Business Details
50+ Years
experience
Your Trusted Credit Union in Gaithersburg, MD
Founded in 1952, we established ourselves as a trusted financial institution serving postal workers in Silver Spring, Maryland. Our mission has always been to provide safe, accessible financial solutions tailored to the unique needs of postal and printing industry professionals and their families. With decades of experience, we offer a comprehensive range of services including checking and savings accounts, loans, and credit cards, all designed to promote financial well-being.Our commitment to personalized service and community focus remains unwavering, supported by modern conveniences like 24/7 account access and online banking. We maintain physical operations in Gaithersburg, Maryland, while extending membership eligibility to postal employees across Maryland, Virginia, and Pennsylvania, as well as printing industry professionals.
Services
Checking Accounts
Savings Accounts
Vehicle Loans
Credit Cards
Online Banking
ATM Services
Money Market Accounts
Christmas Club Accounts
Vacation Club Accounts
Credit Counseling
Details
- Year established: 1952
Highlights and features
- We have served postal industry employees since 1952
- Our membership extends to printing industry professionals
- We offer 24/7 account access through PAT services
- We provide free checking with Visa debit card options
- Our physical location serves Gaithersburg, Maryland directly
Services
Checking Accounts
Our Share Draft Checking Accounts offer free checking with Visa debit card options, no minimum balance requirements, and 24/7 account access through PAT services. Members enjoy no per-check fees or monthly maintenance charges. This service provides convenient financial management tools including direct deposit and automatic payment options.
Vehicle Loans
We provide new and used vehicle loans with terms up to 72 months, including a special Drive Promotion offering 1.0% APR reduction for refinancing. Our loan specialists help members find competitive rates for motorcycles, RVs, and automobiles. Online application options streamline the approval process for qualifying members.
Savings Accounts
Our Share Savings and Money Market Accounts offer competitive interest rates with flexible access to funds. Specialized savings options include Christmas Club and Vacation Club accounts designed to help members achieve specific financial goals. Minimum deposit requirements start at $5.00 for account opening.
Online Banking
24/7 online banking services allow members to manage accounts, transfer funds, pay bills, and monitor transactions from any device. The MVP DIRECT platform provides real-time account balances, card management features, and location-based fraud protection for enhanced security and convenience.
Credit Counseling
We offer free credit counseling services to help members manage debt, improve credit scores, and develop personalized financial strategies. Our counselors work one-on-one with members to create sustainable budgeting plans and address financial challenges through confidential consultations.
Questions
Who is eligible for membership?
Postal employees in Maryland, Virginia, and Pennsylvania, plus printing industry professionals and their families qualify for membership with a $5 minimum deposit.
What loan types do you offer?
We provide vehicle loans (including motorcycles and RVs), signature loans, student loans through Sallie Mae, and refinancing options with competitive APRs.
How can I access account services after hours?
Our 24/7 PAT (Personal Automated Teller) service at 833-950-0447 allows account access, balance checks, and transaction monitoring anytime.
Do you charge ATM fees?
No fees apply for transactions at any 7-Eleven ATM location worldwide using our Visa debit card.
How do I order checks?
Members can order checks online through Bank-A-Count, or contact us directly for assistance with new orders or address changes.
What special savings programs exist?
We offer Christmas Club and Vacation Club accounts to help members save systematically for seasonal expenses and travel plans.
