Business Details
50+ Years
experience
Your Trusted Insurance Partner in Bloomfield, NJ
Generazio Associates Insurance has been a trusted name in the insurance industry since 1971, founded by John and Gerry Generazio on the principles of personalized service and comprehensive protection. Over five decades, we have evolved into a multi-state agency licensed across New Jersey, New York, Connecticut, Pennsylvania, California, and beyond, while maintaining our commitment to tailored risk management solutions. Our team of experts works closely with clients to identify exposures and craft customized policies that align with their unique needs, leveraging partnerships with top-tier carriers to ensure competitive pricing and robust coverage.Led today by President Michele Chierico and Senior Vice President Phil Chierico, we continue to prioritize transparency, responsiveness, and client education, ensuring every policyholder receives the guidance necessary to make informed decisions. With a focus on both personal and commercial lines, including specialized coverage for transportation, habitation, and condo associations, we remain dedicated to safeguarding our clients assets and futures through unwavering service excellence.
Services
Personal Auto Insurance
Homeowners Insurance
Flood Insurance
Personal Umbrella Coverage
Renters Insurance
Valuable Articles Insurance
Cyber Liability Insurance
Employment Practices Liability
Directors and Officers Insurance
Commercial Auto Insurance
Details
- Year established: 1971
Highlights and features
- We offer over 50 years of experience in customizing insurance solutions for personal and commercial needs.
- Our team specializes in niche coverages like transportation, habitation, and condo association insurance.
- We provide competitive rates through partnerships with top-tier insurance carriers nationwide.
- Our licensed experts tailor policies to address specific risks in New Jersey and 12+ states.
- We guarantee responsive service with a focus on transparency and client education.
What people say
Best and most professional
Saved $500 annually
Courteous and helpful
Top notch customer service
Timely responses
Services
Personal Auto Insurance
Our personal auto insurance policies protect drivers against financial loss from accidents, theft, or damage, offering customizable liability and comprehensive coverage options. We assess individual driving habits, vehicle types, and risk profiles to recommend policies that balance affordability with protection. With access to multiple carriers, we ensure competitive rates while advocating for policyholders during claims processes.
Homeowners Insurance
Homeowners insurance safeguards one of lifes largest investments by covering structural damage, personal belongings, and liability claims. We evaluate property specifics, such as location and age, to recommend policies that address regional risks like flooding or severe weather. Our team ensures clients understand coverage limits and exclusions, providing guidance to secure optimal protection for their homes.
Cyber Liability Insurance
Cyber liability insurance mitigates financial risks from data breaches, cyberattacks, and unauthorized access to sensitive information. We help businesses implement risk management strategies while securing policies that cover legal fees, notification costs, and reputational damage. Our expertise in this evolving field ensures clients stay compliant with industry regulations and prepared for digital threats.
Commercial Auto Insurance
Commercial auto insurance protects businesses that operate vehicles for work purposes, covering accidents, cargo loss, and third-party liabilities. We tailor policies for fleets of all sizes, considering factors like vehicle types, driving records, and industry-specific risks. Our partnerships with major carriers enable competitive pricing and coverage that aligns with operational demands.
Workers Compensation Insurance
Workers compensation insurance provides wage replacement and medical benefits for employees injured on the job, fulfilling legal requirements in all states. We assist businesses in selecting policies that cover rehabilitation costs and employer liabilities while minimizing workplace risk. Our guidance ensures compliance and financial security for both employers and employees.
People
Michele Chierico
President
Michele Chierico leads Generazio Associates Insurance with over 25 years of industry experience, focusing on strategic growth and client satisfaction. She prioritizes personalized service and innovative risk solutions.
Phil Chierico
Senior Vice President
Phil Chierico oversees operations at Generazio Associates Insurance, leveraging his expertise in commercial insurance to ensure tailored client protections and efficient claims resolution.
Tony Cinar
Insurance Agent
Tony Cinar specializes in personal lines insurance, helping clients save money while securing comprehensive coverage for homes, vehicles, and valuables.
Tami Neri
Customer Service Representative
Tami Neri provides attentive support to policyholders, ensuring prompt assistance with claims, policy adjustments, and coverage inquiries.
Vanessa Velez
Insurance Agent
Vanessa Velez assists clients in navigating homeowners and auto insurance options, offering clear explanations and responsive service throughout the policy lifecycle.
