Business Details
21 Years
experience
Your Trusted Partner for Financial Planning in Larchmont
O'Brien Capital Management has been dedicated to providing comprehensive wealth management services since 2005. Founded by John M. O'Brien, a Certified Financial Planner with over 18 years of experience, we prioritize personalized financial strategies tailored to individual client needs. Our approach combines decades of industry expertise with a fiduciary commitment to unbiased advice, ensuring clients receive solutions aligned with their unique goals. We specialize in retirement planning, investment management, and divorce financial analysis, serving communities in Larchmont and lower Westchester County. Our team maintains active professional development and community engagement through organizations like the Nyack Rotary Club and Meals on Wheels.By focusing on long-term relationships and transparent communication, we aim to be a trusted partner in navigating complex financial decisions. Our fee-only structure eliminates conflicts of interest, allowing us to deliver objective guidance without product commissions. With offices in Nyack and Larchmont, we combine local market knowledge with national standards of excellence. Our services extend beyond traditional investment management to include estate planning, tax strategies, and college funding solutions. Through collaboration with attorneys and accountants, we ensure holistic financial planning that addresses all aspects of our clients' financial lives.
Services
Financial Planning
Wealth Management
Investment Management
Retirement Planning
Divorce Planning
Details
- Year established: 2005
Highlights and features
- We offer 19 years of local financial planning expertise
- Our fee-only structure ensures unbiased, conflict-free advice
- Personalized approach tailored to individual financial goals
- Active community involvement and local market knowledge
- Fiduciary commitment to act in clients' best interests
Associations and certifications
- Certified Financial Planner Board of Standards
- SEC Registered Investment Advisor
Services
Financial Planning
Our comprehensive financial planning service creates personalized roadmaps for achieving life goals through strategic money management. We analyze current financial status, develop customized plans addressing retirement, education funding, and estate planning, while coordinating with legal and tax professionals. With a focus on long-term relationships, we provide ongoing guidance to adapt to changing life circumstances and market conditions.
Investment Management
Customized investment management tailors portfolios to individual risk profiles and financial objectives. We implement strategic asset allocation using modern portfolio theory, continuously monitor market performance, and make data-driven adjustments. Our fiduciary approach ensures all investment decisions prioritize client interests while maintaining transparent fee structures and regular performance reporting.
Retirement Planning
Specialized retirement planning addresses pension analysis, distribution strategies, and sustainable withdrawal plans. We help clients navigate employer-sponsored plans, IRA rollovers, and tax-efficient retirement income solutions. Our services include Social Security optimization, healthcare cost planning, and longevity risk management to ensure financial security throughout retirement years.
Wealth Management
Holistic wealth management integrates investment oversight with comprehensive financial planning. We coordinate estate planning, tax strategies, insurance analysis, and intergenerational wealth transfer solutions. This service addresses complex financial situations through collaborative planning with attorneys and accountants while maintaining personalized portfolio management and regular progress assessments.
Divorce Planning
Divorce financial planning provides expert analysis during marital dissolution. We offer pre-divorce financial assessments, asset division evaluations, and post-divorce investment management. Our services include cash flow projections for support calculations, tax implications analysis of asset splits, and assistance with retirement account transfers, working alongside legal professionals to protect financial interests.
People
John M. O'Brien
President and CEO
Certified Financial Planner with 19 years in Nyack and 7 years at Sentinel Investment Management. Holds BS in Business Economics, active in Nyack Rotary Club, and provides fiduciary financial guidance since 2005.
Questions
What financial planning services do you offer?
We provide comprehensive services including retirement planning, investment management, estate planning, college funding strategies, and divorce financial analysis tailored to individual needs.
Are you a fee-only financial advisor?
Yes, we operate as a fee-only advisor with no product commissions, ensuring unbiased financial advice that prioritizes client interests.
What is your investment management approach?
We create customized portfolios based on individual goals and risk tolerance, using strategic asset allocation and modern portfolio theory principles.
Do you specialize in retirement planning?
Yes, we specialize in retirement planning including pension analysis, distribution strategies, and tax-efficient withdrawal planning for pre- and post-retirement clients.
How do you handle divorce financial planning?
We provide divorce financial analysis including asset division evaluation, cash flow projections, and post-divorce investment management services.
