Business Details
11 Years
experience
Your Trusted Partner for Comprehensive Financial Planning
Founded in 2015, Cereus Financial Advisors was established to provide professionals and business owners with comprehensive financial planning solutions. Our team of Certified Financial Planners brings decades of combined experience in retirement planning, college funding, investment management, and insurance advisory services. We operate under a fiduciary oath, ensuring all recommendations prioritize client interests while maintaining full transparency about compensation structures. Our advisors hold advanced credentials including CFP, CPA, and MBA designations, with specialized expertise in tax-efficient investment strategies and long-term care planning. We serve clients through both virtual and in-person consultations, leveraging cutting-edge financial tools to deliver personalized solutions.Our commitment to professional excellence is demonstrated through active membership in the Financial Planning Association and ongoing participation in industry education initiatives. We maintain rigorous compliance standards, adhering to both SEC regulations and industry best practices for client data protection. Our firm culture emphasizes continuous learning, with advisors regularly contributing to financial education through webinars and community leadership programs. By combining technical expertise with personalized service, we help clients navigate complex financial decisions across multiple life stages.
Services
Retirement Planning
Investment Management
College Planning
Estate Planning
Tax Planning
Insurance Advisory
Business Retirement Plans
Long-Term Care Planning
Financial Education
Wealth Management
Details
- Year established: 2015
Highlights and features
- We operate under a fiduciary oath to act solely in client interests
- Our advisors hold CFP, CPA, and MBA credentials with specialized expertise
- We maintain transparent fee structures with no hidden commissions
- We offer flexible virtual and in-person consultation options
- Our investment strategies incorporate tax-efficient and risk-managed approaches
Associations and certifications
- Certified Financial Planner (CFP)
- Financial Planning Association (FPA)
Services
Retirement Planning
Our retirement planning service helps clients determine optimal savings strategies, retirement age calculations, and income distribution planning. We analyze Social Security optimization, pension options, and tax-efficient withdrawal strategies while considering long-term care needs. Our approach combines cash flow projections with risk management to create sustainable retirement income plans tailored to individual circumstances.
Investment Management
We offer customized investment management solutions that incorporate diversification across multiple asset classes and global markets. Our strategies focus on tax-efficient portfolio construction, risk management through fixed income allocation, and periodic rebalancing. We utilize both active and passive investment vehicles including ETFs, mutual funds, and separately managed accounts to meet specific client objectives.
College Planning
Our college planning service helps families navigate the complex financial aid process while balancing retirement savings goals. We analyze cost-benefit scenarios for different educational institutions, develop savings strategies using 529 plans and other vehicles, and create spending plans that minimize student debt. The service includes financial aid optimization techniques and merit scholarship evaluation.
Estate Planning
We provide comprehensive estate planning guidance that coordinates with legal professionals to create effective wealth transfer strategies. Our services include beneficiary designation analysis, trust evaluation, and legacy planning considerations. We help clients structure their financial affairs to minimize estate taxes while ensuring their wishes are properly documented and executed.
Tax Planning
Our tax planning service focuses on minimizing lifetime tax liability through strategic investment positioning and account selection. We implement tax-loss harvesting strategies, optimize retirement account distributions, and coordinate with tax professionals to create integrated tax-efficient financial plans. The service considers both current and future tax implications across all planning decisions.
People
David Haas
Owner
Certified Financial Planner with engineering and finance background. Former electrical/software engineer turned financial advisor. Holds MBA from Pace University. Active in community leadership programs and financial education initiatives. Specializes in comprehensive financial planning for professionals and business owners.
Mike Dunne
Financial Advisor
Certified Financial Planner with 30 years financial services experience. Former hedge fund treasurer. CPA and MBA holder. Specializes in helping clients with complex financial situations including multi-generational planning and retirement transitions. Active member of professional accounting and financial planning organizations.
Christine Baldyga
Administrative Assistant
Certified Public Accountant and Certified Internal Auditor. Former banking industry professional with 25+ years experience. Currently pursuing CFP certification. Provides administrative support and financial analysis assistance to the advisory team.
Questions
What services do you offer?
We provide comprehensive financial planning including retirement, college, and estate planning, investment management, tax optimization strategies, and insurance advisory services for professionals and business owners.
Are you fiduciaries?
Yes, we operate under a fiduciary oath to act solely in our clients' best interests, with full disclosure of any potential conflicts of interest.
How are you compensated?
We charge transparent fees for financial planning services and separate Assets Under Management fees for investment management. Insurance products earn commissions from providers.
Can you work with remote clients?
Yes, we offer virtual consultations via video conferencing and provide online access to financial planning tools and portfolio management systems.
What qualifications do your advisors hold?
Our advisors hold Certified Financial Planner (CFP), Certified Public Accountant (CPA), and MBA credentials with specialized training in tax-efficient investment strategies.
How do you approach investment management?
We create diversified portfolios tailored to risk tolerance and goals, using ETFs, mutual funds, and individual securities with periodic rebalancing and tax-loss harvesting strategies.
