Business Details
10 Years
experience
Your Trusted Financial Partner in Elkridge, MD
The CGMA Group, LLC is a Christian, Disabled-Veteran Owned Small Business founded on core values of Integrity, Professionalism, Quality, and Service. Established in 1993, our team of experienced financial advisors specializes in personalized investment strategies, corporate retirement planning, and child investment solutions. We prioritize client-centric service, offering unbiased advice through independent research and market analysis. Our expertise spans diverse financial instruments, including IRAs, 529 plans, and employer-based retirement programs.Headquartered in Maryland, we serve clients nationwide with a focus on the Baltimore-Washington region. Our commitment to ethical practices and client education ensures tailored solutions that align with individual and business financial goals. We maintain affiliations with trusted partners like Cambridge Investment Research while upholding independence in advisory services. With over 25 years of industry experience, we combine deep market knowledge with a dedication to transparency and long-term client relationships.
Services
Personal Investments
Child Investments
Corporate Strategy
Portfolio Analysis
Insurance Planning
Details
- Year established: 2016
Highlights and features
- We offer 25+ years of independent financial advisory experience since 1993
- Our team provides unbiased recommendations through independent market research
- Specialized expertise in retirement plan selection for small businesses
- Comprehensive child investment strategies including 529 plans and UGMA accounts
- Commitment to core values ensures ethical, client-first financial guidance
Associations and certifications
- FINRA
- SIPC
Services
Personal Investments
Our personal investment services help clients grow wealth through diversified portfolios tailored to individual financial goals. We offer guidance on IRAs, mutual funds, and stock market investments while emphasizing risk management. Our advisors work closely with clients to create customized strategies that balance growth potential with financial security needs.
Child Investments
We specialize in creating child investment plans including 529 savings accounts and UGMA/UTMA custodial accounts. Our experts help parents and guardians establish education funds that maximize growth potential while meeting specific academic expense requirements. We provide comprehensive guidance on tax-efficient investment vehicles for children's futures.
Corporate Strategy
Our corporate strategy services focus on employer-sponsored retirement plans like 401(k), SEP, and SIMPLE IRAs. We assist business owners in selecting appropriate plans that benefit both employers and employees while ensuring compliance with regulatory requirements and optimizing tax advantages.
Portfolio Analysis
We conduct comprehensive portfolio analyses to evaluate investment performance and risk exposure. Our professionals provide data-driven recommendations for portfolio adjustments based on current market conditions and long-term financial objectives while maintaining emotional discipline in investment decision-making.
Insurance Planning
Our insurance planning services help clients understand life insurance needs for family protection and estate planning. We explain coverage options, analyze existing policies, and recommend appropriate amounts based on income replacement needs, debt obligations, and future financial goals.
People
Charles G. Menk III
President & CEO
Founder with 25+ years of financial industry experience since 1993. Established CGMA Group after recognizing the need for ethical financial advisory services. Specializes in retirement planning and investment strategy development.
Questions
What investment services do you offer for individuals?
We provide personalized investment planning including IRAs, mutual funds, and stock market investments tailored to your financial goals and risk tolerance.
Do you help with college savings plans?
Yes, we specialize in 529 savings plans and UGMA accounts to help families prepare for education expenses with tax-efficient investment options.
Can you assist small business owners with retirement plans?
We help businesses select appropriate retirement plans like 401(k), SEP, and SIMPLE IRAs that meet both employer and employee needs.
What areas do you serve?
We serve clients in 21 states including Maryland, Virginia, California, and Texas with a focus on the Baltimore-Washington region.
Are you affiliated with Cambridge Investment Research?
We maintain business relationships with Cambridge for securities and advisory services, but operate independently as The CGMA Group, LLC.
How can I schedule a consultation?
Contact us at 410-761-2462 or through our website to arrange a free initial consultation with one of our financial advisors.
