Business Details
Your Trusted Financial Advisers for Retirement and Business Planning
Towson Wealth Management is a comprehensive wealth management practice dedicated to helping individuals, families, and business owners navigate retirement planning and financial transitions. Founded by Kurt Wiegert, our firm combines decades of experience with personalized strategies to address unique financial challenges. We specialize in transforming savings into sustainable income streams, addressing market volatility, and mitigating risks associated with long-term retirement. Our 5-step financial planning process ensures tailored solutions for clients at every stage of their financial journey. We also assist entrepreneurs in managing business wealth, designing retirement plans, and implementing succession strategies.Our team of Certified Financial Planners brings extensive expertise in investment management, tax efficiency, and coordinated advisory services. By integrating clients' personal and professional financial goals, we aim to simplify complex planning needs while prioritizing client satisfaction. Our commitment to continuous education and industry standards ensures clients receive up-to-date, reliable guidance. With a focus on transparency and trust, we help clients align their financial resources with their life aspirations. Our strategic partnership with Kestra Investment Management enhances our ability to deliver high-quality investment research and portfolio guidance.
Services
Personal Wealth Management
Business Planning Services
Retirement Income Strategies
Succession Planning
Tax-Efficient Retirement Plans
Highlights and features
- We offer 25+ years of experience in retirement planning since 1996
- Our team includes three Certified Financial Planners with specialized expertise
- We implement a proven 5-step financial planning process for personalized solutions
- We coordinate with clients' tax and legal advisors for comprehensive planning
- Our strategic partnership with Kestra Investment Management provides advanced research resources
Associations and certifications
- Certified Financial Planner Board of Standards
Services
Personal Wealth Management
We help individuals transition into retirement by creating personalized strategies to convert savings into sustainable income. Our approach addresses market volatility, tax efficiency, and healthcare costs while ensuring financial resources last 30+ years. Certified professionals develop customized plans that align with clients' specific goals and risk tolerance.
Business Planning Services
We assist business owners with managing personal and business wealth, designing retirement plans, and implementing succession strategies. Our services include tax-advantaged retirement plan selection, fiduciary guidance, and buy-sell agreement structuring to ensure smooth business transitions while protecting owners' personal financial interests.
Retirement Income Strategies
Our retirement income strategies focus on creating reliable cash flow from investment portfolios while minimizing market risks. We develop tax-efficient withdrawal plans and coordinate Social Security optimization to maximize lifetime income. The approach considers inflation, healthcare costs, and longevity to ensure financial security throughout retirement.
Succession Planning
We create comprehensive succession plans for business owners to ensure smooth ownership transfers. Our services include buy-sell agreement development, valuation planning, and funding strategies that address death, disability, and retirement scenarios. The process protects business continuity while preserving family wealth and stakeholder interests.
Tax-Efficient Retirement Plans
We design tax-advantaged retirement plans for business owners and employees, including 401(k)s, profit-sharing plans, and non-qualified deferred compensation arrangements. Our strategies optimize tax benefits while meeting fiduciary requirements. We help clients maximize retirement savings through customized plan structures that align with business goals.
People
Kurt W. Wiegert
Founder
Certified Financial Planner with 25+ years experience in comprehensive financial planning. Former Vice President of Wealth Management at a private firm. Specializes in retirement transitions and business owner financial strategies. Holds Series 7 and 63 licenses with life and health insurance certifications.
Ryan J. Silk
Financial Planner
Baltimore native with CFP designation and Series 7/63 licenses. Focuses on investment research and client relationship management. Brings banking industry experience in cash management and customer service. Specializes in helping clients achieve financial goals through personalized planning.
Noah Gonzalez
Financial Planner
Maryland native with CFP certification and economics background. Expertise in market research and analysis. Interned with Kent County Economic Development Office. Specializes in creating financial plans that address clients' unique life circumstances and long-term objectives.
Shannon Michael
Client Service Associate
14-year operations leader in luxury retail with FPQP certification. Manages client services and business operations. Former state director for international pageant system mentoring young women. Brings exceptional organizational and client relations skills to support financial planning processes.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement planning including income strategies, tax-efficient withdrawals, Social Security optimization, and risk management tailored to individual needs.
Do you work with business owners specifically?
Yes, we specialize in business planning services including succession planning, retirement plan design, and business/personal wealth integration for closely held business owners.
What credentials do your advisors hold?
Our team includes Certified Financial Planners (CFP), Financial Paraplanner Qualified Professionals (FPQP), and professionals with Series 7, 63, and insurance licenses.
How do you charge for your services?
We use transparent fee structures based on assets under management or hourly rates for specific planning services. All costs are clearly disclosed upfront.
Are you affiliated with Kestra Investment Services?
We are independent but partner with Kestra for investment research and portfolio guidance while maintaining client-focused advisory independence.
What areas do you serve?
Primarily serving Towson, Maryland and surrounding areas, with virtual capabilities for clients across the United States.
Reviews (2)
Ademidotun Oluwatoyin Atere
Jan 03, 2022
Report
At first I never actually build any interest on this Binary / Forex trading of a thing but when I later gave it a try with the Help of this wonderful Expert Trader Mrs victoria crypto, it was a successful trade for me. All i did was to invest $ 550 into my first trading and to my greatest surprise, I received huge amount of $ 5,420 as profit in 6… days of trading ... Mrs victoria crypto was the trader that made it possible and she is still doing it all for me .. You want to be happy and be free like me do well to reach out to her via Email: victoriacrypto062@gmail.com WhatsApp: +15715448742
Beth Hessler
Aug 06, 2018
Report
Extremely helpful in all areas of finances. Not intimidating or judgemental. Very familiar with Verizon retirement. I'm very thankful that I met with them!
