Business Details
45 Years
experience
Your Trusted Financial Partner Since 1981
Harbor Group has been delivering comprehensive financial planning services since 1981, establishing itself as a trusted fiduciary and fee-only planning firm in southern New Hampshire. Our employee-owned structure ensures long-term commitment to clients, with a team of CERTIFIED FINANCIAL PLANNER professionals providing personalized wealth management solutions. We specialize in retirement planning, estate planning, tax strategies, and investment management, emphasizing transparency and client-centric service.Our ensemble approach allows multiple advisors to collaborate on client needs, ensuring multidimensional support throughout financial journeys. With over four decades of experience, we prioritize building lasting relationships while adapting to evolving client requirements and market conditions.
Services
Retirement Planning
Estate Planning
Tax Planning
Investment Management
College Savings
Details
- Year established: 1981
Highlights and features
- We've served families since 1981 with comprehensive financial planning expertise
- Our team includes multiple CERTIFIED FINANCIAL PLANNER professionals
- We operate as fiduciaries with fee-only compensation structure
- Employee-owned firm ensuring long-term client commitment
- Ensemble approach provides multidimensional financial expertise
Services
Financial Planning
Our comprehensive financial planning service creates customized strategies for long-term wealth management. We analyze clients' current financial status, future goals, and risk tolerance to develop holistic plans covering retirement, estate, and tax considerations. With certified professionals and an ensemble team approach, we ensure all aspects of financial wellness are addressed through ongoing guidance and adjustments.
Investment Management
Our investment management service offers tailored portfolio solutions aligned with individual financial objectives. Using proprietary models and personalized diversification strategies, we focus on long-term growth while maintaining risk-appropriate allocations. The team continuously monitors market conditions and client needs to optimize investment performance through regular portfolio rebalancing and strategic adjustments.
Retirement Planning
Specialized retirement planning services help clients achieve financial security during their post-work years. We develop customized distribution plans, analyze pension options, and optimize Social Security benefits while considering healthcare costs and longevity factors. Our approach ensures sustainable income streams while maintaining flexibility for changing circumstances throughout retirement.
Tax Planning
Our tax planning service integrates with overall financial strategies to minimize tax liabilities through legal optimization techniques. Certified professionals analyze income sources, investment gains, and estate transfers to implement efficient tax-saving measures. We coordinate with external accountants when needed to ensure comprehensive tax-efficient financial planning solutions.
Estate Planning
Estate planning services ensure smooth wealth transfer while minimizing tax implications. We collaborate with legal professionals to establish trusts, wills, and gifting strategies that align with clients' legacy goals. Our approach considers family dynamics, charitable intentions, and business succession planning to create comprehensive estate preservation strategies.
People
Tim Riley
President and CEO
Co-founder with Master of Science in Financial Planning, specializing in retirement and estate planning. Holds CFP and ChFC designations. Active in community organizations including University System of New Hampshire Board of Trustees.
Chris MacBean
Chief Planning Officer
Partner with Master of Science in Financial Planning. Specializes in comprehensive wealth management and retirement distribution planning. Previously worked at top financial planning firms. Active community member serving on Hollis Montessori School board.
Ryan Callaghan
Chief Investment Officer
Partner with multiple certifications including CFA and CFP. Oversees investment strategies and client service operations. Former Fidelity Investments professional with Master of Science in Financial Planning. Active in financial literacy initiatives and local governance.
Peter Lee
Director of Tax Planning
CPA and CFP with 20+ years experience in tax planning for high-net-worth individuals. Former Big 4 accountant. Combines tax expertise with financial planning to optimize client outcomes. Member of multiple professional accounting associations.
Josh Massa
Financial Planner
CFP with military service background. Specializes in portfolio management and financial plan implementation. Former TD Bank financial advisor. Focuses on client education and long-term financial goal achievement.
Questions
What services does Harbor Group offer?
We provide financial planning, investment management, retirement planning, estate planning, tax planning, and college savings strategies.
Are you fiduciaries?
Yes, we operate as fiduciaries and are fee-only planners, always acting in your best interests.
How long have you been in business?
We've served clients since 1981, maintaining our employee-owned structure for over 40 years.
What is your investment approach?
We focus on customized portfolio management rather than market beating, emphasizing risk-appropriate diversification strategies.
Do you work with out-of-state clients?
Yes, we serve clients virtually across the US while maintaining primary offices in New Hampshire.
What makes your planning different?
Our ensemble approach pairs clients with multiple CFP professionals for comprehensive, collaborative financial guidance.
