Business Details
24 Years
experience
Your Trusted Mortgage Partner in Katy, TX
HomeWay Mortgage has been a trusted name in residential lending since 2002, offering personalized service and competitive rates to homebuyers across Texas, Louisiana, Colorado, and Florida. As a direct lender, we specialize in conventional, FHA, VA, and USDA loans while providing unique financing solutions like portfolio loans, hard money loans, and down-payment assistance programs. Our experienced loan officers prioritize client needs, combining 18 years of industry expertise with a commitment to transparency and ethical practices.We empower borrowers through tailored guidance, ensuring accessibility to homeownership regardless of financial circumstances. With offices in Katy, Texas, and strategic partnerships nationwide, we deliver efficient loan processing, rapid approvals, and long-term financing options designed to meet evolving market demands.
Services
Conventional Mortgage Loan
FHA Mortgage Loan
VA Mortgage Loan
USDA Loan
Jumbo Loan
Portfolio Loan
Hard Money Loan
Construction Loan
Bank Statement Loan
Multi-Family Loan
Details
- Year established: 2002
Highlights and features
- We offer 18 years of mortgage industry experience with personalized service.
- Our team provides competitive rates and down-payment assistance programs.
- We specialize in unique loan products for non-traditional borrowers.
- Our loan officers maintain transparency with no hidden fees.
- We operate in four states with rapid loan approval capabilities.
Associations and certifications
- NMLS
What people say
Amazing
Answered all questions
Honest
No wait
Save thousands
Services
Conventional Mortgage Loan
Conventional mortgages provide fixed or adjustable-rate financing without government guarantees. Ideal for borrowers with strong credit histories seeking standard home purchase or refinance options. Our competitive rates and flexible terms cater to diverse financial profiles while maintaining compliance with industry standards.
FHA Mortgage Loan
FHA loans offer low down payment requirements and lenient credit criteria for first-time homebuyers. Backed by the Federal Housing Administration, these mortgages enable accessible homeownership opportunities while ensuring lender security through federal guarantees.
Portfolio Loan
Portfolio loans serve borrowers with unique financial situations not meeting traditional guidelines. These customized solutions accommodate self-employed individuals, recent credit events, or unconventional collateral scenarios. Lenders retain these loans in-house, allowing greater flexibility in underwriting decisions.
USDA Loan
USDA loans provide 100% financing for eligible rural property purchases. Designed to promote homeownership in designated areas, these zero-down-payment mortgages combine affordability with government-backed security for qualified applicants.
Hard Money Loan
Hard money loans deliver rapid funding for real estate investors requiring bridge financing. Secured by property equity, these high-interest, short-duration loans facilitate fix-and-flip projects or urgent acquisition opportunities where traditional financing proves impractical.
People
Jennifer Looper
Loan Officer
Jennifer Looper specializes in mortgage solutions with a focus on client communication and timely processing. Her expertise in conventional and government-backed loans ensures personalized guidance for first-time buyers and refinancers alike.
Questions
What mortgage loan types does HomeWay Mortgage offer?
We provide conventional, FHA, VA, USDA, jumbo, portfolio, hard money, construction, and specialized loans for unique financial situations.
Do you offer down-payment assistance programs?
Yes, we include down-payment assistance options for eligible borrowers through various state and federal initiatives.
Can self-employed individuals qualify for loans?
Absolutely. Our bank statement loans and portfolio programs cater specifically to self-employed borrowers with non-traditional income documentation.
In which states do you operate?
We serve Texas, Louisiana, Colorado, and Florida with localized expertise and nationwide lending capabilities.
How quickly can I get pre-approved?
Our streamlined process delivers pre-approvals within 24-48 hours after receiving complete documentation.
Are there any application fees?
No, we offer free loan applications with no upfront costs to start your mortgage process.
Reviews (5)
Leah Booth
Nov 23, 2021
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Jennifer Looper was recommended by my neighborhood Facebook group, and Im so glad she was! We needed someone well versed in VA loans and she fits the bill. The entire process from putting in an offer to closing was 2.5 weeks (and honestly probably would have been less if I wasnt self employed). She made it painless and easy and it was such a pleasure! I will recommend her to everyone!
Kimberly Karefa King
Nov 18, 2021
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I was referred to Adrian Leslie by a friend of mine and it was the best referral ever received. Adrian explained the mortgage process and terms so that the average person can understand, I appreciated this very much. I will definitely recommend him to my friends and family.
Luke Honeycutt
Sep 18, 2021
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Kristen at HomeWay Mortgage gave my fianc and I more than we could ask for! She made the whole process seamless. We highly recommend her for any of your home buying needs in North Louisiana.
Izabelle Paule
Sep 03, 2021
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Kristen was an absolute wonder to work with! It took me some time to find the right lender and Im so thankful she came highly recommended. If youre ever in need of refinancing your home or purchasing your new home, shes your gal. Thank you Kristen and her entire team for helping us with our refinance.
Yamilex Bardales
Aug 30, 2021
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Jennifer Looper was very professional and attentive with the loan process. As a first time home buyer she really took the time to help us from beginning to end. It's been an absolute pleasure working with her! Highly recommend HomeWay for anyone!!
