Business Details
32 Years
experience
Your Trusted Financial Partner in Louisville, KY
Since 1994, Commonwealth Capital Management has been dedicated to helping clients transform financial goals into reality through personalized, jargon-free solutions. Our multi-generational team brings over 150 years of combined experience, offering comprehensive services including financial planning, retirement strategies, investment management, and insurance products. Recognized as a top financial advisory firm in Louisville (2018-2025) and serving households across 38 states, we prioritize long-term relationships and client-centric outcomes. Our advisors collaborate with external professionals like attorneys and CPAs to provide holistic financial solutions, ensuring stability and tailored guidance for every client's unique needs. 
Services
Financial Planning
Investments
Retirement
Insurance
Estate Planning
Details
- Year established: 1994
Highlights and features
- Our team has over 150 years of combined experience in financial advisory services.
- We offer personalized strategies tailored to your unique financial goals.
- We provide access to a network of attorneys, CPAs, and insurance experts.
- Recognized as a top financial advisory firm in Louisville (2018-2025).
- We prioritize long-term relationships and client-focused outcomes.
Associations and certifications
- FINRA
- SIPC
What people say
Exceptional service
Responsive communication
Personalized strategies
Decades-long relationships
Team expertise
Services
Financial Planning
Our comprehensive financial planning services help clients create personalized strategies for long-term financial security. We analyze your current financial situation, future goals, and risk tolerance to develop tailored plans that address investment management, retirement preparation, and wealth preservation. With a focus on transparency and education, we empower clients to make informed decisions about their financial future.
Retirement Planning
We specialize in creating customized retirement plans that consider your unique circumstances and long-term objectives. Our advisors help navigate Social Security optimization, tax-efficient withdrawals, and asset protection strategies. Through educational workshops and one-on-one consultations, we equip clients with the knowledge and tools needed to build sustainable retirement income streams while minimizing potential risks.
Investment Management
Our investment management services focus on building diversified portfolios aligned with individual risk profiles and financial goals. We offer access to a wide range of investment options and employ strategic asset allocation techniques to optimize returns while managing volatility. Regular portfolio reviews ensure your investments remain aligned with evolving market conditions and personal objectives.
Insurance Solutions
We provide comprehensive insurance solutions to protect clients against financial risks through life insurance, long-term care coverage, and annuities. Our advisors help evaluate appropriate coverage levels and policy types that complement overall financial plans. We also assist with navigating Medicare benefits and Social Security strategies to create layered protection for clients' financial security.
Estate Planning
Our estate planning services focus on creating strategies to preserve wealth and facilitate smooth asset transfer to future generations. We collaborate with legal and tax professionals to develop comprehensive plans that address wills, trusts, and tax-efficient gifting strategies. The goal is to ensure your legacy is protected while minimizing potential tax liabilities and legal complications for your beneficiaries.
People
Scott Richardson
Founder, OSJ Branch Manager
With decades of experience in financial services, Scott established Commonwealth Capital Management in 1994. He oversees branch operations and provides strategic leadership while maintaining direct client relationships. His expertise spans investment advisory services and retirement planning.
Barrett Norris
Financial Advisor
Barrett offers personalized financial guidance to clients, focusing on investment strategies and retirement planning. He works closely with individuals to develop customized solutions that align with their unique financial goals and risk tolerance levels.
Lynore Yates
Financial Advisor
Lynore specializes in comprehensive financial planning, bringing expertise in long-term care insurance and senior care solutions. She helps clients navigate complex financial decisions with a focus on creating sustainable retirement income strategies.
Michael Saunders
Financial Advisor
Michael provides tailored investment advice and retirement planning solutions. His approach emphasizes education and transparency, helping clients understand their options while building strategies that align with their financial objectives.
Joe Bickett
Estate Planning Attorney
As an estate planning specialist, Joe offers legal expertise in creating comprehensive wealth transfer strategies. He collaborates with financial advisors to ensure clients' estate plans align with their overall financial objectives and family needs.
Questions
What services does Commonwealth Capital Management offer?
We provide financial planning, investment management, retirement strategies, insurance solutions, and estate planning services. Our advisors also connect clients with external professionals like CPAs and attorneys for comprehensive financial solutions.
Are there any fees for the retirement planning course?
Our Retirement Planning Today course has a $49 registration fee that includes course materials, textbook, and optional one-on-one consultation with an advisor.
How long has CCM been in business?
Commonwealth Capital Management has been serving clients since 1994, with team members collectively bringing over 150 years of financial industry experience.
Do you work with clients outside Louisville?
Yes, we serve clients across 38 states through our network of advisors, while maintaining our main office location in Louisville, KY.
What makes CCM different from other financial firms?
Our multi-generational team approach, personalized service, and commitment to client education set us apart. We focus on long-term relationships rather than transactional interactions.
How do you determine appropriate investment strategies?
We assess each client's financial goals, risk tolerance, and time horizon to create customized investment plans. Our strategies emphasize diversification and regular portfolio reviews.
Reviews (3)
John Dickinson
Aug 28, 2020
Report
I have been using CCM for several years. Everyone is fun honest and a great group to work with! CCM handles my personal investments along with my business as well. They help me set up an office 401k which I knew nothing about and were more than accommodating to take it step by step making it an easy transition.With investing being so complicated the team at CCM really makes it easy to invest whether you are a first time investor or been investing for 30 years. Look forward to many years of business!
Michael McGoff
Aug 05, 2020
Report
Positive:Professionalism,Quality,Responsiveness,Value
I highly recommend CCM! Scott helped advise me and reallocate my investments with respect to my personal financial goals. His entire staff is extremely friendly, informative and pleasant to deal with. I'll definitely be referring him to my friends and family.
I highly recommend CCM! Scott helped advise me and reallocate my investments with respect to my personal financial goals. His entire staff is extremely friendly, informative and pleasant to deal with. I'll definitely be referring him to my friends and family.
Brett Sills
Jul 18, 2020
Report
Commonwealth Capital Management really helped me prioritize my finances so I can start preparing for retirement early on. Instead of just painting a picture of what I wanted to see, they showed me the risks and benefits of different portfolios and allowed me to make an informed decision on what was best for my situation. Id highly recommend them and I know I can call my advisor whenever I have a question about anything!
