Business Details
27 Years
experience
Trusted Financial Planning Experts
CG Financial Services is a trusted financial advisory firm dedicated to helping individuals and businesses achieve their financial goals. Founded in 1999, our firm brings over two decades of experience in personalized financial planning and wealth management. Our team consists of certified professionals, including CFPs, CFAs, and AIFs, who are committed to providing expert, independent, and objective financial advice. We specialize in adaptive financial planning that evolves with our clients changing life circumstances, ensuring long-term financial security. Our fiduciary approach ensures that we always act in our clients best interests, prioritizing their financial well-being above all else.With offices across Michigan and North Carolina, we serve a diverse clientele with tailored financial strategies. Our comprehensive services span retirement planning, estate planning, tax optimization, and business financial management. We pride ourselves on our client-centered philosophy, fostering long-term relationships built on trust and transparency. Our adaptive planning process goes beyond traditional financial planning to create holistic strategies that align with clients values and life goals. Through a collaborative approach, we help clients navigate complex financial decisions and build sustainable wealth.
Services
Financial Planning
Retirement Planning
Estate Planning
Tax Optimization
Business Advisory
Investment Management
Insurance Services
Health Savings Accounts
Details
- Year established: 1999
Highlights and features
- Our team includes certified financial planners with over 20 years of industry experience.
- We offer fiduciary services that always prioritize our clients' best interests.
- Our adaptive planning process evolves with your changing life circumstances.
- We maintain independence from specific investment or insurance companies.
- Our multi-disciplinary approach addresses the complex financial needs of clients.
Associations and certifications
- CFP
- CFA
- AIF
Services
Financial Planning
We provide comprehensive financial planning services to help clients achieve their long-term financial goals. Our planners work closely with clients to develop personalized strategies that address their unique financial situations. This includes assessing current financial status, identifying future objectives, and creating an adaptive plan that evolves with life changes.
Retirement Planning
Our retirement planning services focus on helping clients achieve a secure and comfortable retirement. We analyze current retirement assets, projected income needs, and tax implications to develop an optimal strategy. Our approach considers various retirement vehicles and aims to maximize benefits while minimizing tax liabilities.
Estate Planning
We offer comprehensive estate planning solutions to help clients protect and transfer their wealth effectively. Our services include creating strategies for asset distribution, minimizing estate taxes, and ensuring clients' wishes are carried out. We work with legal professionals to ensure proper documentation and execution.
Business Advisory
Our business advisory services provide strategic financial guidance to business owners. We help align business and personal financial goals while optimizing cash flow and tax efficiency. Our services include succession planning, employee benefit strategies, and business growth planning to ensure long-term sustainability.
Investment Management
We offer professional investment management services to help clients grow and protect their assets. Our approach combines strategic asset allocation with ongoing monitoring and rebalancing. We utilize various investment vehicles, including separate managed accounts and unified managed accounts, to create customized portfolios aligned with clients' risk tolerance and objectives.
Questions
What services does CG Financial Services offer?
We offer comprehensive financial planning, retirement planning, estate planning, investment management, and business advisory services for individuals and business owners.
Are your advisors fiduciaries?
Yes, our advisors are fiduciaries who always act in your best interest, providing unbiased advice without being tied to specific investment or insurance products.
How do you approach financial planning?
We use a five-step process: understanding your goals, organizing your finances, analyzing your situation, aligning resources, and implementing and monitoring your plan.
Do you work with clients outside of Michigan and North Carolina?
While we have offices in Michigan and North Carolina, we can work with clients nationwide through virtual consultations and remote advisory services.
What qualifications do your advisors hold?
Our team includes Certified Financial Planners (CFP), Chartered Financial Analysts (CFA), and Accredited Investment Fiduciaries (AIF) with extensive industry experience.
How do you charge for your services?
We use transparent fee structures tailored to the complexity of each client's situation, which may include asset-based fees, hourly rates, or fixed fees for specific services.
