Business Details
50+ Years
experience
Expert Retirement Plan Consulting Services
Pollard & Associates has been a trusted partner in retirement plan consulting since 1970, specializing in pension and profit-sharing plan design, administration, compliance, and actuarial services. Our team collaborates with plan sponsors and financial advisors to create tailored solutions that meet unique business objectives while ensuring adherence to IRS and DOL regulations. With over 50 years of experience and a staff of 24 credentialed professionals, we service more than 1,100 retirement plans totaling $2 billion in assets.Our commitment to technical excellence and personalized service extends beyond expectations, offering enhanced support for plan sponsors and advisors without acting as fiduciaries. We maintain industry leadership through continuous professional education and partnerships with top national recordkeepers, ensuring clients receive comprehensive, compliant, and cost-effective retirement plan solutions.
Services
Plan Design
Compliance Administration
Defined Benefit Services
Technical Consulting
Plan Corrections
Details
- Year established: 1970
Highlights and features
- 50+ years of retirement plan expertise since 1970
- 24+ credentialed professionals with 30+ years average experience
- Collaboration with financial advisors and CPAs
- In-house actuarial services for defined benefit plans
- Proactive compliance monitoring and technical consulting
Associations and certifications
- American Society of Pension Professionals and Actuaries (ASPPA)
- Joint Board of Actuaries
What people say
Prompt. Responsive. Reliable.
Expert guidance
Comprehensive service
Seamless collaboration
Trusted advisors
Services
Plan Design
Pollard & Associates collaborates with plan sponsors to create customized retirement plans that maximize tax benefits and employee retention. Our consultants analyze business objectives to recommend optimal plan structures, including 401(k), profit-sharing, and cash balance arrangements. We prepare feasibility illustrations and ensure proper plan document preparation for IRS compliance.
Compliance Administration
We provide comprehensive compliance services for 401(k) and defined benefit plans, including annual testing, government reporting, and Form 5500 preparation. Our team ensures adherence to IRS and DOL regulations through proactive monitoring, timely corrections, and ongoing consultation to maintain tax-qualified status.
Defined Benefit Services
Pollard offers specialized actuarial services for defined benefit and cash balance plans, including annual valuations, benefit calculations, and PBGC filings. Our experienced team assists with plan termination strategies and compliance testing for combo DB/DC arrangements, serving approximately 200 plans with $2 billion in assets.
Technical Consulting
We provide technical support to financial advisors and CPAs on retirement plan issues, including controlled group analysis and compliance testing. Our services range from quick consultations to project-based engagements, offering independent fee reviews and IRS audit assistance without cost or obligation.
Plan Corrections
Pollard helps clients address operational errors through IRS and DOL correction programs. We facilitate self-corrections, voluntary filings, and audit resolutions while assisting with late 5500 filings and fiduciary violation corrections to maintain plan qualification and participant protections.
Questions
What retirement plan services do you specialize in?
We specialize in plan design, compliance administration, defined benefit actuarial services, technical consulting, and plan corrections for qualified retirement plans.
How do you help with retirement plan compliance?
We conduct annual testing, prepare government filings, monitor regulatory changes, and implement correction programs to maintain IRS and DOL compliance for retirement plans.
Do you work directly with plan sponsors?
Yes, we collaborate with plan sponsors and their advisors to design and administer retirement plans while providing enhanced non-fiduciary support services.
What areas do you serve?
While based in Hunt Valley, MD, we service retirement plans nationwide with particular expertise in the Greater Baltimore, Washington, and Eastern Shore regions.
How do you handle plan document maintenance?
We automatically implement required compliance amendments for pre-approved plans and provide annual document updates to ensure continued IRS qualification.
What makes your firm unique?
With 50+ years of experience and 24 credentialed professionals, we combine technical expertise with personalized service while maintaining partnerships with top national recordkeepers.
