Business Details
Your Trusted Partner for Comprehensive Financial Planning Solutions
At 5C Capital Management, we specialize in creating tailored financial strategies that prioritize long-term growth and stability. Our approach combines active listening with transparent communication to develop customized solutions aligned with each client's unique goals. We emphasize critical thinking to navigate market volatility, offering unbiased investment strategies grounded in fundamental analysis. Through collaboration with clients and their professional networks, we ensure comprehensive financial plans adapt to evolving needs. Our fiduciary responsibility drives every recommendation, supported by access to a network of tax, legal, and business experts. With SEC registration and industry credentials, we maintain rigorous compliance standards while focusing on community impact through philanthropy and cultural initiatives.Our team's collective experience enables us to address complex financial challenges, from retirement planning to special needs trust management. We provide ongoing education and documentation support for retirement plan trustees, ensuring fiduciary obligations are met. By integrating creativity with disciplined analysis, we help clients achieve financial clarity across generations. Our commitment to transparency extends to all communications, avoiding hidden fees or conflicts of interest while maintaining 24/7 client accessibility.
Services
Financial Planning
Retirement Strategies
Investment Management
Fiduciary Consulting
Portfolio Analysis
Estate Planning
Tax Optimization
Risk Management
Wealth Transfer
Special Needs Trusts
Highlights and features
- We operate as fiduciaries with SEC registration and industry credentials
- Our customized solutions integrate tax, legal, and business expertise networks
- Proven track record in retirement plan fiduciary consulting since 2004
- Team holds CFA, CFP, JD, and CPA designations across financial disciplines
- Transparent communication with documented investment decision-making processes
Associations and certifications
- SEC Registered Investment Advisor
Services
Financial Planning
Our comprehensive financial planning service creates customized roadmaps for long-term wealth management. We analyze cash flow, risk tolerance, and life goals to develop strategies that balance current needs with future aspirations. The process incorporates tax efficiency, estate considerations, and intergenerational wealth transfer while maintaining flexibility for changing circumstances.
Retirement Strategies
Specialized retirement planning services address both individual and institutional needs. We design 401(k), profit-sharing, and defined benefit plans while providing fiduciary guidance for trustees. Our approach ensures compliance with evolving regulations while optimizing investment options and participant education programs for long-term success.
Investment Management
Active investment management combines fundamental analysis with strategic asset allocation. We construct diversified portfolios across global markets using both traditional and alternative investments. The process emphasizes risk management through continuous monitoring and rebalancing while maintaining tax-efficient execution across equity, fixed income, and specialty asset classes.
Fiduciary Consulting
Fiduciary consulting provides expert guidance for retirement plan trustees. We help document decision-making processes, select appropriate investments, and implement participant education programs. Our services ensure compliance with ERISA requirements while maintaining proper documentation and third-party provider oversight to meet fiduciary obligations.
Special Needs Trusts
Specialized trust services address unique family circumstances through customized estate planning. We create legally sound structures that preserve government benefits while providing financial security for loved ones with special needs. The process integrates legal, tax, and care coordination considerations to ensure long-term viability and compliance with regulatory requirements.
People
Michael R. Sanders
Chief Investment Officer
Michael R. Sanders leads investment strategy with 25+ years of experience in portfolio management and market analysis. He holds FINRA Series 7 and 66 licenses, specializing in global equity markets and alternative investments. His expertise drives the firm's asset allocation decisions and risk management frameworks.
Craig R. Marson
Director of Financial Planning
Craig R. Marson combines legal and accounting expertise as Director of Financial Planning. A licensed attorney and CPA with 20+ years of experience, he specializes in complex estate planning and tax optimization strategies. He holds FINRA Series 65 registration and manages high-net-worth client relationships.
Kevin J. McCabe
Portfolio Manager
Kevin J. McCabe oversees portfolio construction with 18 years of institutional investment experience. He holds CFA charterholder status and manages fixed income strategies. His background includes institutional asset management and quantitative risk analysis for diversified client portfolios.
Nick W. Walsh
Director of Research
Nick W. Walsh leads investment research with CFA designation and 15 years in equity analysis. He specializes in fundamental valuation models and market trend forecasting. His insights shape the firm's security selection process across growth and value investment styles.
Asher Konigsberg
Wealth Advisor
Asher Konigsberg provides personalized wealth management solutions as a CFP professional. With 12 years of client advisory experience, he focuses on retirement income planning and intergenerational wealth transfer. He holds FINRA Series 65 license and manages client relationships across multiple states.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering retirement strategies, estate planning, tax optimization, and special needs trusts. Our services include investment management, fiduciary consulting for retirement plans, and portfolio analysis tailored to individual and institutional clients.
Are you legally required to act in my best interest?
Yes, as SEC-registered investment advisors, we operate under fiduciary standards requiring us to prioritize client interests. Our professionals maintain industry licenses and follow strict compliance protocols to ensure ethical decision-making in all recommendations.
How do you approach investment management?
Our investment process combines fundamental analysis with strategic asset allocation across global markets. We use both traditional and alternative investments to create diversified portfolios, emphasizing risk management through continuous monitoring and tax-efficient execution strategies.
Can you help with retirement plan fiduciary responsibilities?
Yes, we provide specialized fiduciary consulting for retirement plan trustees. Our services include investment selection guidance, compliance documentation, participant education programs, and third-party provider oversight to help meet ERISA requirements and mitigate legal risks.
What areas do you serve?
We serve clients from our White Plains, NY headquarters with additional offices in Woodcliff Lake, NJ and Westport, CT. Our services support individual and institutional clients across New York, New Jersey, and Connecticut markets.
