Business Details
43 Years
experience
Trusted Student Banking Services in Washington, D.C.
Founded in 1983, our institution was established to provide affordable, accessible, and convenient banking services tailored specifically to Georgetown University students, alumni, and their families. As the largest entirely student-run financial institution globally, we prioritize student-centered banking products, low loan rates, and personalized service. Our team of over 150 undergraduate interns delivers live customer support, ensuring members receive knowledgeable assistance without automated menus.We offer high-yield savings accounts, personal and auto loans, credit-builder programs, and financial literacy resources designed to empower members with tools for long-term financial success. Federally insured by the NCUA, we combine the security of a traditional bank with the community-driven ethos of a credit union.
Services
High-Yield Savings Accounts
Personal Loans
Auto Loans
Credit Builder Loans
Student Loans
Details
- Year established: 1983
Highlights and features
- We are the world's largest student-run financial institution with 150+ Georgetown interns.
- We offer federally insured accounts with competitive rates on savings and loans.
- Our credit-builder program automates credit score improvement with zero risk.
- We provide 24/7 digital banking access and surcharge-free ATMs worldwide.
- Our financial literacy initiatives empower students with lifelong money management skills.
Associations and certifications
- NCUA
What people say
Easy financing process
Excellent customer service
Competitive interest rates
Student-focused programs
Reliable digital banking
Services
High-Yield Savings Accounts
Our High-Yield Savings Accounts offer competitive interest rates of up to 3.75% for students and recent graduates. These accounts encourage financial growth with low minimum balances, no monthly fees, and full NCUA insurance. Members can easily transfer funds between accounts and access their money through 55,000+ fee-free ATMs globally.
Credit Builder Loans
Credit Builder Loans help members establish or improve credit scores with minimal effort. We disburse a loan and freeze the funds while making monthly payments on your behalf. This process reports positive payment history to credit agencies, helping members achieve scores in the 700s on average without touching the principal.
Personal Loans
Personal Loans provide flexible financing for large purchases, debt consolidation, or unexpected expenses. Available to Georgetown students, alumni, and families, these loans feature starting rates at 12.49% with amounts ranging from $500 to $25,000 for qualified applicants. Payments are fixed for predictable budgeting.
Auto Loans
Auto Loans cover new and used vehicle purchases with as little as $0 down. Members can borrow up to 100% of the NADA retail value at starting rates of 6.49% for new vehicles and 6.74% for used vehicles. Loan terms accommodate both undergraduate and graduate students.
Student Loans
Student Loans support undergraduate and graduate education costs with variable APRs starting at 5.45%. Refinancing options begin at 3.50% APR, offering flexible repayment terms. These loans cater specifically to Georgetown students and alumni, with deferment options available during academic enrollment.
People
Violet Wood
Chief Executive Officer
Violet Wood leads GUASFCU's strategic initiatives as Chief Executive Officer, overseeing operations and ensuring alignment with the credit union's mission to serve Georgetown students.
Kishen Anand
Chief Financial Officer
Kishen Anand manages financial planning and budgeting as Chief Financial Officer, ensuring fiscal stability while supporting student-focused banking services.
Sheryn Livingstone
Chief Operating Officer
Sheryn Livingstone directs daily operations as Chief Operating Officer, streamlining processes to enhance member experience and service efficiency.
Pruthvi Jasty
Chief Lending Officer
Pruthvi Jasty oversees lending operations as Chief Lending Officer, developing accessible loan programs tailored to Georgetown students' financial needs.
Aya Albolote
Chief Investment Officer
Aya Albolote manages investment strategies as Chief Investment Officer, ensuring sustainable growth while maintaining competitive member returns.
Questions
How do I open a GUASFCU account?
Current Georgetown students can open a High-Yield Savings Account online or at our Leavey Center branch. Alumni and families may apply with eligibility verification.
What is the Credit Builder Program?
Our Credit Builder Program automatically builds credit scores by disbursing a loan we repay monthly while freezing funds, reporting payments to credit agencies.
Are GUASFCU loans available for non-students?
Yes, we offer personal, auto, and graduate loans to Georgetown alumni and direct family members with flexible eligibility requirements.
What are branch hours during academic breaks?
During breaks, our Leavey Center branch has variable hours but provides phone and email support Monday through Friday, excluding federal holidays.
How does GUASFCU support financial literacy?
We provide budgeting, tax planning, and investment education resources through our Financial Literacy initiative, empowering students with essential money management skills.
Can I use my GUASFCU debit card internationally?
Yes, our Visa debit cards work globally at 30 million+ merchants and 55,000+ surcharge-free ATMs for convenient international access.
Reviews (2)
Diana Lafer Dvm
Oct 09, 2020
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Terrible customer service. We have been trying for over a month to get a lost debit card replaced. With Covid, there is no other way to access funds. They seem incapable of completing this task. Almost non-existent communication, seemingly no desire to provide customer service and little recourse to correct this situation. Staffed only by unpaid students, there needs to be a better model. For now, use a commercial bank.
Viktoriya Opsha
Jul 15, 2019
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Incredible customer service from the moment you walk in the door. Best banking option for Hoyas by far!
