Business Details
11 Years
experience
Expert Retirement Risk Management Services
Golden Reserve was founded to address the evolving challenges faced by retirees in an era where traditional financial advisory models have become outdated. Our team specializes in identifying and mitigating the four major risks threatening retirement savings: IRA taxes, market volatility, hidden fees, and long-term care costs. We offer a comprehensive approach that integrates financial planning, legal guidance, tax strategies, and insurance solutions under one roof.Our proprietary Roadmap for Retirement provides personalized analysis to help clients protect their life savings. Through educational workshops, a nationally syndicated show, and a bestselling book, we empower retirees to make informed decisions. With over a decade of experience, our Retirement Planners focus on delivering transparent, client-centric services that prioritize long-term security over industry-standard practices.
Services
Retirement Planning
Tax Strategy
Market Risk Management
Fee Analysis
Long-Term Care Planning
Estate Planning
Insurance Services
Investment Advisory
Workshops
Book Publications
Details
- Year established: 2015
Highlights and features
- We specialize exclusively in retirement risk management for clients aged 55+
- Our integrated approach combines financial, legal, and insurance services under one roof
- We address the four largest retirement risks with proven mitigation strategies
- Our Roadmap for Retirement provides personalized, data-driven protection plans
- Founder Greg Aler educates retirees through nationally syndicated media platforms
Associations and certifications
- Registered Investment Adviser (SEC)
Services
Retirement Planning
Our Retirement Planners help clients navigate the four major risks threatening retirement savings: tax burdens, market volatility, hidden fees, and long-term care costs. We create personalized protection plans using our proprietary Roadmap for Retirement analysis. Our integrated approach combines financial, legal, and insurance expertise to develop comprehensive solutions tailored to individual needs.
Tax Strategy
We specialize in minimizing tax exposure for retirees through strategic IRA management and tax-efficient withdrawal strategies. Our team identifies opportunities to reduce tax liabilities while maintaining financial security. By integrating tax planning with overall retirement strategies, we help clients preserve more of their hard-earned savings for future generations.
Market Risk Management
Our approach focuses on protecting portfolios from significant downturns through diversified, risk-appropriate investment strategies. We help clients understand their risk tolerance and implement solutions that balance growth potential with capital preservation. Our services include ongoing monitoring and adjustments to adapt to changing market conditions and personal circumstances.
Long-Term Care Planning
We develop strategies to address rising long-term care costs while protecting assets from nursing home expenses. Our planners help clients evaluate insurance options and implement legal protections for their estates. By addressing this critical risk early, we help ensure financial security remains intact throughout retirement years.
Estate Planning
Through our affiliated law firm, we provide comprehensive estate planning services to protect assets and ensure smooth wealth transfer. Our solutions include wills, trusts, and advanced directives tailored to individual family needs. We coordinate these plans with overall financial strategies to create cohesive, long-term protection frameworks.
People
Greg Aler
CEO & Founder
Greg Aler is the founder of Golden Reserve and author of 'Fire Your Financial Advisor'. With decades of experience in retirement planning, he developed the Retirement Planner model to address modern retirement risks. Greg hosts a nationally syndicated show educating retirees about financial protection strategies.
Questions
What are the four major retirement risks you address?
We focus on IRA taxes, market volatility, hidden fees, and long-term care costs - the four largest threats to retirement savings according to current financial data.
How does your Roadmap for Retirement work?
Our proprietary analysis evaluates your current financial situation, identifies vulnerabilities to retirement risks, and creates a personalized protection plan with actionable recommendations for long-term security.
What makes Retirement Planners different from financial advisors?
Our planners specialize exclusively in retirement risk management, offer integrated legal and tax services, and focus on protecting savings rather than just investment management with 1% fees.
Do you offer educational resources for retirees?
Yes, we provide complimentary workshops, a nationally syndicated TV/radio show, and bestselling book to help retirees understand and mitigate financial risks in retirement.
What insurance services do you provide?
We offer long-term care insurance, annuities, and other protection products through our affiliated insurance agency, focusing on solutions that integrate with overall retirement plans.
Reviews (1)
Dave Secrest
Dec 31, 2021
Report
Positive:Professionalism
Golden Reserve helps to provide a diverse portfolio of investments while developing a plan to reduce risk and achieve investment goals.
Golden Reserve helps to provide a diverse portfolio of investments while developing a plan to reduce risk and achieve investment goals.
