Business Details
22 Years
experience
Your Trusted Partner for Financial Planning Solutions
At Retirement Legacy Group, our mission is to help clients identify, plan for, and achieve their ideal financial future through long-term partnerships built on trust. Our team of advisors brings over 60 years of collective experience, specializing in comprehensive retirement planning for individuals and families. We focus on serving mid-Michigan communities, particularly Michigan State University employees, with expertise in TIAA and Fidelity 403(b) plans. Our team-based approach ensures every client receives personalized attention from our entire advisory team, not just one individual. We prioritize analyzing clients' complete financial situations to create tailored plans that simplify retirement complexities and risks. As Certified Financial Planners with advanced degrees, we combine deep industry knowledge with a commitment to community service, including partnerships with local organizations like Capitol City Express and Eles Place.Our founders established the firm in 2004, maintaining affiliations with LPL Financial and Private Advisor Group while operating independently from TIAA and Fidelity. We serve clients through in-person, Zoom, or phone meetings, emphasizing the importance of planning early and consistently. Our team's longevity and diverse expertise allow us to guide clients through major life transitions, from retirement and inheritance management to navigating volatile markets. We maintain strict ethical standards, operating with transparency and no hidden fees while integrating estate planning with retirement strategies to maximize clients' financial legacies.
Services
Financial Planning
Retirement Planning
Investment Management
Estate Planning
MSU Employee Services
Details
- Year established: 2004
Highlights and features
- We offer 60+ years of combined experience in retirement planning and investment management.
- Our team-based approach ensures every client receives expertise from multiple Certified Financial Planners.
- We specialize in serving Michigan State University employees with TIAA and Fidelity 403(b) plans.
- Our investment strategies integrate estate planning to maximize financial legacies for heirs.
- We maintain affiliations with LPL Financial while operating independently to serve client interests.
Services
Financial Planning
Our comprehensive financial planning service analyzes clients' complete financial situations to create customized strategies addressing retirement needs, risk management, and investment allocation. We combine market analysis with personal financial goals to develop actionable plans that adapt to life changes. Our Certified Financial Planners work with clients to ensure long-term financial security through regular portfolio reviews and adjustments.
Retirement Planning
Specializing in retirement transition planning, we help clients navigate major life changes like retirement, inheritance, or divorce. Our team creates phased retirement strategies that balance current needs with future security. We focus on minimizing market volatility risks while maximizing tax-efficient withdrawal strategies for sustainable income throughout retirement.
Investment Management
We construct diversified investment portfolios using mutual funds and ETFs tailored to individual risk tolerance and financial goals. Our approach emphasizes strategic asset allocation and regular rebalancing to maintain optimal performance. Clients receive ongoing market analysis and personalized adjustments to ensure their investments align with evolving retirement objectives and economic conditions.
Estate Planning
Our estate planning integration service ensures clients' financial legacies align with their wishes for heirs and charitable organizations. We coordinate with legal professionals to create comprehensive plans that minimize tax implications while maximizing asset transfer efficiency. This service includes regular reviews to update plans according to changing personal circumstances or tax laws.
MSU Employee Services
We provide specialized financial guidance for Michigan State University employees managing TIAA and Fidelity 403(b) plans. Our advisors understand the unique retirement benefits structure for MSU staff and offer tailored strategies to optimize these specific investment vehicles. This service includes educational workshops and personalized consultations to help university employees maximize their retirement savings.
People
Nate Reusser
Founder & Financial Planner
A CERTIFIED FINANCIAL PLANNER since 2012 with 20+ years industry experience, Nate co-founded RLG in 2004 after graduating from Huntington University and earning his MBA from Northwood University. He oversees daily operations and specializes in comprehensive retirement planning.
Jeremy Mason
Investment Consultant
Holding a Series 7 registration, Jeremy joined RLG in 2004 after graduating from Michigan State University. He focuses on investment research and client education, earning his MBA from Northwood University in 2012 while managing client events and seminars.
Jim Mason
Co-Founder & Financial Planner
A CERTIFIED FINANCIAL PLANNER with decades of experience since 1978, Jim co-founded RLG in 2004. He concentrates on market research and long-term business strategy while maintaining active client relationships through regular face-to-face meetings.
Deb Cummings
Office Manager
With 19 years at Oppenheimer before joining RLG, Deb manages client appointments and account inquiries. She brings extensive financial industry experience to her role as office manager, ensuring smooth client interactions and operational efficiency.
Kim Dodge
Receptionist
Kim has served as RLG's receptionist since 2004, providing administrative support with a positive attitude. Prior to joining the firm, she worked in advertising sales for the Lansing State Journal while raising her family in DeWitt, MI.
Questions
What financial services do you specialize in?
We specialize in retirement planning, investment management, and estate planning for individuals and families, with particular expertise serving Michigan State University employees.
How does your team-based approach work?
Each client works with our entire advisory team, not just one planner, ensuring multiple expert perspectives on your financial strategy and retirement planning needs.
Do you work with clients outside Michigan?
While we primarily serve mid-Michigan, we can work with clients in AZ, CA, CO, FL, GA, IL, IN, MI, NY, OH, OK, PA, TX, and VA through virtual meetings.
What investment strategies do you use?
We create diversified portfolios using mutual funds and ETFs tailored to your risk tolerance, with regular rebalancing and market analysis to optimize performance.
How do you help MSU employees with retirement plans?
We provide specialized guidance for TIAA and Fidelity 403(b) plans, offering personalized strategies to optimize these specific retirement vehicles for MSU staff.
What sets you apart from other financial advisors?
Our combination of 60+ years of collective experience, Certified Financial Planners, and community-focused approach creates unique value for clients.
