examinations
Efficient closing processes
Knowledgeable team
Accurate documentation
Services
Title Insurance Policy
Our title insurance policies protect property owners and lenders against financial loss from title defects. We conduct thorough public record examinations to identify potential claims before issuing coverage. Our policies cover legal defense costs and indemnify against losses from undiscovered title issues dating back to property origination.
Real Estate Closings
We manage complete real estate closing processes including document preparation, fund disbursement, and recording services. Our team coordinates with all parties to ensure regulatory compliance and accurate transfer of ownership. We handle residential, commercial, and agricultural transactions with specialized attention to detail.
Title Search
Our comprehensive title searches examine historical property records to identify liens, encumbrances, or ownership disputes. We provide detailed reports showing property history and potential issues affecting marketability. Services include chain-of-title verification and judgment lien searches across multiple jurisdictions.
Deed Preparation
We prepare customized legal documents for property transfers including warranty deeds and quitclaim deeds. Our documents meet county-specific formatting requirements and include proper legal descriptions. We verify all information with current title records to prevent future recording issues.
Contract Review
Our professionals review purchase agreements and lease contracts to identify title-related concerns. We ensure terms align with title report findings and recommend necessary modifications. This service helps prevent transaction delays by addressing potential title conflicts before closing.
People
Leigh Wilburn
Attorney
Leigh Wilburn provides legal oversight for all title transactions with 15+ years of experience in real estate law. She ensures compliance with state and federal regulations while maintaining high standards for title examination accuracy.
Ray Rosser
President
Ray Rosser leads daily operations with extensive title industry experience. He oversees staff training and implements quality control measures to maintain consistent service excellence across both Tennessee locations.
Jessica Hunter
Operations Manager
Jessica Hunter manages transaction coordination and client communications. With 10 years in title services, she specializes in streamlining closing processes while maintaining strict compliance with TRID guidelines and industry standards.
Laura Hooker
Closing Specialist
Laura Hooker handles document preparation and fund accounting for real estate transactions. Her attention to detail ensures accurate disbursement of mortgage proceeds and proper recording of transfer documents for all client transactions.
Anna Taylor
Administrative Assistant
Anna Taylor supports title operations with document management and client scheduling. She maintains organized transaction records and assists with coordinating mobile closing arrangements across service areas.
Questions
What does title insurance cover?
Title insurance protects against financial loss from title defects like liens, ownership disputes, or recording errors that existed before your purchase.
How long does a real estate closing take?
Our standard closings typically complete within 60-90 minutes once all documents and funds are prepared and verified by all parties.
Do you offer mobile closing services?
Yes, we provide mobile notaries and can travel to your preferred location for closing convenience across Tennessee.
What are typical title fees?
Basic closing packages start at $470, with title insurance rates based on property value. We provide detailed fee breakdowns before transactions.
How do I schedule a closing?
Contact our Somerville or Portland office to coordinate availability. We'll prepare all documents and schedule your closing within 24-48 hours of request.
Can you handle commercial property transactions?
Yes, we specialize in commercial title services including complex corporate ownership transfers and multi-parcel property transactions.
