Business Details
Your Trusted Financial Planning Partner in Woodstock, MD
Oxford Planning Group is a fiduciary-driven financial advisory firm dedicated to providing personalized investment management, retirement planning, and estate planning services. Founded by Shaun Eddy, a Certified Financial Planner with over 25 years of experience, we prioritize client-centric solutions tailored to individual goals, risk tolerances, and life stages. Our team holds advanced designations such as CFP, AIF, and IACCP, ensuring adherence to the highest ethical and professional standards. We serve individuals, families, and businesses, offering unbiased guidance without commissions on proprietary products.Our approach emphasizes ongoing collaboration, adapting plans to evolving client needs while maintaining transparency and accountability. With a focus on education and long-term relationships, we aim to empower clients to navigate financial decisions confidently. Our services extend to qualified plan consulting for employers, reducing fiduciary liability through prudent investment oversight and employee education. Backed by regulatory compliance as a Registered Investment Advisor, we remain committed to acting in clients' best interests at all times.
Services
Investment Management
Retirement Planning
Estate Planning
Qualified Plan Consulting
Highlights and features
- We operate as fiduciaries, legally bound to act in clients' best interests at all times.
- Our team holds advanced certifications including CFP, AIF, and IACCP designations.
- We provide personalized financial plans adapted to your unique goals and life changes.
- No commissions or proprietary products influence our investment recommendations.
- 25+ years of combined experience guiding individuals and businesses through financial transitions.
Associations and certifications
- Certified Financial Planner (CFP)
- Accredited Investment Fiduciary (AIF)
- Registered Investment Advisor (RIA)
Services
Investment Management
Our investment management service creates customized portfolios aligned with your financial goals, risk tolerance, and time horizon. We employ a fiduciary approach, continuously monitoring and rebalancing investments to adapt to market changes and personal circumstances. With transparent fee structures and no commission-based products, we prioritize long-term growth and tax-efficient strategies for individuals and institutions.
Retirement Planning
We develop comprehensive retirement strategies that balance current enjoyment with future security. Our Certified Financial Planners analyze tax implications, insurance needs, and income distribution methods to ensure sustainable withdrawals. By integrating Social Security optimization and estate considerations, we help clients transition smoothly into retirement while maintaining financial confidence.
Estate Planning
Our estate planning guidance focuses on minimizing tax burdens and preventing family disputes through tailored legal documentation. We coordinate with attorneys to establish trusts, update beneficiary designations, and create advance directives. Regular reviews ensure plans remain current with evolving family dynamics, financial status, and regulatory changes.
Qualified Plan Consulting
We assist employers in managing fiduciary responsibilities for workplace retirement plans. Services include investment policy development, vendor fee analysis, employee education programs, and compliance monitoring. Our goal is to reduce liability while enhancing plan effectiveness through semiannual reviews and diversified investment options.
People
Shaun Eddy
CEO and Partner
Shaun Eddy, CFP, MSFA, AIF, founded Oxford Planning Group with 25+ years of experience. He specializes in fiduciary investment strategies and has held leadership roles in financial planning associations. A graduate of the University of Maryland, he focuses on client education and community involvement.
Patricia Eddy
COO and Chief Compliance Officer
Patricia Eddy, IACCP, CRPS, AAMS, oversees client services and compliance with 20+ years in financial operations. She previously served on Charles Schwab's advisory board and specializes in regulatory adherence. Recognized as Smart CEO's 2014 COO of the Year, she ensures operational excellence.
Kirsten Calambro
Senior Financial Planner
Kirsten Calambro, CFP, MSPSP, ABFPSM, AWMA, joined Oxford Planning Group after graduating from James Madison University. She specializes in multi-generational wealth planning and earned her master's degree in personal financial planning. Her behavioral finance expertise enhances client communication strategies.
Questions
What makes Oxford Planning Group different from other financial advisors?
We operate as fiduciaries with no commission-based products, ensuring unbiased advice tailored to your unique circumstances.
How often do you review and update financial plans?
We offer ongoing reviews at any time, with regular portfolio rebalancing and annual comprehensive assessments.
Do you work with clients outside Maryland?
While based in Woodstock, we serve clients nationwide through virtual consultations and digital tools.
What qualifications do your advisors hold?
Our team includes Certified Financial Planners, Accredited Investment Fiduciaries, and specialists with industry-recognized designations.
How are your fees structured?
We use a transparent fee-based model tied to portfolio size, with no hidden charges or transaction costs.
Can you help with employer-sponsored retirement plans?
Yes, we provide qualified plan consulting services to reduce fiduciary liability for businesses.
