Business Details
Your Trusted Partner for Financial Planning Solutions
Financial Planning Associates is an independent SEC-Registered Investment Advisory Firm dedicated to providing comprehensive financial planning and investment management services. Our team consists of Certified Financial Planners with over 40 years of combined industry experience, serving clients throughout the tri-state area and across the United States. As fiduciaries, we prioritize client interests through transparent fee structures and personalized financial strategies. Our advisors specialize in creating customized financial plans that address retirement planning, tax optimization, risk management, and estate planning. We maintain relationships with leading custodians including Charles Schwab, Fidelity, and TD Ameritrade to ensure secure asset management.Our approach combines technical expertise with a commitment to building long-term client relationships. We offer free initial consultations to help clients develop actionable roadmaps toward financial independence. Our White Plains, NY-based firm operates with full disclosure of all fees and compensation structures. We serve individuals, families, and business owners seeking non-biased financial guidance. Our advisors' backgrounds include experience at top-ranked wealth management firms and academic institutions, ensuring deep industry knowledge and practical application.
Services
Financial Planning
Investment Management
Tax Planning
Retirement Planning
Risk Management
College Funding
Estate Tax Planning
Cash Flow Planning
Highlights and features
- We operate as fiduciaries, always putting client interests first
- Our team includes CFP professionals with 40+ years combined experience
- We maintain transparent fee structures with no hidden costs
- We create personalized financial plans tailored to individual circumstances
- We're SEC-Registered Investment Advisory Firm with national reach
Associations and certifications
- Securities and Exchange Commission (SEC)
- Certified Financial Planner Board of Standards
Services
Financial Planning
Our comprehensive financial planning service creates personalized roadmaps to achieve financial goals. We analyze current assets, liabilities, and income to develop customized strategies addressing retirement, tax optimization, and estate planning. Our CFP professionals work closely with clients to adapt plans as life circumstances evolve.
Investment Management
We offer tailored investment management solutions using diverse asset allocation approaches. Our non-biased recommendations focus on clients' specific circumstances, with access to multiple portfolio strategists. We utilize leading custodians like Charles Schwab and Fidelity to ensure secure asset management and SIPC-insured accounts.
Tax Planning
Our tax planning service integrates with overall financial strategies to minimize tax liabilities. We analyze income sources, deductions, and credits to develop efficient tax-saving approaches. This service works in conjunction with retirement and estate planning to maximize after-tax wealth preservation.
Retirement Planning
We help clients develop comprehensive retirement plans considering income needs, asset distribution strategies, and longevity factors. Our approach includes analyzing pension options, Social Security optimization, and withdrawal strategies to ensure sustainable income throughout retirement years.
Estate Tax Planning
Our estate tax planning service focuses on preserving wealth for future generations. We develop strategies to minimize estate taxes through trusts, gifting strategies, and beneficiary designations. This service integrates with overall financial plans to ensure smooth wealth transfer while maintaining client objectives.
People
Tony Taddeo
President
Certified Financial Planner with 15+ years of experience in wealth management. Former director at Tarrytown Registered Investment Advisor serving Ivy League medical institutions. Specializes in comprehensive financial planning for high-net-worth individuals and corporate executives.
Questions
What services does Financial Planning Associates offer?
We provide comprehensive financial planning, investment management, tax planning, retirement planning, risk management, college funding, estate tax planning, and cash flow analysis services.
Are you fiduciaries?
Yes, we operate as fiduciaries and always put our clients' interests first through transparent fee structures and non-biased recommendations.
How are your fees structured?
We use fee-for-service pricing for financial planning and asset-based fees for investment management. All fees are fully disclosed upfront in our ADV Part 2A document.
Do you offer free consultations?
Yes, we provide free initial consultations to discuss your financial situation and determine if our services align with your needs.
Where are you located?
Our main office is in White Plains, NY, but we serve clients throughout the tri-state area and across the United States where registered.
What credentials do your advisors hold?
Our advisors are Certified Financial Planners with over 40 combined years of industry experience and maintain SEC-registered investment advisory firm status.
