Business Details
17 Years
experience
Your Trusted Mortgage Partner in Houston, TX
InterLinc Mortgage was founded in 2009 with a clear mission: to make homeownership dreams a reality for American families. Our team of dedicated Loan Originators provides personalized, around-the-clock attention to ensure every client receives exceptional service throughout the mortgage process. We maintain full control over origination, processing, underwriting, and closing through our in-house team, guaranteeing timely and accurate execution. Our commitment to 'Service Without Exception' is reflected in our core values of excellence, integrity, and community impact. Over the years, we've grown to service over $2.5 billion in loans while maintaining our focus on individual client needs.Our culture emphasizes innovation, collaboration, and employee engagement to deliver reliable mortgage solutions. Through the InterLinc Family Foundation, we actively support underprivileged youth organizations across the communities where we operate. Our leadership team brings decades of combined experience in mortgage finance and financial services. We continuously adapt to market changes while maintaining our founding principles of transparency and client-centric service. Our track record includes recognition in the Inc. 5000 list and multiple industry certifications that validate our professional standards.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Renovation Loans
Cash Out Refinance
Down Payment Assistance
Investment Loans
Condo Loans
Details
- Year established: 2009
Highlights and features
- We maintain full in-house control over all mortgage process stages from origination to closing
- Our team provides personalized 24/7 attention throughout the loan process
- We've serviced over $2.5 billion in mortgage volume since 2009
- Our InterLinc Family Foundation supports community housing initiatives nationwide
- We offer specialized loan programs for unique situations including manufactured housing and renovations
Services
Conventional Loans
Conventional loans offer competitive rates for borrowers with strong credit profiles. These mortgages aren't government-insured but provide flexible terms for primary residences, investment properties, and second homes. Our team helps clients navigate loan-to-value ratios, private mortgage insurance requirements, and documentation standards to secure optimal financing solutions.
FHA Loans
FHA loans provide accessible homeownership opportunities with low down payment requirements. Designed for first-time buyers and those with moderate credit histories, these government-insured mortgages allow down payments as low as 3.5%. Our specialists guide clients through the unique qualification criteria and property requirements associated with FHA financing.
VA Loans
VA loans offer exclusive benefits for military veterans and active-duty personnel. These zero-down payment mortgages include competitive rates and no private mortgage insurance requirements. Our VA-certified loan officers assist service members in maximizing their earned benefits while navigating the unique documentation process for VA-guaranteed loans.
Renovation Loans
Renovation loans combine purchase or refinance funds with home improvement costs. Ideal for property upgrades or fixer-upper projects, these mortgages allow borrowers to finance repairs and renovations into a single loan. Our team specializes in HUD-approved renovation programs that streamline the construction financing process.
Cash Out Refinance
Cash-out refinance loans allow homeowners to tap into their property equity. This option replaces existing mortgages with larger loans, providing liquid funds for debt consolidation, home improvements, or investment opportunities. Our advisors help clients evaluate loan-to-value ratios, interest rate benefits, and tax implications when considering cash-out refinancing options.
Questions
What types of mortgage loans do you offer?
We offer conventional, FHA, VA, USDA, jumbo, manufactured housing, renovation, cash-out refinance, down payment assistance, investment, and condo loans.
How can I determine which loan program suits me best?
Our loan officers will evaluate your financial situation, homebuying goals, and eligibility factors to recommend the most appropriate mortgage program for your needs.
Do you offer down payment assistance programs?
Yes, we provide down payment assistance options to help qualified buyers overcome financial barriers to homeownership.
Can self-employed individuals qualify for mortgages?
Yes, we offer specialized loan programs designed to accommodate self-employed borrowers' unique financial documentation needs.
What is your mortgage process timeline?
Our typical process takes 30-45 days from application to closing, depending on loan complexity and documentation completeness.
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Reviews (5)
William T.
Oct 31, 2021
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I will never use this business again. First issue was during a refinance, long story short almost ended up paying double tax. If it wasn't for the title company willing to work with me I would have had to deal with the tax office to try and reclaim an over payment. The second issue was in servicing the mortgage, Escrow ended up paying out insurance renewal 10days after I had cancelled the insurance and over 1 month before the renewal date. Called Interlinc and they were not interested in correcting their mistake. Now I have to deal with the old insurance company to try and find my money leaving
Ariana Parrott
Feb 04, 2019
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Wonderful company! We closed in a little over a month on our first home! I have recommended them to anyone wanting to buy a house. They helped us get our credit where it needed to be as well. We only owed $114 at closing
Mary Schuster
Oct 13, 2018
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Awesome company to work with! We had been trying to refinance for a while, but because my husband is self employed, we hit a lot of hurdles. But thanks to Eric and his team, we were finally able to refinance our home for a cash out, and we closed in less than 30 days! Would highly recommend them!
Kelly H.
Sep 19, 2018
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Ashley was recommended by a friend. My whole mortgage process couldn't have gone any better. Ashley and his team were super fast and responsive to any questions or concerns I had. My husband and I moved to Houston, and he was going to start working from home exclusively. Ashley helped us figure out the paperwork we needed from his job too! If you're a first time home buyer, these are definitely the people you want. Every one of them was very patient with me and all of my questions, and went out of their way to ensure I understood each step of the process. Highly recommend!
Kristy V.
Jul 19, 2018
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Are you buying a home? First timer? Don't go anywhere else! Ashley is the absolute best. Someone said that they have never seen Ashley not be able to put someone in a home. Not only will he get you qualified, he will patiently walk you through every step along the way. Every week I was given an update of where we were in the process. I travel a good deal and they were happy to find the communication medium that best fit my needs. Superb customer service is an understatement! Go with Ashley; you won't be disappointed!
