Business Details
Your Trusted Financial Advisers in Aurora, OH
Demming Financial Services is dedicated to empowering individuals and families to achieve financial security through personalized planning and strategic investment management. Our team of Certified Financial Planners works closely with clients to develop customized roadmaps that address unique goals, whether related to retirement, wealth preservation, or navigating complex financial decisions. With a focus on education and transparency, we help clients build confidence in their financial future by combining evidence-based investment strategies with a client-centric approach.Our services cater to diverse client needs, including business owners, healthcare professionals, retirees, and those experiencing major life transitions. We emphasize a collaborative process that evolves with changing circumstances, ensuring long-term financial resilience.
Services
Financial Planning
Asset Management
Retirement Planning
Investment Strategy
Tax Planning
Wealth Preservation
Risk Management
Estate Planning
Cash Flow Analysis
Debt Structuring
Highlights and features
- We offer personalized financial roadmaps tailored to individual client goals
- Our team includes Certified Financial Planners with specialized expertise
- We implement evidence-based investment strategies for long-term growth
- Transparent fee structure with clear value proposition
- Comprehensive approach addressing all aspects of financial well-being
Associations and certifications
- CFP (Certified Financial Planner)
Services
Financial Planning
Our financial planning service creates customized strategies to achieve long-term financial goals. We analyze clients' complete financial picture to develop actionable plans addressing retirement, investments, and risk management. This comprehensive approach helps clients build confidence through structured wealth preservation and growth strategies.
Asset Management
We provide professional investment management using evidence-based strategies tailored to individual risk profiles. Our core-and-satellite approach combines diversified portfolios with active management components. Quarterly fee-based management ensures ongoing optimization aligned with clients' evolving financial objectives and market conditions.
Retirement Planning
This specialized service focuses on creating sustainable retirement income strategies. We help clients navigate complex decisions about pension options, Social Security optimization, and withdrawal planning. Our approach ensures financial security throughout retirement while maintaining flexibility for changing circumstances.
Investment Strategy
Our investment strategy service develops customized portfolio allocations based on individual goals and risk tolerance. We implement diversified approaches combining core holdings with strategic satellite investments. Regular portfolio reviews ensure alignment with clients' financial objectives and market dynamics.
Tax Planning
This service focuses on minimizing tax liabilities through strategic planning. We analyze clients' complete financial situations to identify tax-efficient investment strategies, retirement account conversions, and charitable giving opportunities. Our approach integrates with overall financial planning to maximize after-tax returns.
People
David Demming
Founder & President
Certified Financial Planner with decades of experience helping clients achieve financial security through personalized strategies and evidence-based investment approaches.
Dave Demming Jr.
Vice President/Chief Investment Officer
Lead investment strategist specializing in portfolio management and asset allocation strategies for high-net-worth individuals and families.
Gail Demming
Chief Financial Officer
Financial operations expert managing the firm's fiscal health and ensuring transparent financial practices for client accounts.
Dan Culliton
Director of Financial Planning
Experienced financial planner providing comprehensive wealth management solutions with focus on retirement and estate planning strategies.
Jake Smail
Financial Planning Associate
Supporting financial planning operations with specialized expertise in cash flow analysis and investment strategy implementation.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering retirement, investments, tax optimization, estate planning, and risk management tailored to individual client needs.
How are your investment management fees structured?
Our asset management fees range from 0.85% for the first $2.5M to 0.50% for amounts above $7.5M, with quarterly billing based on market value.
What is your financial planning process?
Our 7-step process includes discovery, data gathering, analysis, plan formulation, implementation, and ongoing review to ensure evolving needs are met.
Do you work with specific client types?
We serve business owners, healthcare professionals, retirees, and individuals experiencing major life transitions requiring comprehensive financial strategies.
How do you handle client communication?
We maintain regular communication through scheduled reviews, quarterly investment reports, and ongoing financial planning updates tailored to client preferences.
Reviews (1)
Brian Warner
Dec 07, 2019
Report
I couldnt ask for a better group of people to give great advice. They are willing to help even if it doesnt seem to benefit them immediately. If you need any financially planning or retirement savings, this is the best place to be.
