Business Details
Comprehensive Financial Planning Services in Severna Park, MD
Cassilly Financial Group was founded on the principle of providing fiduciary-driven financial guidance tailored to each client's unique needs. With decades of combined experience in the financial services industry, our team prioritizes integrity, competence, and personalized service. We specialize in holistic financial planning, investment management, and business strategy, leveraging our expertise to help clients navigate complex financial landscapes. Our commitment to transparency and ongoing education ensures clients receive actionable solutions aligned with their long-term goals. Partnering with trusted professionals like Gardiner & Appel Group, we deliver comprehensive services that address every facet of financial well-being.As a Registered Investment Advisor, we operate under strict ethical standards, always acting in our clients' best interests. Our team's extensive background in both large broker-dealers and independent advisory roles informs our client-centric approach. We serve individuals and businesses across multiple states, focusing on building lasting relationships through reliable, data-driven advice. Our process emphasizes understanding clients' values, goals, and risk tolerance before developing customized strategies. Continuous monitoring and adaptive planning ensure our solutions evolve with changing life circumstances and market conditions.
Services
Financial Planning
Investment Management
Estate Planning
Retirement Planning
Tax Strategies
Business Planning
Risk Management
Education Planning
Special Needs Planning
Portfolio Rebalancing
Highlights and features
- We operate as fiduciaries, legally bound to act in your best interest
- Our team includes CERTIFIED FINANCIAL PLANNERS with decades of industry experience
- We offer holistic financial planning addressing all aspects of your financial picture
- We maintain transparent fee structures with no hidden costs
- Our partnership with Gardiner & Appel Group provides expanded tax and business services
Associations and certifications
- Certified Financial Planner Board of Standards
- SEC Registered Investment Advisor
Services
Financial Planning
Our comprehensive financial planning service creates customized roadmaps for long-term financial security. We analyze your current financial status, future goals, and risk tolerance to develop actionable strategies. Our planners consider all aspects including retirement, education, and estate planning to ensure cohesive wealth management solutions.
Investment Management
We provide tailored investment strategies based on individual risk profiles and financial objectives. Our approach combines asset allocation, professional research, and regular rebalancing to optimize returns. We emphasize behavior coaching and emotional discipline to navigate market fluctuations effectively while maintaining long-term focus.
Business Planning
Our business planning service addresses key areas including retirement plans, buy-sell agreements, and executive benefits. We help business owners protect assets, implement tax-efficient strategies, and develop succession plans. Our insider perspective enables proactive solutions for financial challenges specific to entrepreneurs.
Estate Planning
We develop comprehensive estate plans to preserve wealth and ensure smooth asset transfer. Our approach coordinates with legal and tax professionals to implement wills, trusts, and beneficiary designations. We focus on minimizing tax liabilities while aligning plans with clients' personal values and family needs.
Retirement Planning
Our retirement planning service creates personalized pathways to financial independence. We analyze current assets, projected needs, and risk factors to develop sustainable withdrawal strategies. The process includes tax optimization, Social Security planning, and contingency preparations for long-term care needs.
People
Frederick Cassilly
Principal Advisor
With 11 years at a major broker-dealer and CFP certification, Frederick founded Cassilly Financial Group as an independent RIA. He specializes in fiduciary financial planning, holding a Lehigh University finance degree and maintaining strict ethical standards.
David Bauer
Financial Advisor
David transitioned to Cassilly Financial after five years in personal finance, obtaining CFP certification in 2024. He focuses on client-centered planning, combining University of Maryland education with practical experience in developing tailored investment strategies and financial solutions.
Questions
What makes Cassilly Financial Group different from other financial advisors?
As fiduciary Registered Investment Advisors, we're legally obligated to act in your best interest. Our independent status allows unbiased recommendations without product sales incentives.
What services do you offer for business owners?
We provide specialized business planning including retirement solutions, buy-sell strategies, executive benefits, and protection planning to help entrepreneurs focus on growing their companies.
How do you approach investment management?
We create personalized strategies based on risk tolerance and goals, using asset allocation, third-party research, and regular rebalancing while emphasizing emotional discipline during market cycles.
What credentials do your advisors hold?
Our team includes CERTIFIED FINANCIAL PLANNERS and SEC-registered investment advisors with decades of combined experience in both broker-dealer and independent advisory roles.
How are your financial planning fees structured?
We maintain transparent fee structures with no hidden costs or commissions. Our compensation model is clearly disclosed in our ADV Part II document available upon request.
