Business Details
14 Years
experience
Your Trusted Local Insurance Partner in Elkhorn
Our agency has served Nebraska communities since 2012 with personalized insurance solutions from multiple trusted carriers. We combine local expertise with nationwide resources to help find optimal coverage for personal auto, home, business, and commercial policies. Our independent status allows unbiased comparisons across insurance providers to secure competitive rates while maintaining comprehensive protection. The team focuses on transparent communication, offering no-obligation consultations to explain policy details and risk management strategies. Years of experience in the insurance sector enable tailored recommendations that consider both immediate needs and long-term financial security. Client relationships are built on consistent support, with ongoing policy reviews to adapt to changing circumstances.We prioritize accessibility through multiple contact channels, ensuring prompt assistance with claims, policy adjustments, and coverage analysis. Community involvement reflects our commitment to the areas we serve, with locally-informed insights into property risks and insurance requirements. The agency maintains partnerships with reputable insurers, continuously evaluating carrier performance to guarantee reliable claims processing and financial stability. Operational transparency includes clear explanations of policy terms, deductible options, and coverage limitations without hidden clauses. Continuous staff training ensures up-to-date knowledge of insurance products, regulatory changes, and customer service best practices.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
General Liability
Commercial Auto
Flood Insurance
Umbrella Policies
Surety Bonds
Workers Compensation
Details
- Year established: 2012
Highlights and features
- We work with multiple trusted insurance carriers
- Free, no-obligation quotes for informed decisions
- Locally operated with in-depth regional expertise
- Experienced team specializing in personal and commercial policies
- Personalized service without corporate constraints
Services
Auto Insurance
We offer comprehensive auto insurance policies tailored to individual driving habits and vehicle requirements. Coverage includes liability protection, collision/damage coverage, and optional roadside assistance. Our comparative quoting system helps identify competitive rates across multiple insurers while ensuring adequate protection levels for personal and commercial vehicles.
Home Insurance
Residential insurance solutions protect against property damage, personal liability, and additional living expenses. Policies accommodate various property types including single-family homes, rental properties, and condominiums. We provide flood insurance options and risk assessments specific to Nebraska's climate conditions.
Business Insurance
Customizable business insurance packages include general liability, property protection, and workers compensation coverage. Additional offerings feature commercial auto policies, surety bonds, and umbrella liability protection. We assist in assessing industry-specific risks for small and mid-sized businesses throughout Nebraska and Iowa.
Life Insurance
Term and permanent life insurance options provide financial security for dependents. Policies can be structured for final expense coverage, income replacement, or estate planning purposes. We connect clients with carriers offering competitive rates based on individual health profiles and coverage needs.
General Liability
Commercial general liability policies protect against third-party injury claims and property damage incidents. Coverage extends to advertising injuries and legal defense costs. We help businesses select appropriate limits and endorsements based on industry risks and operational exposure.
Questions
What makes an independent insurance agent different?
We represent multiple insurance companies rather than working for a single carrier. This allows unbiased comparisons across providers to find policies that balance coverage and cost tailored to your needs.
How do I obtain an insurance quote?
Request a free, no-obligation quote through our online form or call 402-972-8591. Our agents will evaluate your requirements and present options from several trusted insurance carriers.
Which areas do you service?
We primarily serve Elkhorn, Lincoln, Kearney, Grand Island, and Council Bluffs. Our coverage extends statewide across Nebraska and into Iowa for personal and commercial insurance policies.
What insurance types do you offer?
We provide auto, home, life, business, general liability, commercial property, workers compensation, surety bonds, and specialty coverage options for both individuals and businesses.
Can I make policy changes through your agency?
Yes, we assist with policy modifications, endorsements, and coverage adjustments. Reach out via phone or email to discuss changes to your existing insurance policies.
Reviews (6)
Melissa Welch
Dec 24, 2021
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Dane at Freedom Insurance Services is awesome! He gives great insurance advice and price shops alllll the different companies on your behalf and always finds the best rate! We've saved a lot of money with Dane, but more importantly time! Working with him gives us peace of mind. He is super kind and very responsive, too! Highly recommend.
Chris Congdon
Dec 04, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Dane always ensures we are getting the most for our money and notifies us of rates going up and options to keep our premiums low. I never have to 2nd guess if he has my best interests at heart. Thats why Ive remained with him for several years and wouldnt choose anyone else.
Dane always ensures we are getting the most for our money and notifies us of rates going up and options to keep our premiums low. I never have to 2nd guess if he has my best interests at heart. Thats why Ive remained with him for several years and wouldnt choose anyone else.
Bailey Feekin
Nov 28, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Dane and his team have done a fabulous job helping my family with different insurance options. They are incredibly kind and responsive. I appreciate how easy they make this not so fun process. Dane makes my options easy for me to understand. Highly recommend!
Dane and his team have done a fabulous job helping my family with different insurance options. They are incredibly kind and responsive. I appreciate how easy they make this not so fun process. Dane makes my options easy for me to understand. Highly recommend!
Monica Spigner
Nov 17, 2021
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Dane does a very nice job of managing my home and auto policies and I have worked with him for years. He proactively shops for discounts and packages to not only save me money, but also increase value with better or more benefits. Hes very personable and takes the time to get to know you which helps him bring value as well (he remembers the small things that may make a difference at your next renewal - home improvements, etc). Would recommend Dane and his services without hesitation.
Sue Kats
Nov 14, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
We have been using Dane for over 10 years! He is always efficient and professional. He consistently responds to emails promptly and offers us options. He explains things very well.
We have been using Dane for over 10 years! He is always efficient and professional. He consistently responds to emails promptly and offers us options. He explains things very well.
Brent Beller
Nov 13, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
I have worked with Dane for years. He is by far the most responsive and forward thinking agent I have worked with. He continually keeps me updated on our car and home insurance policies in order to ensure we have the best policy in place at the most competitive rates too. I highly recommend Dane.
I have worked with Dane for years. He is by far the most responsive and forward thinking agent I have worked with. He continually keeps me updated on our car and home insurance policies in order to ensure we have the best policy in place at the most competitive rates too. I highly recommend Dane.
