Business Details
30 Years
experience
Trusted Retirement Financial Planning Services
Fairhaven Financial Advisory is a dedicated financial planning firm specializing in retirement asset management for individuals and corporate clients. With over 30 years of combined expertise, our team provides systematic financial reviews to identify gaps in investments, taxes, estate planning, insurance, and Social Security benefits. Our philosophy centers on the principle that better data leads to better decisions, enabling clients to maximize retirement assets through personalized counsel and transparent advisory services.We maintain rigorous compliance with industry standards and prioritize ongoing education in IRA tax laws and retirement planning strategies. Our commitment to community recognition and client-centric relationships has established us as trusted advisors in East Lansing, Michigan.
Services
Retirement Distribution Planning
Investment Advisory Services
Estate Planning Coordination
Tax Reduction Strategies
Social Security Consultation
RMD Calculations
Inherited IRA Management
Portfolio Review Services
Financial Planning Portfolios
Client Education Seminars
Details
- Year established: 1996
Highlights and features
- We offer 30+ years of specialized retirement planning expertise.
- Our systematic financial review process identifies critical asset gaps.
- We maintain rigorous compliance with SEC registration standards.
- Our team includes Ed Slott-certified IRA specialists.
- We provide personalized counsel with community-recognized integrity.
Associations and certifications
- Securities and Exchange Commission (SEC)
- Ed Slott's Elite IRA Advisor Group
- Academy of Preferred Financial Advisors (APFA)
- Chartered Financial Consultant (ChFC)
Services
Retirement Distribution Planning
Our retirement distribution planning service helps clients optimize their retirement assets through comprehensive reviews of investments, taxes, and estate planning. We identify potential gaps in Social Security benefits and insurance coverage while developing personalized strategies to maximize retirement income. This service includes ongoing portfolio management and quarterly performance reporting to ensure alignment with financial goals.
Investment Advisory Services
We offer tailored investment advisory services that include portfolio reviews, performance analysis, and strategic reallocation based on individual risk tolerance and financial objectives. Our team provides monthly investment statements and detailed performance reports while maintaining compliance with SEC regulations. Clients benefit from commission-free transactions and access to professional investment management expertise.
Estate Planning Coordination
Our estate planning coordination service works with attorneys to ensure proper asset titling and alignment with retirement plans. We assist with establishing inherited IRAs, calculating required minimum distributions, and coordinating post-death estate settlement processes. This service includes step-up basis calculations and helps clients ensure their assets are distributed according to their wishes while minimizing tax implications.
Tax Reduction Planning
We provide specialized tax reduction planning that includes investment tax basis reporting, realized/unrealized gains analysis, and retirement distribution tax optimization. Our team collaborates with CPAs to ensure accurate tax reporting for retirement distributions and investment sales. This service helps clients minimize tax liabilities through strategic planning and documentation of their complete investment history.
Social Security Consultation
Our Social Security consultation service offers personalized analysis of retirement benefits, including divorce, disability, and death-related considerations. We use specialized software to illustrate various claiming strategies and help clients understand their specific circumstances. This service provides guidance on optimizing Social Security benefits while coordinating with overall retirement income planning and tax strategies.
People
Joseph R. Brooks
President & Founder
With over 30 years in financial services, Joseph founded Fairhaven in 1996 after co-owning a retirement plan administration firm. He holds the ChFC designation and is a Charter Member of Ed Slott's Master Elite IRA Advisor Group. He has been featured in major financial publications for his IRA expertise.
Jonathan R. Brooks
Investment Advisor Representative
Jonathan assists clients with asset management and financial goal planning. He holds the Series 65 license and Health/Life Insurance exams. With an accounting background from Taylor University, he brings analytical expertise and client-focused service to our team.
Joshua S. Roberds
Investment Advisor Representative
Joshua provides investment advisory services with a background in engineering and mathematics. He holds the Series 65 license and brings analytical precision to client portfolio management while maintaining a focus on personalized financial solutions.
Rachel C. Anderson
Investment Advisor Representative & Chief Compliance Officer
Rachel manages account operations, client reviews, and compliance matters. She holds the Series 66 license and oversees RMD calculations. With a computer science background, she ensures regulatory compliance while providing personalized investment advisory services.
Ashleigh M. Roberds
Marketing & Client Development Administrator
Ashleigh manages client events, newsletter production, and marketing initiatives. With a psychology degree specializing in public relations, she enhances client communication and develops educational content while maintaining our digital presence through website and social media management.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement distribution planning, including investment advisory services, estate planning coordination, tax reduction strategies, and Social Security optimization.
How do you help clients maximize retirement assets?
Through systematic financial reviews that identify gaps in investments, taxes, insurance, and estate planning to develop personalized asset protection strategies.
What makes your team qualified for retirement planning?
Our advisors hold ChFC certifications, Ed Slott IRA specialist designations, and maintain SEC registration with 30+ years of combined industry experience.
Do you offer investment management services?
Yes, we provide investment advisory services with portfolio reviews, performance tracking, and commission-free transactions in advisory accounts.
How do you handle estate planning coordination?
We collaborate with attorneys to ensure proper asset titling, develop inherited IRA strategies, and assist with post-death estate settlement processes.
What tax planning services are available?
Our tax reduction planning includes basis reporting, RMD calculations, and consultation with CPAs to optimize retirement distribution tax efficiency.
Reviews (1)
Martin Bell
Jan 19, 2021
Report
Can't recommend them enough. Friendly, professional staff. Have done very well with my investments. Let them help you prepare for retirement!