Questions
What types of insurance does Generazio Associates Insurance offer?
We provide personal insurance (auto, home, renters) and commercial insurance (cyber liability, workers compensation, directors and officers) tailored to individual and business needs.
How can I get a personalized insurance quote?
Contact us via phone or our website to speak with an agent who will assess your risks and recommend customized coverage options.
Do you serve clients outside New Jersey?
Yes, we are licensed in New York, Connecticut, Pennsylvania, California, and 12+ East Coast states.
What sets Generazio Associates Insurance apart from other agencies?
Our 50+ years of experience, partnerships with top carriers, and commitment to personalized service ensure competitive rates and tailored protection.
How do I file an insurance claim?
Call our office or use our online portal to report claims, and our team will guide you through the process promptly.
Reviews (7)
Stephanie Shjarback
Jan 20, 2022
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I am a long time customer and Melinda Hines has been my Personal Lines Account Manager at GA for a few years now. Melinda is invaluable!! She is so responsive, friendly and treats me like I am her priority every time I contact her, I am sure she treats all of her customers that way! I recently had an unsavory insurance issue from a car accident and Melinda went above and beyond to help me come to a resolution, this is one example of how invaluable she is! I recommend you go to Melina Hines at GA for your insurance needs.
Brandon Adamczyk
Jan 17, 2022
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Positive:Professionalism,Quality,Responsiveness,Value
Have been using Generazio Associates since I purchased my first home 5 years ago with Adam Lessign. Rich and Tami are always there to help and guide me in the right direction with my home and auto. Whenever I have a question or concern, they answer right away. If they find better coverage for me, I hear from them.
Have been using Generazio Associates since I purchased my first home 5 years ago with Adam Lessign. Rich and Tami are always there to help and guide me in the right direction with my home and auto. Whenever I have a question or concern, they answer right away. If they find better coverage for me, I hear from them.
Frank Russo
Dec 02, 2021
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I called to get a quote for homeowners insurance. Jennifer answered. I told her my daughter referred me. She said Ill transfer you to Tammy. The phone rang and then I was disconnected. I tried to call back. Went to Jennifers voicemail. I left my name and number and relayed I was disconnected after she transferred me. Never got a call back; over a week ago.
11/16/21 update
Michele called me to apologize that my voicemail message never recorded, thats why I never received a call back. She was able to track the call after the incident. She called until she was able to speak to me personally
11/16/21 update
Michele called me to apologize that my voicemail message never recorded, thats why I never received a call back. She was able to track the call after the incident. She called until she was able to speak to me personally
Kevin Williams
Sep 30, 2021
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Positive:Professionalism,Quality,Responsiveness
Melinda helps me with all my questions and concerns. She genuinely cares about each customer and wants to ensure that we are taken care of. During the hurricane, she has consistently checked on me to make sure that any and everything is provided during this horrific natural disaster. Thanks Again
Melinda helps me with all my questions and concerns. She genuinely cares about each customer and wants to ensure that we are taken care of. During the hurricane, she has consistently checked on me to make sure that any and everything is provided during this horrific natural disaster. Thanks Again
Logan
Sep 17, 2021
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I was getting cancelled unexpectedly by my insurance company because of supposed roof issues. Hired a roofer to fix the initial problem, then the insurance company says I needed to fix the whole roof. Melinda Hines found me 2 other insurance companies with comparable rates to the cancelled one. She found them over Labor Day weekend, when she was supposed to be off. That saved me a headache for the following week. Very kind and very professional.
Ida Rivera
Jun 16, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
From start to finish, I was informed immediately of the new home rate, I had constant communication with the agent and Tony was truly a gem to work with. I could not be more satisfied and pleased with the experience. Thank you Tony Cinar!
From start to finish, I was informed immediately of the new home rate, I had constant communication with the agent and Tony was truly a gem to work with. I could not be more satisfied and pleased with the experience. Thank you Tony Cinar!
Raymond Stelter
Jun 10, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
I have been dealing with Melinda Hines from Generazio Associates, for many years now. She is an asset to the organization & a pleasure to speak with. Always very helpful & knowledgeable, going the extra mile with a smile.
I have been dealing with Melinda Hines from Generazio Associates, for many years now. She is an asset to the organization & a pleasure to speak with. Always very helpful & knowledgeable, going the extra mile with a smile.
