Business Details
Your Trusted Financial Planning Partner in Chesapeake, VA
Tull Financial Group has been dedicated to providing comprehensive financial planning and wealth management services since our founding. With over 35 years of experience in the Hampton Roads community, we specialize in retirement planning, estate planning, and investment management while maintaining a fiduciary duty to act solely in our clients' best interests. Our team of CERTIFIED FINANCIAL PLANNER professionals delivers personalized strategies that align with long-term goals, combining technical expertise with deep understanding of life transitions. We serve clients in Chesapeake, Norfolk, and Virginia Beach, offering coordinated financial planning that addresses tax strategies, risk management, and retirement income solutions.As a fee-only firm, we receive no commissions and maintain transparency in all our services. Our commitment to excellence is demonstrated through our membership in NAPFA and our focus on helping clients navigate complex financial decisions with confidence. We combine decades of industry experience with ongoing professional development to stay current with evolving financial landscapes. Our approach emphasizes trustworthiness through clear communication, ethical standards, and client-centric solutions that prioritize long-term financial security over short-term gains.
Services
Wealth Management
Financial Planning
Retirement Planning
Tax Planning
Estate Management
Investment Management
Risk Assessment
Asset Allocation
College Planning
Social Security Analysis
Highlights and features
- We are a fee-only firm, ensuring unbiased financial advice without commission conflicts
- Our team includes CERTIFIED FINANCIAL PLANNER professionals with decades of combined experience
- We maintain a fiduciary duty to act solely in our clients' best interests at all times
- Specialized expertise in retirement planning and wealth management for Hampton Roads residents
- Transparent pricing structure with fees quoted and agreed upon in advance
Associations and certifications
- NAPFA (National Association of Personal Financial Advisors)
Services
Wealth Management
Our wealth management services combine investment management with comprehensive financial planning to help clients grow and preserve their assets. We create customized portfolio strategies based on individual goals, risk tolerance, and time horizons. Our approach includes ongoing monitoring and rebalancing to ensure alignment with changing market conditions and personal circumstances.
Financial Planning
We provide holistic financial planning that covers all aspects of personal finance including cash flow analysis, tax planning, risk management, and estate planning. Our process begins with understanding your unique goals and current financial situation to create a roadmap for achieving long-term objectives. We help clients make informed decisions about major life events and financial transitions.
Retirement Planning
Our retirement planning services focus on creating sustainable income streams that last throughout retirement. We analyze Social Security optimization strategies, pension options, and withdrawal sequences from various account types. The planning process considers healthcare costs, long-term care needs, and potential longevity to ensure financial security during retirement years.
Tax Planning
We integrate tax planning strategies into overall financial management to minimize tax liabilities. Our approach includes analyzing tax-efficient investment strategies, retirement account conversions, and charitable giving techniques. We work closely with clients' tax professionals to coordinate planning efforts and implement effective tax reduction strategies.
Estate Management
Our estate planning services focus on preserving wealth for future generations while minimizing tax implications. We help establish appropriate legal documents, coordinate with estate planning attorneys, and develop strategies for efficient wealth transfer. The process includes reviewing beneficiary designations and exploring charitable giving opportunities to align with clients' legacy goals.
People
Robert W. Tull, Jr.
President, CEO, CCO, Senior Wealth Manager
With over 35 years of experience, Robert Tull founded Tull Financial Group and has been a CERTIFIED FINANCIAL PLANNER professional for 30+ years. He previously served on the ICFP national board and as president of the Hampton Roads chapter. Recognized nationally as a Quicken.com retirement expert, he contributes to major financial publications and maintains active community involvement.
Amy Pucci
Director of Client Services & Engagement
Amy Pucci brings nearly 20 years of financial services experience to her role as Director of Client Services. Holding the Registered Financial Consultant and Certified Senior Advisor designations, she specializes in Social Security and Medicare planning. She focuses on helping clients transition through later life stages while managing special needs financial planning.
Philip L. Tull
Wealth Advisor
Philip Tull provides comprehensive financial planning and investment research as a CERTIFIED FINANCIAL PLANNER professional. With a master's degree in Financial Planning from Kansas State University, he serves on the firm's Investment Committee and the Hampton Roads Leadership Prayer Breakfast board.
Drew Overton
Wealth Advisor
Drew Overton offers expertise in tax projections and investment allocation as a CERTIFIED FINANCIAL PLANNER professional. He holds a bachelor's degree in Finance from Virginia Tech and serves on the Chesapeake OPEB Finance Board. Drew contributes investment research to the firm's monthly Investment Committee meetings.
Ashley Albertson
Client Services Manager
Ashley Albertson manages client services with her FPQP designation from Kaplan Financial Education. She coordinates between clients and advisors while maintaining expertise in financial paraplanning. Her background includes executive assistant experience and community involvement in the Deep Creek area.
Questions
What services does Tull Financial Group offer?
We provide wealth management, financial planning, retirement planning, tax optimization, estate management, and specialized services for life transitions and aging clients.
Are you a fiduciary financial advisor?
Yes, we have a fiduciary duty to act solely in our clients' best interests at all times, as required by our NAPFA membership.
How are your fees structured?
We are a fee-only firm with quarterly fees at 0.25% of assets under management, with transparent pricing agreed upon in advance.
What areas do you serve?
We primarily serve Chesapeake, Norfolk, Virginia Beach, and the surrounding Hampton Roads area.
How do you work with retirement planning clients?
We create personalized retirement income strategies considering Social Security optimization, healthcare costs, and longevity to ensure financial security throughout retirement.
What makes Tull Financial Group different?
Our combination of CFP professionals, fiduciary commitment, fee-only structure, and decades of local experience distinguishes our client-centered approach.
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Reviews (3)
Rhonda Palser
Sep 06, 2021
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Joel Palser and I so value the process that TFG guided us through into his retirement. Their expertise addressed his clergy career finances and our health care future. When COVID hit, with the subsequent market swings, TFG demonstated what we call their gift of communication. Wed say they listened to us from day one, led our portfolio into solid performance, and served our objectives thoroughly. We appreciate their constant informative contacts, from the interactive website tools, to regular YouTube, tweets, and personal emails. Its a win-win; thanks TFG!
Lisa Roucek
Aug 27, 2021
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Fantastic Company! Wonderful service!! They really take time to explain everything and they really care about your goals and needs. We highly recommend them!!
Mike Hoag
Jun 02, 2021
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Choosing the right financial planner is a major decision. The firm you select must be honest, knowledgeable, and trustworthy. Their clients interest should be first and foremost. After carefully considering many companies to advise us in our financial planning as we moved into retirement, Tull Financial Group stood out among all others.
Robin and his staff are consummate professionals. As a fiduciary, fee only, Certified Financial Planner (CFP), Tull Financial Group puts client needs first. Since retaining Tull Financial Group as our financial advisor, we have been very pleased with the high
Robin and his staff are consummate professionals. As a fiduciary, fee only, Certified Financial Planner (CFP), Tull Financial Group puts client needs first. Since retaining Tull Financial Group as our financial advisor, we have been very pleased with the high
