Business Details
19 Years
experience
Your Trusted Mortgage Broker in Lake Oswego, OR
Established in 2007, Vantage Mortgage Group is a nationally recognized, locally owned independent mortgage brokerage serving Oregon, Washington, and Idaho. Our mission centers on transforming mortgage access through transparency and competition, leveraging over 30 wholesale lender partnerships to secure optimal terms for clients. With an average of 20+ years' experience per originator, we prioritize math-driven decisions over sales tactics, maintaining fiduciary responsibility to clients rather than lenders.Our systematic approach combines low overhead with advanced technology, enabling competitive pricing and expedited closings while sustaining an A+ BBB rating with zero complaints. As industry educators, we empower consumers through data-driven insights, evidenced by 640+ 5-star reviews and $2.2 billion in closed loans across the Pacific Northwest.
Services
Mortgage Brokerage
Home Purchase Loans
Refinance Services
Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
USDA Loans
Low Down Payment Options
Reverse Mortgages
Details
- Year established: 2007
Highlights and features
- We have over 20 years of experience in mortgage services
- We offer a transparent and systematic approach
- We provide access to over 30 wholesale lenders
- We have an A+ rating with the BBB
- We focus on client education and math-based decisions
Associations and certifications
- Better Business Bureau (BBB)
What people say
Transparent process
Competitive rates
Expert guidance
Efficient service
Educated staff
Services
Mortgage Brokerage
We provide independent mortgage brokerage services connecting clients with multiple wholesale lenders. Our fiduciary approach prioritizes client interests through transparent rate comparisons and data-driven decisions. With access to 30+ lending partners, we secure competitive terms across all loan types while maintaining local expertise in Pacific Northwest markets.
Home Purchase Loans
Specialized mortgage solutions for homebuyers navigating one of life's largest financial decisions. We offer comprehensive guidance through conventional, FHA, VA, and USDA loan programs with personalized rate comparisons. Our systematic approach ensures clarity throughout the purchase process from pre-approval to closing.
Refinance Services
We help homeowners reduce monthly payments, access equity, or accelerate mortgage payoff through strategic refinancing. Our services include rate-and-term refinancing, cash-out options, and debt consolidation solutions. Real-time pricing comparisons across multiple lenders ensure optimal refinancing outcomes.
Conventional Loans
We offer conforming and non-conforming conventional loan options for home purchase or refinance. Our experts guide clients through standard mortgage requirements while leveraging competitive pricing from multiple lenders. Flexible terms and down payment options cater to various financial situations.
FHA Loans
We specialize in FHA-insured mortgage programs for first-time buyers and those with lower credit scores. Our team explains FHA loan requirements, helps qualify for low down payment options, and compares lender pricing to secure the best available terms for government-backed mortgages.
People
Andy W. Harris
President
Andy Harris leads Vantage Mortgage Group with over 15 years of industry experience, focusing on fiduciary mortgage practices and consumer education. He established the company's transparent, math-driven approach that prioritizes client interests over lender affiliations.
Questions
How does Vantage Mortgage Brokers differ from traditional banks?
We work exclusively for clients rather than lenders, comparing rates from 30+ wholesale partners to secure better terms than single-institution offerings.
How do you get competitive mortgage rates?
Our network of 30+ wholesale lenders creates competition for your business, combined with low overhead and systematic processing that reduces costs.
What mortgage services do you offer?
We provide purchase loans, refinancing, conventional, FHA, VA, jumbo, USDA loans, and specialized programs for unique financial situations.
What is your application process like?
Our streamlined digital process includes personalized rate quotes, paperless document submission, and direct communication with experienced loan consultants.
Are there additional fees for your brokerage services?
We disclose all costs upfront - our compensation comes from lender credits rather than direct client fees, maintaining transparency throughout.
Videos
Reviews (7)
Carissa Thomas
Jan 04, 2022
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I have to say, as a first time home buyer Vantage Mortgage was a god send. I worked directly with Todd Gydesen and he was just wonderful. He was there every step of the way and was so understanding and helpful. I really felt that I was in good hands and it was nice to know I could trust the people handling such an important task. Very professional and timely in regards to all matters. So happy I used Vantage Mortgage brokers to purchase my first home!
Toni Boitz
Nov 30, 2021
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We were highly impressed by the speed and quality of work. Whenever we needed calculations and estimates the turn-around time was outstanding. That helped us make the right decision when purchasing our home.
Shona Glasgow
Nov 14, 2021
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I worked with Tia Anderson at Vantage last month for the purchase of my first home and could not be happier with the experience. From spending time with me over the summer to explain in understandable detail the steps involved and things to be aware of, to walking through documents and estimates (and all of my questions) leading up to an offer, to being so responsive and on the ball throughout the actual purchase, Tia was a great partner the whole way through. I was able to close on my purchase in Washington from Portland knowing that I was getting the best rate from a great advocate, and felt
Mike Jones
Nov 05, 2021
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Andy and his team made this the best experience anyone could ask for in such a HUGE life impacting decision. Being a first time buyer I had a ton of questions along the process and Andy or someone on his team responded back EXTREMELY quickly every single time, even if I asked a question on a weekend they always had an answer for me. I was able to get a great rate, with a large lender credit which took a lot of the stress out of the whole situation. If you are looking for a great team who will be there for you when you need them, look no further than Vantage Mortgage Group
Joy Daniel
Nov 03, 2021
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Darren Holland
Oct 27, 2021
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We worked with Peder recently (for the second time) to help us through the refinance process. He is really great - easy going but always on top of the process and is very quick to follow up. He also helped us think through our objectives with the refi and led us to a loan solution that was competitve and structured well for our needs. We highly recommend Peder and Vantage Mortgage.
Zoe Namerow
Oct 24, 2021
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Andy and his team are truly phenomenal! After starting our homebuying process with another lender with whom we were having a poor experience, we switched to Vantage and could not be happier. Andy is attentive, knowledgeable, and super reliable. He went above and beyond for us and we couldn't be happier with the experience and the rate that we secured. Wholeheartedly recommend Andy and Vantage!
