Business Details
9 Years
experience
Your Trusted Partner for Financial Advisory Services
Fairpoint Wealth Management is an independent, fee-only financial advisory firm dedicated to helping high-income professionals and affluent families maximize their wealth for retirement. Founded in 2017 by Matthew Kircher, we operate as fiduciaries, prioritizing client interests above all else. Our expertise lies in crafting personalized investment strategies, retirement income plans, and comprehensive financial solutions tailored to individual goals. We specialize in addressing the unique challenges faced by stock-compensated executives and pre-retirees with complex financial situations. By avoiding conflicts of interest and refusing to sell financial products, we maintain absolute transparency in our advisory process.Our team combines rigorous academic training with practical experience to deliver actionable insights that simplify wealth management. Recognized as one of Cleveland's top financial advisors, we leverage evidence-based strategies to optimize tax efficiency and long-term growth. Through ongoing portfolio monitoring and regular performance reporting, we ensure clients stay aligned with their financial objectives. Our commitment to excellence has earned features in national publications like Forbes and Business Insider. We serve clients both locally in Olmsted Falls, Ohio, and virtually across the country.
Services
Investment Management
Retirement Planning
Portfolio Design
Employee Benefits Planning
Financial Planning
Details
- Year established: 2017
Highlights and features
- We operate as independent, fee-only fiduciaries with no product sales conflicts
- Our team holds advanced financial credentials including MBA and CFP certifications
- Specialized expertise in early retirement planning for high-income professionals
- Recognized as top financial advisors by Expertise and News 5 Cleveland
- Transparent tiered fee structure with institutional-level investment access
What people say
Best Financial Advisors
Top Financial Advisor
Expert guidance
Personalized advice
National recognition
Services
Investment Management
Our investment management service creates customized portfolios aligned with your risk tolerance and financial goals. We implement tax-efficient strategies using low-cost, diversified investments while maintaining ongoing performance monitoring. Regular reviews ensure your portfolio stays aligned with market conditions and personal circumstances, helping maximize long-term growth potential through disciplined asset allocation.
Retirement Planning
Specialized retirement planning focuses on optimizing income strategies and minimizing tax liabilities during retirement. We develop comprehensive withdrawal plans that coordinate Social Security, pensions, and investment accounts. Our approach addresses longevity risks and healthcare costs while ensuring sustainable income throughout retirement through systematic portfolio withdrawals and strategic tax planning.
Employee Benefits Planning
This service optimizes executive compensation packages and stock-based incentives for maximum financial benefit. We analyze restricted stock units, stock options, and deferred compensation plans to develop strategic liquidation timelines. Our planning integrates equity compensation with overall wealth management goals, helping professionals make informed decisions about company-sponsored benefits and retirement account contributions.
Financial Planning
Comprehensive financial planning addresses all aspects of your financial life through integrated strategies. We coordinate investment management with estate planning, insurance needs, and tax optimization techniques. Our process includes cash flow analysis, risk management assessment, and multi-generational wealth transfer planning to create cohesive strategies that adapt to changing life circumstances and market environments.
Hourly Consulting
Flexible hourly consulting provides expert guidance for specific financial questions or projects. This service addresses one-time needs like investment portfolio reviews or retirement readiness assessments. Clients receive actionable recommendations without ongoing management commitments, making complex financial decisions more accessible through targeted professional insights and implementation guidance.
People
Matthew D. Kircher
President, Financial Advisor
Founder of Fairpoint Wealth Management with MBA from Case Western Reserve University. Recognized by Expertise and News 5 Cleveland for retirement planning expertise. Featured in Forbes and Business Insider for innovative financial strategies.
Questions
What services do you offer for retirement planning?
We provide comprehensive retirement planning including income strategies, withdrawal optimization, tax planning, and portfolio management tailored to high-income professionals and pre-retirees.
How are your advisory fees structured?
Our tiered fee structure ranges from 0.25% to 1.00% annually based on asset levels, with transparent monthly billing directly from managed accounts.
Do you work with clients outside Ohio?
Yes, we serve clients virtually across the United States while maintaining our physical office in Olmsted Falls, Ohio.
What's your investment approach?
We use a disciplined, long-term strategy focusing on tax-efficient, low-cost investments with regular portfolio reviews to maintain proper asset allocation and risk parameters.
Can I get help with stock compensation planning?
Yes, we specialize in optimizing executive stock compensation packages including restricted stock units, stock options, and deferred compensation planning for maximum financial benefit.
