Business Details
19 Years
experience
Your Trusted Partner for Comprehensive Financial Planning in Concord, NH
Davis Wealth Management is an independent, privately owned advisory firm dedicated to serving clients' best interests through custom investment advice and financial planning services. Founded in 2007 by Stephen Davis, we specialize in retirement planning, income planning, and wealth management for individuals and families in New Hampshire. Our team of licensed fiduciaries brings decades of combined experience, prioritizing personalized solutions that address each client's unique financial goals and risk tolerance.We emphasize education through courses offered at universities and libraries, empowering clients to make informed decisions about retirement investing. With offices in Concord and Keene, our practice is built on long-term relationships, transparent communication, and a commitment to helping clients plan, protect, and preserve their financial future.
Services
Retirement Planning
Estate Planning
Income Planning
Investment Planning
Tax Planning
Insurance Planning
Social Security Maximization
Details
- Year established: 2007
Highlights and features
- We operate as licensed fiduciaries, legally obligated to act in clients' best interests
- Our advisors have over 25 years of combined experience in retirement planning
- We provide personalized financial education through community courses and workshops
- Our practice maintains transparent fee disclosure for all investment management services
- We offer comprehensive wealth management solutions covering all phases of financial life cycles
Associations and certifications
- Series 65
- Insurance Licensed
- Securities and Exchange Commission
Services
Retirement Planning
Our retirement planning services help clients create comprehensive strategies for secure financial futures. We analyze income sources, tax implications, and investment portfolios to develop personalized plans that address longevity risks and lifestyle goals. With expertise in Social Security optimization and distribution strategies, we help clients transition smoothly from accumulation to retirement phases while maintaining wealth preservation.
Investment Planning
Custom investment planning services focus on aligning portfolios with individual risk tolerance and financial objectives. We create diversified strategies considering market conditions, tax efficiency, and long-term growth potential. Our fiduciary approach ensures recommendations prioritize clients' interests while maintaining transparent fee structures and regular portfolio reviews to adapt to changing life circumstances.
Estate Planning
Estate planning services help clients protect and distribute assets according to their wishes. We coordinate with legal professionals to create comprehensive plans addressing wills, trusts, and power of attorney documents. Our approach considers tax implications and family dynamics to ensure smooth wealth transfer while minimizing potential conflicts and preserving clients' legacies.
Tax Planning
Our tax planning services focus on minimizing liabilities through strategic investment decisions and retirement account management. We analyze clients' financial situations to implement tax-efficient withdrawal strategies and coordinate with accounting professionals for comprehensive solutions. The approach emphasizes long-term tax optimization while maintaining compliance with evolving regulations.
Social Security Maximization
Specialized Social Security planning helps clients maximize retirement benefits through strategic claiming strategies. We analyze individual circumstances to determine optimal filing ages and coordinate benefits with overall retirement income plans. Our approach considers spousal benefits, survivor options, and tax implications to enhance clients' long-term financial security.
People
Sean P Tole
Principal and Co-Chief Wealth Advisor
Sean brings 25+ years of financial advisory experience, holding Series 65 and insurance licenses. He graduated from Fordham University with a business degree and specializes in retirement planning strategies. His career spans major investment firms in the U.S. and Europe, focusing on personalized client solutions.
Stephen G Davis
Co-Chief Wealth Advisor
Founder of Davis Wealth Management with 15+ years of leadership experience. He maintains Series 65 and insurance licenses while continuing client advisory roles. Stephen transitioned ownership to ensure long-term client service continuity while maintaining key client relationships and strategic guidance.
Deborah C Cmar
Director of Client Services
Deborah contributes 45+ years of client relations expertise and recently obtained New Hampshire insurance licensing. She manages daily operations while ensuring exceptional client service standards. Her background includes senior roles in insurance and investment offices, supporting comprehensive client support systems.
Lois H Davis
President of Operations
Lois oversees accounting, HR, and operational functions with a Plymouth State University accounting degree. She has managed firm operations since its 2007 founding, combining financial expertise with personalized client service approaches while maintaining smooth business operations.
Shannon Grant
Customer Service Specialist
Shannon joined in 2023 with 20+ years of financial services experience. She graduated from Franklin Pierce University with honors in financial management. Her focus includes client relationship management and operational support, combining technical expertise with personalized service approaches for client satisfaction.
Questions
What financial planning services do you offer?
We provide retirement planning, investment management, tax strategies, estate planning, insurance analysis, and Social Security optimization tailored to individual client needs.
Are you fiduciary financial advisors?
Yes, we operate as licensed fiduciaries required to act in clients' best interests for all investment advisory services.
How does your retirement planning process work?
We conduct comprehensive assessments of financial situations, create personalized strategies addressing income needs and risk tolerance, then implement and monitor plans through regular reviews.
Do you serve clients outside New Hampshire?
While based in New Hampshire, we work with clients nationwide through virtual consultations and digital planning tools.
What credentials do your advisors hold?
Our team includes Series 65 licensed advisors with life and health insurance certifications, plus extensive experience in financial planning and investment management.
How are your services compensated?
We provide transparent fee disclosure for all services, with compensation structures clearly explained in writing before implementing any financial strategies.
Videos
Reviews (1)
Ken Southard
Nov 14, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
I have found there service to be absolutely excellent.
I have found there service to be absolutely excellent.
