Business Details
Your Trusted Partner for Comprehensive Wealth Management Solutions
We are fiduciaries committed to helping clients align their financial resources with their life values and priorities. Our fee-only structure ensures complete transparency, as we derive revenue solely from client fees without commissions or referral incentives. With decades of combined experience, our team specializes in holistic wealth management, offering personalized financial planning and investment management services tailored to individual client needs.We prioritize tax-efficient strategies, risk management, and estate planning while collaborating with external professionals to ensure comprehensive solutions. Our mission extends beyond financial metricswe aim to empower clients to live generously and make meaningful impacts in their communities through purpose-driven financial stewardship.
Services
Financial Planning
Investment Management
Retirement Planning
Tax & Estate Planning
Risk Management
Non-Profit Solutions
College Planning
Charitable Giving
Real Estate Planning
Socially Responsible Investing
Highlights and features
- We operate as fiduciaries with legally binding commitment to client interests
- Our fee-only structure eliminates conflicts of interest from commissions
- Team holds multiple specialized certifications in financial planning domains
- Holistic approach integrates tax, estate, and investment strategies
- Proven process guides clients from initial consultation to lifelong impact
Associations and certifications
- CFP (Certified Financial Planner)
- RLP (Registered Life Planner)
- CKA (Certified Kingdom Advisor)
- CSA (Chartered Special Needs Consultant)
- NAPFA-Registered Advisor
Services
Financial Planning
Our financial planning service creates personalized roadmaps connecting client resources to life goals. We analyze cash flow, debt, and lifestyle objectives while coordinating with tax professionals and attorneys to ensure comprehensive solutions. Clients gain confidence through organized, values-aligned financial decision-making.
Investment Management
We manage diversified investment portfolios considering risk capacity, tax implications, and long-term objectives. Using no-load funds with minimal fees, our approach balances liquidity needs with growth potential while maintaining strict fiduciary oversight of all investment decisions.
Retirement Planning
Our retirement planning specialists develop sustainable income strategies for 401(k)s, IRAs, and pension plans. We model cash flow projections, optimize Social Security benefits, and implement tax-efficient withdrawal strategies to ensure financial security throughout retirement years.
Tax & Estate Planning
We coordinate with legal and tax professionals to create efficient estate plans that minimize tax burdens. Services include trust implementation, beneficiary designations, and strategic asset transfers while ensuring compliance with evolving tax regulations.
Risk Management
Our risk management service evaluates insurance needs through comprehensive coverage analysis. We assess life, disability, and long-term care insurance options while developing company benefit plans that protect client assets against unforeseen circumstances.
People
Daniel D. Joss
Founder & Chief Financial Planner
Certified Financial Planner with 25+ years experience, Dan specializes in connecting financial resources to life purpose. He holds RLP and CKA certifications, focusing on values-based wealth strategies for high-net-worth clients.
Katherine L. Brown
Senior Wealth Advisor
CSA-certified advisor Katherine Brown brings 20 years of fiduciary experience in special needs planning and estate coordination. As NAPFA-registered advisor, she develops comprehensive solutions for complex financial situations.
Michelle A. Robinson
Wealth Advisor
CFP Michelle Robinson focuses on stewardship-based financial planning, integrating faith values with wealth management. With expertise in charitable giving strategies, she helps clients maximize their philanthropic impact through structured giving plans.
Phillip F. Saunders
Associate Advisor
Certified Financial Planner Phillip Saunders specializes in retirement income strategies and tax-efficient withdrawal planning. He assists clients in navigating complex retirement transitions while maintaining fiduciary compliance standards.
Deven K. Joss
Associate Advisor
RSSA and CFP credential holder Deven Joss focuses on investment education and portfolio analysis. He supports clients in understanding market dynamics while implementing socially responsible investing strategies aligned with personal values.
Questions
What services does Joss Brown Wealth Advisors offer?
We provide comprehensive financial planning, investment management, retirement planning, tax & estate strategies, risk management, and specialized solutions for non-profits and charitable giving.
Are you legally required to act in client's best interests?
Yes, as fiduciaries we have a legal obligation to prioritize client interests above all else in our advisory relationships.
How are your advisory fees structured?
We operate a transparent fee-only model with no commissions, referral fees, or hidden charges from investment products.
Do you work with clients outside Virginia?
While our offices are in Williamsburg and Newport News, VA, we serve clients nationwide through virtual consultations and remote portfolio management.
What investment approach do you use?
We employ tax-efficient strategies using no-load funds with minimal trading fees, customized to individual risk tolerance and financial goals.
How do you help clients with charitable giving?
We develop strategic giving plans that maximize tax benefits while aligning donations with clients' philanthropic values and legacy objectives.
