Business Details
25 Years
experience
Emergency
services
Trusted Insurance Solutions in Traverse City, MI
The Scott Tilford has been serving Traverse City, Michigan, for over two decades, combining deep local roots with 24 years of industry expertise. Our team specializes in delivering tailored insurance solutions across Auto, Home, Life, and specialty coverage for recreational vehicles, boats, and more. We prioritize building lasting relationships through personalized service, ensuring clients in Grand Traverse, Leelanau, and Antrim counties receive comprehensive protection aligned with their unique needs.With a focus on community engagement and a commitment to transparency, we guide clients through risk management while maintaining a client-first approach. Our dedication to continuous improvement is reflected in our adaptability to seasonal needs, such as fall-specific coverage adjustments, and our emphasis on educating clients about policy details. Backed by State Farms resources and our local expertise, we strive to be a trusted partner in safeguarding what matters most to our clients.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Boat Insurance
Pet Insurance
Renters Insurance
Condo Insurance
Business Insurance
Rec Vehicles Insurance
Health Insurance
Details
- Year established: 2001
Highlights and features
- We offer 24 years of localized insurance expertise tailored to Northern Michigan needs.
- Our team provides personalized policy reviews to ensure optimal seasonal coverage.
- We specialize in protecting recreational assets like boats, motorcycles, and e-bikes.
- Our agency maintains a 4.7/5 Google rating from 50+ community-focused client reviews.
- We combine State Farms national resources with independent, client-centric service.
What people say
Exceptional personalized service
Prompt claims resolution
Helpful policy explanations
Community-oriented approach
Competitive rate savings
Services
Auto Insurance
Our Auto Insurance protects against accidents, theft, and weather-related damages while offering discounts for safe driving and multi-policy bundling. We tailor policies to cover daily drivers, classic cars, and high-mileage vehicles. Clients benefit from 24/7 claims support and guidance on selecting coverage limits that balance cost and protection.
Homeowners Insurance
Homeowners Insurance safeguards against structural damage, personal property loss, and liability claims. We specialize in policies for seasonal homes, vacation rentals, and properties with unique features like docks or outbuildings. Our agency educates clients on flood and windstorm endorsements critical for Michigans climate.
Life Insurance
Life Insurance policies provide financial stability for beneficiaries through term and permanent coverage options. We help clients determine appropriate coverage amounts based on family needs, debts, and future goals. Our agency simplifies the underwriting process and explains policy riders like accelerated death benefits.
Boat Insurance
Boat Insurance covers watercraft against collisions, theft, and weather damage, including trailer and equipment protection. We serve clients with sailboats, fishing vessels, and jet skis, advising on liability limits for high-traffic Michigan waterways. Policies integrate with homeowners umbrella coverage for comprehensive protection.
Pet Insurance
Pet Insurance helps manage veterinary costs for accidents, illnesses, and chronic conditions. We partner with providers offering customizable plans for dogs, cats, and exotic pets. Our guidance includes explaining coverage exclusions for pre-existing conditions and breed-specific risks.
People
Scott Tilford
Agent
Scott Tilford, a Central Michigan University graduate, has led his State Farm agency since 1999, serving Traverse City with 24+ years of risk management expertise. He specializes in personalized insurance planning for local families and businesses.
Pam Garrett
Insurance Account Representative
Pam Garrett, licensed since 2005, brings 16+ years of State Farm experience and a Northern Michigan University land-use degree to client policy management. She focuses on ensuring accurate coverage for Traverse City residents.
Ryley Bekins
Customer Service Representative
Ryley Bekins, a Cornerstone University graduate, provides client support with seven years of agency experience. She prioritizes clear communication and outdoor recreation in Northern Michigans scenic environment.
Questions
What insurance products do you specialize in?
We specialize in Auto, Homeowners, Life, Boat, and Pet Insurance, along with coverage for recreational vehicles and specialty assets.
Do you offer 24/7 claims support?
Yes, our team provides 24/7 claims assistance and can be reached via phone or text at any time.
Can I get insurance for seasonal properties?
Yes, we offer tailored policies for vacation homes, including winterization coverage for Michigan’s climate.
How do you help with policy personalization?
We conduct comprehensive reviews to align coverage with your lifestyle, budget, and specific risks like recreational activities.
Are there discounts for bundling policies?
Yes, we offer multi-policy discounts for bundling Auto, Home, and other insurance types.
Do you serve clients outside Traverse City?
Yes, we serve all of Grand Traverse, Leelanau, and Antrim counties, including rural and seasonal residents.
