Business Details
50+ Years
experience
Your Trusted Insurance Partner in Springfield, MO
Established in 1964, Kyle Insurance Services has provided trusted insurance guidance for three generations. Our family-owned agency began with Jack Kyle's post-Navy commitment to serving Springfield's insurance needs, later joined by sons Rick and Kent, and now third-generation Adam Kyle. With over 30 years of direct experience, Kent specializes in tailoring Medicare solutions while maintaining deep knowledge of Advantage, Supplement, and Prescription Drug plans. We offer personalized consultations through multiple channels, including in-home visits and virtual appointments, to help clients navigate complex insurance choices.Our comprehensive approach extends beyond Medicare to include dental, life, annuities, and long-term care options, ensuring holistic coverage solutions. Licensed with multiple insurance carriers, we maintain impartiality while delivering expert recommendations based on individual circumstances. Our commitment to accessibility is demonstrated through flexible scheduling options and transparent explanations of coverage complexities. Clients benefit from generational expertise combined with modern service delivery methods, ensuring informed decision-making without hidden agendas.
Services
Medicare Advantage Plans
Medicare Supplement Plans
Prescription Drug Coverage
Hospital Indemnity Insurance
Dental Insurance Plans
Life Insurance Options
Annuity Products
Long-Term Care Insurance
Home Health Care Coverage
Health Insurance Navigation
Details
- Year established: 1964
Highlights and features
- Three generations of family expertise since 1964
- Independent agents offering unbiased plan comparisons
- Licensed with multiple insurance carriers
- Personalized consultations in-home or virtual
- Comprehensive Medicare education resources
Services
Medicare Advantage Plans
Medicare Advantage plans provide comprehensive healthcare coverage through private insurers while maintaining original Medicare benefits. These plans often include additional benefits like dental, vision, hearing, and prescription drug coverage. Our experts help evaluate plan networks, premium costs, and out-of-pocket expenses to find suitable options for individual healthcare needs.
Medicare Supplement Plans
Supplement plans cover out-of-pocket costs remaining after original Medicare payments. These standardized plans offer guaranteed coverage for deductibles, copayments, and coinsurance. We assist with comparing premiums across carriers and navigating enrollment requirements while explaining prescription drug coverage options.
Prescription Drug Plans
Stand-alone prescription drug plans offer coverage for medications not included in Medicare Advantage or Supplement plans. Our specialists analyze formularies, copay structures, and coverage phases to optimize medication cost management. We explain enrollment periods, penalty calculations, and plan selection strategies.
Hospital Indemnity Insurance
Hospital indemnity policies provide cash benefits for hospital stays to cover copayments and related expenses. Our agents explain benefit structures, coverage limits, and coordination with existing Medicare coverage. This supplemental protection helps manage unexpected hospitalization costs.
Dental Insurance Plans
Our recommended dental plan offers substantial $2,500 annual benefits without waiting periods for major services. We compare plan features against traditional dental insurance to determine cost-effective oral healthcare solutions. This coverage works alongside Medicare plans for comprehensive protection.
People
Kent Kyle
Insurance Agent
With over 30 years of insurance experience, Kent Kyle specializes in Medicare solutions. He provides personalized guidance through multiple consultation methods while maintaining active licensing with major insurance carriers.
Adam Kyle
Insurance Agent
As the third-generation Kyle, Adam continues the family tradition of personalized insurance service. He specializes in Medicare plan evaluations and works closely with clients to understand their coverage needs.
Rick Kyle
Insurance Agent
Co-founder Rick Kyle has spent decades helping clients navigate insurance choices. He provides experienced guidance alongside his brother Kent, maintaining the family's commitment to client-centered service.
Questions
What Medicare plan types do you help with?
We specialize in all Medicare solutions including Advantage, Supplement, and Prescription Drug plans. Additionally, we offer standalone dental, hospital indemnity, and long-term care coverage options.
How do you help choose the right Medicare plan?
We analyze your healthcare needs, prescription requirements, and budget to compare plan benefits, network providers, and out-of-pocket costs across multiple carriers to recommend suitable options.
Can you explain Medicare Advantage enrollment periods?
The Annual Election Period runs October 15-December 7 for January 1 effective changes. Special Enrollment Periods apply for qualifying life events like new Medicare eligibility or address changes.
Do you offer virtual consultations?
Yes, we provide flexible options including in-person, telephone, or virtual appointments. Our booking system lets you schedule meetings with any agent at your convenience.
What's required to change Medicare plans?
During annual enrollment, you can switch plans by completing new enrollment paperwork. Special circumstances allow mid-year changes with proper documentation. We handle all necessary paperwork for you.
How are prescription drug plans evaluated?
We compare formularies, tiered medication pricing, and coverage phases while considering your specific prescriptions to find cost-effective solutions that meet your pharmaceutical needs.
Reviews (2)
Andy Simmons
Dec 05, 2021
Report
Adam helped my mom find a plan that didn't have any additional costs & increased her benefits. Adam has great integrity. I highly recommend Adam!
Dan Bennett
Jul 15, 2020
Report
Positive:Professionalism,Quality,Responsiveness,Value
Kent Kyle Is one of the most professional and honest insurance people I have ever met. Thank you Kent
for being there.
Kent Kyle Is one of the most professional and honest insurance people I have ever met. Thank you Kent
for being there.
