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Your Trusted Title Agency in Traverse City, MI
Access Title Agency is a full-service title agency dedicated to simplifying real estate transactions in Northern Michigan. With decades of combined experience, our team of ten professionals operates from two local offices in Traverse City and Suttons Bay, prioritizing client success through personalized service. We act as agents for Old Republic National Title Insurance and First American Title Insurance Company, leveraging our deep industry knowledge to deliver responsive, transparent solutions for residential and commercial clients.

Our commitment extends beyond transactionswe actively support community initiatives like Project Feed The Kids. By maintaining rigorous standards in title examinations, escrow management, and construction lien oversight, we ensure secure, efficient closings while fostering lasting relationships built on trust and expertise.
Services
Residential Title Services Commercial Title Services Purchase/Sale Transactions Refinance Services Construction Escrow Title Exams Escrow/Closing Services Policy Issuance Draw Request Processing Document Preparation
Highlights and features
  • We have over 130 years of combined experience in title services.
  • Our team includes an on-staff attorney for expert document preparation.
  • We offer 24/7 online ordering for convenience.
  • Locally owned and committed to community development.
  • Proven track record of 3,042 successful property transactions.
What people say
Exceeding expectations Compassion and patience Top-notch communication Locally owned Best customer service
Services
Residential Title Services
We streamline residential real estate transactions with personalized title examinations, escrow management, and closing services. Our team ensures clear property titles, resolves liens, and prepares legal documents, prioritizing transparency and efficiency. Clients benefit from 24/7 online ordering, local expertise, and a proven track record of 3,042 successful transactions, making home buying or selling stress-free.
Commercial Title Services
Our commercial title services address complex transactions through detailed title exams, policy issuance, and construction lien oversight. We collaborate with lenders, developers, and contractors to mitigate risks, expedite closings, and manage draw requests. With an on-staff attorney and deep knowledge of Michigan's lien laws, we ensure secure, compliant transactions for large-scale projects and refinancing.
Construction Escrow
We specialize in construction escrow services, processing draw requests and ensuring compliance with Michigan's lien laws. Our team coordinates with lenders, contractors, and developers to maintain first lien positions, prepare sworn statements, and issue waivers. This structured approach guarantees timely fund disbursements and project completion confidence.
Refinance Services
Our refinance services deliver efficient title examinations and closing solutions tailored to lenders and borrowers. We expedite closing disclosures, manage document preparation, and ensure cost-effective settlements. With rapid turnaround times and an on-staff attorney, we streamline refinancing processes to meet client deadlines while maintaining compliance.
Purchase/Sale Transactions
We facilitate seamless purchase and sale transactions by coordinating title searches, document preparation, and closing logistics. Our team accommodates client preferences, whether handling all details or acting as a direct point of contact. For sale-by-owner clients, we provide end-to-end guidance, ensuring legally sound, stress-free transfers.
People
Karen Kohler
President/Owner
With over 34 years of title insurance experience, Karen oversees all operations at Access Title Agency. Her leadership emphasizes community involvement and client-focused service, ensuring rigorous industry standards. Karen enjoys gardening and values local partnerships.
Melissa Schaub
Manager
Melissa has managed Northern Michigan offices for 18 years, balancing operational efficiency with client satisfaction. She prioritizes responsive communication and enjoys golf, travel, and family time while maintaining a deep connection to the region.
Carrie Richter
Director of Policies & Construction Supervisor
Carrie directs policy implementation and construction draws with 13 years of expertise. She combines procedural rigor with practical solutions, managing construction lien processes and client needs while raising chickens and pursuing outdoor hobbies.
Alicia Kellogg
Attorney
Alicia supports closings with six years of legal expertise, preparing documents and managing fund disbursements. Her client-focused approach ensures compliance and clarity, complemented by a passion for outdoor exploration and culinary arts.
Erica Mackey
Escrow Officer
Erica brings 25 years of escrow experience, resolving title issues and preparing closing documents with precision. Her dedication to client service extends to animal welfare, reading, and maintaining a balance between professionalism and compassion.
Questions
What services does Access Title Agency offer?
We provide residential and commercial title, escrow, and closing services, including refinance support, construction escrow management, and document preparation.
Do you serve areas outside Traverse City?
We focus on Traverse City, Suttons Bay, and the Greater Grand Traverse Area but service transactions statewide in Michigan.
What makes Access Title Agency different from competitors?
Our 130+ years of combined experience, local ownership, on-staff attorney, and community commitment ensure personalized, reliable service tailored to client needs.
Do you offer 24/7 services?
Yes, our online ordering system is available 24/7, and our team prioritizes prompt communication for urgent transaction needs.
Reviews (1)
Randy Mitchelson
Dec 07, 2021 Report
Easy to find office in Fort Myers, well appointed and very professional. Members of the Greater Fort Myers Chamber of Commerce. Highly encourage Realtors, mortgage professionals and builders to establish a relationship with the team.