Business Details
Your Trusted Mortgage Broker in Boise, Idaho
Hunter Creek Mortgage was founded with a clear mission: to deliver tailored mortgage solutions for Idaho homeowners. We approach each client relationship with the understanding that no two situations are identical, and we work diligently to match individuals with the most suitable financing options available. Our team has cultivated partnerships with reputable national lenders, granting us access to a diverse range of mortgage products and enabling us to provide informed guidance.As advocates for our clients in a complex market, we leverage decades of combined industry experience to simplify the home buying and refinancing processes. Our commitment to personalized service has earned us recognition as a top-rated mortgage broker in the Treasure Valley region. We specialize in helping clients achieve their homeownership goals through strategic loan selection, expedited documentation review, and transparent communication throughout every transaction.
Services
FHA Loans
VA Loans
Jumbo Loans
Home Purchase Loans
Mortgage Refinancing
Rural Development Loans
Investment Property Financing
Fixed Rate Mortgages
Combined/Hybrid ARMs
Conforming Loans
Highlights and features
- We offer 15+ years of local mortgage expertise in the Treasure Valley
- Our team provides personalized loan solutions tailored to individual needs
- We maintain partnerships with ethical national lenders for diverse options
- Our digital documentation process enables faster loan approvals and closings
- We deliver transparent communication throughout every mortgage transaction
Associations and certifications
- NMLS
What people say
Exceptional service
Quick turnaround
Expert advice
Top-rated in Boise
Decades of experience
Services
FHA Loans
FHA loans provide government-backed mortgage options with lower down payment requirements. Ideal for first-time homebuyers, these loans offer competitive interest rates and flexible credit standards. Our team guides clients through the qualification process and helps secure favorable terms from approved lenders.
Mortgage Refinancing
Our mortgage refinancing services help homeowners reduce monthly payments, shorten loan terms, or access home equity. We analyze current market conditions and individual financial situations to determine optimal refinancing strategies. The streamlined process typically completes within 30-45 days.
Jumbo Loans
Jumbo loans cater to high-value property purchases exceeding conventional loan limits. We connect clients with specialized lenders offering competitive rates for luxury homes or unique properties. Our experts help navigate the stricter qualification requirements and documentation standards for these non-conforming loans.
VA Loans
VA loans provide exclusive mortgage benefits for eligible military personnel and veterans. These zero-down payment options feature competitive rates and no private mortgage insurance requirements. Our certified specialists assist with entitlement verification and guide clients through the unique VA loan process.
Home Purchase Loans
We offer comprehensive financing solutions for home purchases across Idaho. From pre-qualification to closing, our team provides personalized rate comparisons and lender options. We specialize in expediting purchase transactions to meet tight real estate contract deadlines while maintaining compliance with all regulatory standards.
People
Joe Long
President
NMLS #6146 certified mortgage professional with 15+ years of Idaho lending experience. Specializes in strategic loan solutions and client advocacy during complex real estate transactions.
Sam Kristensen
Loan Officer
NMLS #1997378 licensed mortgage expert focused on first-time homebuyer programs and rural development loans. Provides personalized guidance through all financing options.
Tammie Mack
Loan Officer
NMLS #1498442 experienced in VA loans and mortgage refinancing. Committed to transparent communication and helping clients achieve long-term financial goals through smart lending decisions.
Questions
What mortgage options are available for first-time homebuyers?
We offer FHA loans with low down payments, VA loans for veterans, and USDA rural development loans. Our team helps first-time buyers understand eligibility requirements and select the best financing option.
How quickly can you process a mortgage refinance?
Our digital documentation system typically completes refinances in 30-45 days. We use technology to expedite verification while maintaining compliance with all lending regulations.
Do you offer jumbo loans for luxury properties?
Yes, we provide jumbo loan options for high-value properties exceeding conventional limits. Our specialists connect clients with lenders offering competitive rates for luxury home purchases.
Can I get pre-approved before finding a home?
Absolutely. We offer same-day pre-approvals by analyzing your financial situation and connecting you with suitable lenders to strengthen your home buying position.
What areas do you serve?
We primarily serve Idaho residents, with special focus on the Treasure Valley and Boise metro areas. Our lending network supports transactions across multiple states through approved partners.
Reviews (6)
Nick Cates
Jan 27, 2021
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I've worked with Joe at Hunter Creek Mortgage for over ten years and have done six loans with them! From buying our first home, to investing in land, to home refinancing, Joe is simply the BEST! He's laser-focused, 100% honest, and fully committed to presenting the best loan options, fully answering any questions you might have, then making it happen! When buying our first home, it felt like a struggle to get other loan companies to call back or take the time to listen to our situation; but when I called Hunter Creek Mortgage, the difference was night and day! Don't hesitate to call Joe at HCM
Lynne Martin
Sep 13, 2020
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We recently worked with Hunter Creek Mortgage on a home refi. I shopped online lenders and local credit unions first, and Hunter Creek came through with the best deal for us in the end. Joe was fantastic with communication, his level of experience, and intuition about the changing market. If ever we need a mortgage broker in Idaho in the future, we know we won't need to shop around again!
Chaz Moore
Oct 16, 2019
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Great group of guys here! Joe and William together are a force to be reckon with, they work diligently day in and day out to close on your home at the best rate possible. The scary part about going through the home buying process is not knowing who to go through, hunter creek mortgage knows the mortgage business better than anyone in the treasure valley and are always a call away to anwser ANY questions you have, (even the dumb questions). My case was a little bit different and Joe went above and beyond to satisfy the underwriters conditions. I got a recommendation from friends who also had the
Brittani Wright
Nov 09, 2018
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Will and Joe went above and behind to help me buy a house. It felt like an impossible task but just closed on my first house! Thank you Will and Joe. You guys are great!
CeCe Cheney
Jul 11, 2018
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I've closed 2 loans with Joe at Hunter Creek Mortgage and both have been successful, timely and efficient! Joe definitely takes his time to explain and fully research what loan will be best for you and how to save you the most money. He's knowledgeable about all the different types and works hard to find the best deal. I will be using him for my next home purchase!
Will Gigray
Jun 29, 2018
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Joe and Will at Hunters Creek went above my expectations on our refinance. Always answered my questions and walked me through all aspects of the loan process. I will use them again if I ever need too! Highly recommend. Will G.
