Business Details
18 Years
experience
Trusted Financial Advisers for Retirement Planning
Founded in 2008, Vision Retirement is an independent Registered Investment Advisor (RIA) dedicated to simplifying retirement planning for individuals and families. Our fiduciary-driven approach prioritizes client needs over product commissions, ensuring unbiased advice tailored to long-term financial goals. With a team of Certified Financial Planner (CFP) professionals, we offer comprehensive services including investment management, tax preparation, and personalized financial planning. Our integrated model coordinates with attorneys, accountants, and insurance agents to provide holistic solutions.Serving clients in New Jersey, New York, and nationwide, we emphasize accessibility through flexible engagement options and affordable membership plans. Our proprietary VR Robo platform combines automated investing with human oversight, while our Am I On Track? service delivers data-driven retirement readiness scores. Backed by rigorous industry standards and a commitment to transparency, we empower clients to build wealth and achieve stress-free retirement.
Services
Membership
Investment Management
Tax Preparation
Financial Planning
Hourly Consulting
Details
- Year established: 2008
Highlights and features
- We operate under a fiduciary standard, prioritizing client interests over product commissions.
- Our team includes Certified Financial Planner professionals with decades of combined experience.
- We coordinate with attorneys, accountants, and insurance agents for holistic financial solutions.
- No minimum investment or net worth requirements for client eligibility.
- Affordable $895 annual membership includes unlimited access to CFP professionals.
Associations and certifications
- Certified Financial Planner Board of Standards
- SEC Registered Investment Advisor
Services
Membership
Our membership program grants unlimited access to CFP professionals, personalized financial guidance, and exclusive educational resources. Members receive tailored advice on retirement strategies, investment optimization, and tax-efficient planning. This service suits individuals seeking ongoing support without committing to comprehensive investment management.
Investment Management
We offer fiduciary investment management with three tiers: automated VR Robo (ETFs, $1k minimum), self-directed oversight, and full-service management (ETFs/mutual funds, $10k minimum). All options include quarterly reviews and tax-efficient strategies like loss harvesting to maximize returns.
Tax Preparation
Through Advisor Tax Prep, we provide CPA-led tax filing with CFP review for strategic planning. Services include Roth conversion analysis, audit support up to $1M, and identity theft protection. Clients receive coordinated tax-investment strategies to reduce liabilities and enhance retirement readiness.
Financial Planning
Our financial planning covers retirement income projections, Social Security optimization, and risk management. We create personalized roadmaps integrating investment, tax, and estate planning elements. This service targets clients seeking comprehensive strategies to achieve specific financial milestones.
Am I On Track?
This diagnostic service evaluates retirement readiness using a 0-100 score based on portfolio risk, tax efficiency, and income projections. For $590, clients receive actionable recommendations including Social Security claiming strategies and investment adjustments to improve retirement outcomes.
People
Paul Muller
Relationship Manager and Founder
Paul Muller, CFP, founded Vision Retirement in 2008 to address retirement planning gaps. With decades of industry experience, he specializes in creating client-first strategies that integrate investment management, tax planning, and retirement income optimization.
Jean Riordan
Relationship Manager and VP of Tax Planning
Jean Riordan, CFP, leads tax planning initiatives at Vision Retirement. Her expertise in coordinating tax-efficient investment strategies helps clients minimize liabilities while maximizing long-term retirement savings through integrated financial planning.
Benjamin Stark
Financial Advisor and Director of Client Experience
Benjamin Stark, CFP, oversees client experience and investment advisory services. He focuses on delivering personalized retirement solutions, leveraging technology and fiduciary guidance to enhance client financial outcomes.
Bill Stavros
Chief Operating Officer
Bill Stavros manages operational infrastructure at Vision Retirement. With extensive financial services experience, he ensures seamless delivery of advisory services while maintaining compliance with industry regulations and client service standards.
Joanne Raso Rosenblatt
Director of Operations
Joanne Raso Rosenblatt directs daily operations, ensuring efficient service delivery across Vision Retirement's platforms. Her leadership maintains the firm's commitment to client-centric processes and technological innovation in retirement planning.
Questions
What retirement planning services do you offer?
We provide membership plans, investment management, tax preparation through Advisor Tax Prep, financial planning, and our Am I On Track? retirement readiness analysis.
Are you a fiduciary financial advisor?
Yes, we operate under a fiduciary standard, legally obligated to act in clients' best interests without conflicts from product commissions.
Do you have investment minimums?
No, we accept clients regardless of asset size or net worth, with investment options starting at $1,000 for automated services.
How are your fees structured?
Fees range from $895 annual membership to 0.75% management fees for automated investing and 1.25% for personalized investment management.
Do you offer tax preparation services?
Yes, through our sister company Advisor Tax Prep, starting at $450 for clients with federal/state returns and basic schedules.
