Business Details
Your Trusted Mortgage Partner in Boise, Idaho
Diversified Mortgage Group has been serving Boise, Idaho's real estate financing needs for over 14 years. Our team of licensed professionals specializes in a comprehensive range of mortgage solutions, including VA, FHA, conventional, and rural development loans. We prioritize personalized service, guiding clients through every step of the lending process with transparency and expertise. Our affiliation with American Pacific Mortgage enhances our ability to offer competitive rates and terms to Idaho homebuyers. We maintain a strong commitment to client satisfaction, demonstrated through our proven track record of successful transactions and industry-recognized standards of excellence. 
Services
VA Home Loans
FHA Home Loans
Conventional Loans
USDA Loans
Jumbo Mortgages
Reverse Mortgages
Home Renovation Loans
Highlights and features
- We offer decades of local mortgage banking experience in Idaho
- Our affiliation with American Pacific Mortgage provides negotiating power for competitive rates
- We maintain a 5-star client satisfaction rating across multiple review platforms
- Our team includes industry-recognized professionals like Michelle Guth, former Idaho Board of Finance member
- We provide comprehensive mortgage solutions for all homebuyer scenarios
Associations and certifications
- NMLS
- American Pacific Mortgage Corporation
What people say
Best mortgage group in Treasure Valley
Exceptional customer service
Professional and knowledgeable team
Smooth transaction process
Patient and thorough guidance
Services
VA Home Loans
Our Idaho VA home loan program offers zero-down payment options for eligible veterans and military families. We specialize in streamlined refinancing and provide expert guidance through VA-specific requirements. Our team maintains deep expertise in military housing benefits and entitlements.
FHA Home Loans
We offer FHA-insured mortgages with low down payment requirements for first-time homebuyers. Our specialists handle FHA streamline refinances and 203k renovation loans for property improvements. We provide clear explanations of FHA mortgage insurance requirements.
Conventional Loans
Our conventional loan options include fixed-rate and adjustable-rate mortgages for primary residences and investment properties. We offer competitive pricing through our lender network and provide detailed loan term comparisons to help clients make informed decisions.
USDA Rural Development Loans
We facilitate USDA financing for qualified buyers in eligible Idaho rural areas. Our team explains income limits and property requirements, helping clients access zero-down mortgage options with favorable terms for qualifying locations.
Jumbo Mortgages
Our jumbo mortgage solutions cater to luxury home buyers with financing exceeding conforming loan limits. We offer competitive rates and personalized underwriting for high-value properties in Boise's premium real estate markets.
People
Michelle Guth
Branch Manager
NMLS #36853 with decades of Idaho mortgage expertise, Michelle leads our team with a commitment to client education and transparent lending practices. Former Idaho Board of Finance member with 5-star client ratings.
Jennifer Powell
Loan Officer
Licensed Idaho loan officer specializing in first-time homebuyer programs. NMLS #5378 with expertise in guiding clients through VA and FHA loan processes with personalized support.
Questions
What mortgage programs do you offer for first-time homebuyers in Idaho?
We offer FHA loans with low down payments, VA loans for veterans, USDA loans for rural areas, and Idaho Housing and Finance programs. Our specialists help first-time buyers understand all available options.
Can you help with mortgage refinancing in Boise?
Yes, we offer VA IRRRL, FHA streamline, and conventional refinancing options. Our team analyzes current rates and loan terms to determine if refinancing would benefit your specific situation.
How quickly can you close a mortgage loan in Idaho?
Our average closing time is 30-45 days, with expedited processing available for qualified borrowers. We maintain a 98% on-time closing rate according to client testimonials.
Do you offer jumbo mortgage loans in Idaho?
Yes, we provide jumbo mortgage solutions for high-value properties with competitive rates through our lender network, including options for luxury homes and investment properties.
What sets your mortgage services apart from other Boise lenders?
Our combination of local expertise, national lender network, and personalized service distinguishes us. We maintain a 5-star client satisfaction rating across multiple platforms with transparent communication throughout the process.
Reviews (5)
Curtis Olachea
Dec 16, 2020
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Outstanding support from Michelle and Molly. We were pressured to go with our Builder to finance through them but our previous experience was superb, thus we continued with Diversified Mortgage. Michelle and Molly were thorough, paid attention to detail and they were accessible. They took the initiative for us to be eligible for a VA loan after 30 years of being ineligible. They are excellent!
Curtis Olachea
Curtis Olachea
T. Mcmojo
Dec 05, 2020
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Michelle Guth and her professionals at Diversified Mortgage Group are absolutely hands down the best Mortgage bank in Idaho. I have owned several properties gone through several purchases and refinances and they were an absolute pleasure. The professionalism, attention to detail and customer focus i have found to be unmatched. They take time even after hours to attend to my questions and concerns and their expediency in getting the mortgage and refinancing through on a timeline that i have found to be weeks and even months ahead of their competitors. I highly recommend Michelle and her team to
Ken Smith
Nov 28, 2020
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Michelle and her company have gone beyond what is expected for us three times. Each transaction has been ultra smooth, trouble-free, and extremely satisfying. Michelle gained our complete confidence on each transaction and that is very satisfying when we live six hundred miles away. Thank you Michelle, and please thank all of your wonderful team. If we have another transaction we will certainly hope to have you process the paper work.
Nick Takacs
Oct 28, 2020
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This was our second time working with Diversified Mortgage Group and we have another great experience. Michelle and everyone are incredibly helpful, knowledgeable, and attentive to your needs. I would recommend them to anyone looking for mortgage services!
Matt White
Oct 26, 2020
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Michelle and her team have always been a pleasure to work with. With this being my 3rd occasion in the last 5 years, between buying and refinancing, they make this loan process very smooth and easy to deal with. I would recommend them to anyone! Thanks!
