Business Details
Your Trusted Financial Planning Partner in Norfolk, VA
Wealthway Financial Advisors is a premier financial planning firm dedicated to helping clients achieve lasting financial security and live life to its fullest. Our team of CERTIFIED FINANCIAL PLANNERS works collaboratively to develop customized financial roadmaps that address life's most critical questions, from retirement planning to estate management. As a fiduciary advisory firm, we prioritize client interests above all else, offering transparent, unbiased advice grounded in rigorous analysis and industry-leading expertise. Our comprehensive approach integrates investment management, tax planning, and insurance solutions to create holistic strategies tailored to each client's unique circumstances.With decades of combined experience and a commitment to ongoing education, we maintain the highest standards of professional excellence while delivering personalized service that empowers clients to make confident financial decisions. Our independence as a Registered Investment Adviser ensures complete objectivity in recommending strategies that align perfectly with client goals, free from product sales incentives or hidden agendas.
Services
Retirement Planning
Estate Planning
Tax Planning
Investment Management
Insurance Solutions
Cash Flow Analysis
Mortgage Strategies
Elder Care Planning
Portfolio Management
Highlights and features
- Our team consists of CERTIFIED FINANCIAL PLANNERS with decades of combined experience
- We operate under a fiduciary duty to put client interests first at all times
- We offer comprehensive, goal-driven financial planning beyond simple investment management
- Our team-based approach eliminates individual bias in financial decision-making
- We maintain transparent fee structures aligned with client success
Associations and certifications
- Registered Investment Adviser (RIA)
- CERTIFIED FINANCIAL PLANNER Board of Standards
- Securities and Exchange Commission (SEC)
What people say
Team has my back
Best interest at heart
Professional expertise
Personalized service
Genuine commitment
Services
Retirement Planning
Our retirement planning service helps clients determine optimal retirement timelines, develop sustainable withdrawal strategies, and ensure financial security throughout retirement. We analyze current assets, projected income needs, and market conditions to create personalized retirement roadmaps. Our approach considers tax implications, healthcare costs, and lifestyle goals to provide comprehensive retirement solutions.
Estate Planning
Estate planning services focus on preserving wealth and ensuring proper asset distribution. We coordinate with legal professionals to create wills, trusts, and power of attorney documents that align with clients' wishes. Our strategies minimize tax liabilities while protecting family legacies through comprehensive estate planning frameworks.
Investment Management
Our investment management service provides ongoing portfolio oversight using evidence-based strategies tailored to individual risk tolerance and financial goals. We implement diversified investment approaches that balance growth potential with risk management. Regular portfolio reviews ensure alignment with evolving market conditions and client objectives.
Tax Planning
Tax planning services optimize clients' financial situations by minimizing tax liabilities through strategic timing of income and deductions. We coordinate with tax professionals to implement tax-efficient investment strategies and retirement account management. Our approach considers both current and future tax implications in financial decision-making.
Insurance Analysis
Insurance analysis evaluates clients' risk management needs to determine appropriate coverage levels for life, health, disability, and property insurance. We provide objective assessments of existing policies and recommend solutions that balance protection needs with affordability. Our approach ensures adequate risk transfer while avoiding unnecessary coverage.
People
Kevin J. Zywna
President
Certified Financial Planner with decades of experience in comprehensive financial planning, investment management, and retirement strategy development. Host of the award-winning financial radio show Dollars & Common Sense since 1995.
W. Kalil Smith
Lead Advisor
CERTIFIED FINANCIAL PLANNER professional specializing in portfolio management and investment strategy development. Brings technical expertise and analytical rigor to client financial planning processes.
L. Annie Gray
Associate Financial Advisor
Supports client financial planning with specialized expertise in cash flow analysis and tax-efficient investment strategies. Committed to delivering personalized service to help clients achieve financial goals.
Marianne Alagos
Associate Financial Advisor
Provides comprehensive financial planning support with focus on retirement income strategies and estate planning coordination. Maintains commitment to ongoing professional development.
Tamsie C. Black
Associate Financial Advisor
Assists in developing customized financial solutions with emphasis on insurance analysis and risk management strategies. Dedicated to client education and long-term financial security.
Questions
What financial planning services do you offer?
We offer comprehensive services including retirement planning, estate planning, investment management, tax planning, insurance analysis, and cash flow management tailored to individual client needs.
Are you legally required to act in my best interest?
Yes, as a Registered Investment Adviser, we are legally bound to a fiduciary standard, requiring us to always act in our clients' best interests.
What areas do you serve?
While based in Norfolk, VA, we serve clients throughout the Hampton Roads region with personalized financial planning services.
How does your financial planning process work?
Our four-step process includes data gathering, strategy development, implementation, and ongoing review to ensure your financial plan evolves with your life changes.
How are your fees structured?
Our fees are based on assets under management, ensuring our interests remain aligned with clients' financial success through transparent pricing.
What qualifications do your advisors hold?
All our advisors are CERTIFIED FINANCIAL PLANNERS with rigorous education, experience, and ethical training requirements as mandated by the CFP Board.
