Business Details
50+ Years
experience
Your Trusted Michigan Insurance Partner Since 1969
Since 1969, Fischer Insurance has served Michigan communities as a trusted, independent insurance agency. Our family-owned business prioritizes client needs through personalized service and comprehensive coverage solutions. With deep local knowledge and decades of experience, we act as advisors dedicated to protecting what matters most to our clients. Our team represents top-rated carriers like Auto Owners Insurance, offering tailored policies for personal and business needs. We maintain transparency in all communications, ensuring clients understand their coverage options and risks.Our commitment to ethical practices and community values has built lasting relationships with generations of Michigan residents. By focusing on individual client circumstances, we deliver customized insurance strategies that adapt to evolving life and business challenges. This client-first approach has established Fischer Insurance as a reliable partner for insurance solutions in Northern Michigan.
Services
Home Insurance
Auto Insurance
Motorcycle Insurance
Business Owners Insurance
Commercial Umbrella Insurance
Details
- Year established: 1969
Highlights and features
- We've served Michigan communities since 1969 with local expertise
- As independent agents, we offer multiple carrier options
- Personalized service tailored to individual client needs
- Comprehensive coverage solutions for personal and business risks
- Licensed advisors dedicated to client education and protection
Services
Home Insurance
Protect your home with replacement cost coverage and additional living expense protection. We offer policies that cover property damage, personal liability, and valuable possessions. Our solutions address risks like fire, water damage, and natural disasters while ensuring compliance with changing building codes.
Auto Insurance
Comprehensive auto coverage for personal and business vehicles. Our policies include liability protection, collision coverage, and uninsured motorist provisions. We specialize in classic car insurance and offer solutions for multiple vehicle types through top-rated carriers.
Business Insurance
Tailored protection for Michigan businesses including liability insurance, property coverage, and commercial auto policies. We offer specialized solutions for breweries, wineries, contractors, and non-profits with umbrella policies for additional liability protection.
Umbrella Insurance
Supplemental liability coverage that extends beyond standard policy limits. Our umbrella policies protect against major claims from incidents like pool accidents or defamation lawsuits, providing financial security for personal and business assets.
Flood Insurance
Separate flood coverage through the National Flood Insurance Program. We help protect properties against flood damage from changing weather patterns, offering policies that cover structural damage and contents regardless of proximity to water bodies.
Questions
What types of insurance do you offer?
We provide personal insurance (home, auto, motorcycle) and business insurance (commercial property, liability, umbrella) with specialized coverage for breweries, wineries, and contractors.
Why choose an independent agency?
As independent agents, we offer multiple carrier options like Auto Owners Insurance, providing unbiased recommendations tailored to your specific protection needs.
Do you serve areas outside Michigan?
We primarily serve Michigan residents and businesses, with two local offices in Bellaire and Elk Rapids for in-person assistance.
What are your business hours?
Our offices operate Monday-Friday from 8 AM to 5 PM. Emergency claims assistance is available outside these hours through our service center.
How do I file a claim?
Report claims through our online portal, call our office directly, or contact your dedicated agent for immediate assistance with claim documentation and processing.
Reviews (1)
Brianne Draper
Mar 01, 2021
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Highly recommend Fischer Insurance! Very professional and friendly people who value their clients. Fischer Insurance genuinely cares about providing you with the best!
