Viewpoint Mortgage Inc is a full-service mortgage firm established in 1986. Founded in the heart of Los Angeles (Mid-City - Wilshire). Viewpoint Mortgage have built a very strong reputation over 3 decades as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders, investors and individual homebuyers in Los Angeles County and throughout the state.
We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California area. Viewpoint Mortgage is family-owned and operated, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.
We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California area. Viewpoint Mortgage is family-owned and operated, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.
Services
Home Purchase
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2. Sign the credit authorization form. 3. Submit a current pay stub covering the most recent full month. 4. Submit your W-2, 1099, and federal tax return forms from the past two years. 5. Submit a copy of your driver's license and social security card. As rates are constantly changing, it is important to lock in your interest rate to avoid a surprise increase if the market rises.
Mortgage Calculator
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Use this tool to calculate your monthly payments. Once you have found out how much you can afford, contact me to begin the process of finding your new home. No matter how much you can afford I will work my hardest to not only find the home of your dreams but to make your dream home a reality! Note: This Calculator includes the Principle and Interest only, Contact me for assistance with Taxes and Insurance costs.
Reverse Mortgage
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A Home Equity Conversion Mortgage (HECM), or Reverse Mortgage, is a special type of home loan that lets you convert a portion of the equity in your home into cash. The equity that you built up over years of making mortgage payments can be paid back to you.
Unlike a traditional home equity loan or second mortgage, HECM borrowers do not have to repay the HECM loan until the borrowers no longer use the home as their principal residence or fail to meet the obligations of the mortgage.You can also use a HECM to purchase a primary residence if you are able to use cash on hand to pay the difference between the HECM proceeds and the sales price plus closing costs for the property you are purchasing.
Unlike a traditional home equity loan or second mortgage, HECM borrowers do not have to repay the HECM loan until the borrowers no longer use the home as their principal residence or fail to meet the obligations of the mortgage.You can also use a HECM to purchase a primary residence if you are able to use cash on hand to pay the difference between the HECM proceeds and the sales price plus closing costs for the property you are purchasing.
Loan Modification
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Viewpoint Mortgage offers Free Loan Modification assistance. Viewpoint Mortgage Inc has been in business for over 30 years now. We offer many different mortgage loan services. From Bridge loans to cure your delinquent mortgage, to a simple refinance. We understand that there are many homeowners facing hardship due to high interest mortgages, personal family matters, or just been laid off.
Refinance Guide
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This Free Refinance Guide has been designed to help narrow down options based on your individual needs. Upon knowing your needs, Viewpoint's refinance experts begin working for you. Lower my monthly payments Get a lower interest rate Change the terms of my loan Cash out Home equity line of credit Reverse mortgage Other.
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